Summary
Overview
Work History
Education
Skills
Certification
Awards Recognitions
Projects
Timeline
Generic

Abhishek Bhadoria

Summary

Passionate and results-driven Business Analyst with comprehensive Payment's domain experience across Osko Real Time Payments (NPP), Global Currency Card (GCC), Mandate Payment Services (MPS)/Pay To, Value Dating (VD) at Westpac covering Requirements scoping and analysis, Payment's validations with Business operations and Production support teams. I have strong analytical and technical skills in Banking domain and have consistently delivered to high standards of service through effective collaboration, communication, and strategic planning.

Overview

9
9
years of professional experience
1
1
Certification

Work History

Pay To/Mandate Payments Services (MPS)

03.2021 - Current
  • Enabled authorized 3rd party payment initiation from customer accounts, including 'debit-like' functionality (i.e., a Direct Debit alternative) in real time through mandates.

Technical Business Analyst

Westpac Group (via Simplus/Infosys Ltd.)
03.2021 - Current
  • Working on Pay To for Billers program and contributing in Cross-border/International Payments in parallel as part of compliance projects.

New Payments Platform (NPP)

NPPA, RBA and Big four Banks
11.2015 - Current
  • Enabled Industry wide Osko real-time payments, clearing and settlement.

Senior Consultant/Quality Assurance Lead

Westpac Group (via Infosys Ltd.)
05.2018 - 02.2021
  • Led Industry testing with multiple banking partners for real-time payments (NPP) and executed end to end value dating and finance testing for real-time payments (NPP) and non-real time/batch payments.

Value Dating (VD)

03.2020 - 08.2020
  • Implemented changes to consistently 'value date' transactions from different payment types that can occur after hours, including non-banking days and to prevent customers from being charged incorrect debit interest.

Global Currency Card (GCC)

09.2019 - 02.2020
  • Enabled Westpac and St
  • George customers to deposit funds in their corresponding Worldwide Wallet Accounts and use it in the required currency/country through MasterCard digital Platform.

Quality Assurance Analyst

Westpac Group (via Infosys Ltd.)
11.2015 - 04.2018
  • Validated payments integration and performed extensive testing for NPP PayID/Alias workflow.

System Engineer Trainee

Infosys Ltd.
05.2015 - 10.2015
  • Attended comprehensive training in C++, SQL, Java, Performance and Manual Testing and developed Employee Payroll Integration System with Java Enterprise Edition(J2EE) as part of a major Project.

Education

B.E. - Electronics & Telecommunication Engineering

Institute of Engineering and Technology, DAVV
Indore, M.P.

Higher Secondary - Physics, Chemistry, Mathematics

Shri Krishna H.S. School
Chhatarpur, M.P.

High School - Physics, Chemistry, Mathematics

Maharishi Vidya Mandir
Chhatarpur, M.P.

Skills

  • Comprehensive Payment's domain experience
  • Strong analytical and technical skills in Banking domain
  • Effective collaboration, communication, and strategic planning

Certification

  • Essentials of Cloud Computing (Infosys Ltd.)
  • SDET DevOps Introduction (Infosys Ltd.)
  • Introduction to Agile testing (Infosys Ltd.)
  • Design Thinking (Infosys Ltd.)
  • Business Communication Enablement (Infosys Ltd.)
  • Certified in Java Enterprise Edition(J2EE) and Advance SQL (Infosys Ltd.)
  • Certified in Performance Testing using HP Performance Center and Automation Testing using Selenium (Infosys Ltd.)

Awards Recognitions

  • Received Westpac CEO recognition in May'23 for being one of the critical Team members of Pay To Program (compliance for Westpac) driven by NPPA/AP+.
  • Awarded GEM Recognition for demonstrating outstanding skills in driving the Pay to Program as one of the critical members for the project in March'23.
  • Awarded Star Performer & Appreciation Badge at Client level in May 2022 for outstanding performance.
  • Super-Tech award in Oct 2020 for demonstrating excellent performance in the testing activities during NPP and GCC Projects.
  • Spotlight awards in 2019, 2020 and 2021 at organization level.

Projects

New Payments Platform (NPP), 11/2015, CURRENT, New Payments Platform (NPP) collaboratively delivered by NPPA, RBA and Big four Banks has enabled Industry wide Osko real-time payments, clearing and settlement. Pay To/Mandate Payments Services (MPS), 03/2021, CURRENT, Pay To/Mandate Payments Service (MPS) enabled authorized 3rd party payment initiation from customer accounts, including 'debit-like' functionality (i.e., a Direct Debit alternative) in real time through mandates. Global Currency Card (GCC), 09/2019, 02/2020, Global Currency Card project has enabled Westpac and St. George customers to deposit funds in their corresponding Worldwide Wallet Accounts and use it in the required currency/country through MasterCard digital Platform. Value Dating (VD), 03/2020, 08/2020, Westpac implemented changes to its core systems to consistently 'value date' transactions from different payment types that can occur after hours, including non-banking days and to prevent customers from being charged incorrect debit interest.

Timeline

Pay To/Mandate Payments Services (MPS)

03.2021 - Current

Technical Business Analyst

Westpac Group (via Simplus/Infosys Ltd.)
03.2021 - Current

Value Dating (VD)

03.2020 - 08.2020

Global Currency Card (GCC)

09.2019 - 02.2020

Senior Consultant/Quality Assurance Lead

Westpac Group (via Infosys Ltd.)
05.2018 - 02.2021

New Payments Platform (NPP)

NPPA, RBA and Big four Banks
11.2015 - Current

Quality Assurance Analyst

Westpac Group (via Infosys Ltd.)
11.2015 - 04.2018

System Engineer Trainee

Infosys Ltd.
05.2015 - 10.2015

B.E. - Electronics & Telecommunication Engineering

Institute of Engineering and Technology, DAVV

Higher Secondary - Physics, Chemistry, Mathematics

Shri Krishna H.S. School

High School - Physics, Chemistry, Mathematics

Maharishi Vidya Mandir

Similar Profiles

CREATE PROFILE
Abhishek Bhadoria