Summary
Overview
Work History
Education
Skills
References
Timeline
Generic

Akshay Rimal

Summary

Experienced and attentive Loan Officer with 2 years of experience providing excellent customer service to clients seeking loans. Adept at thoroughly analyzing the financial status of clients and helping them to apply for and obtain the best loans for their lifestyle. Bringing forth a track record of increasing client satisfaction ratings, while working in accordance with all company policies. Ambitious and driven to reach new levels of success. Recently completed Diploma of finance and mortgage management and seeking a position as a Para Broker with a strong desire to be mentored and trained towards becoming a Mortgage Broker

Overview

6
6
years of professional experience

Work History

Credit Analyst

Finconnex Financials
11.2023 - Current
  • Servicing the cleints' loan with different lenders.
  • Building relationship with BDM of different lenders.
  • Contacting leads and accessing their borrowing power.
  • Assessed credit risk and analyzed financial statements.
  • Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
  • Analyzed credit scores to determine borrowers' creditworthiness.
  • Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
  • Research on lender policies and find the best suited lender for the cleint's.
  • Ensured compliance with internal policies and regulatory requirements through diligent documentation of all credit decisions.
  • Improved overall portfolio quality, conducting regular reviews of existing accounts and recommending appropriate actions.
  • Collaborated with cross-functional teams for comprehensive client assessments, supporting informed decisionmaking.

Finance Associate

Bell Partner Finance
09.2022 - 10.2023
  • Facilitating successful completion of clients' requirements and product reviews
  • Fill in the data from the fact find into the CRM and apply online
  • Carrying out servicing of the client's loan application
  • Managing the loan process from pre-submission to post-settlement
  • Organizing valuations and pricing approvals with lenders
  • Booking & organizing settlements with the clients, solicitors, & lenders
  • Ensuring all settled files are compliant
  • Annual and 6-month review of clients' loans after settlement and provide comparison where applicable
  • Successfully negotiated favourable terms with lenders while adhering to company standards
  • Leveraged strong problem-solving abilities to resolve potential lending issues quickly
  • Coordinated closely with underwriters and processors throughout the entire loan lifecycle
  • Monitored daily workflow of assigned loan officers and provided guidance where needed
  • Maintained accurate records of all loan applications, documents and customer information
  • Take ownership of the client's file from submission to settlement
  • Settled any customer dispute in a professional and pleasant manner.

Loan Processing Specialist

Home Loan Experts
04.2021 - 02.2022
  • Continuous lasing with the broker support team and guiding the client throughout the process till the settlement
  • Resolving MIRs with the lender's credit assessment team and keeping client posed on it
  • High attention to detail and avoid any missing information on the lender form
  • Well informed about the rate change and proactively informing client about the rate lock when necessary
  • Being a bridge between the lender, client, solicitor and the broker and communicating in a pleasant and professional manner through out the process to settle the file within the settlement date
  • Handling multiple files in an organized way and the skills to keep the client on loop when necessary and deliver excellent customer service
  • Communicating with the customer and making them comfortable and creating a safe environment
  • Getting feedback from the customer to achieve business value
  • Analyzing the feedback to reach high market value and meet the business goal on a month to month basic
  • Being a team player and creating a professional work space.

Manager on Duty

Nandos
03.2018 - 04.2021
  • Being a team player and creating a professional work space.

Education

Diploma of Finance & Mortgage Broking Management in Finance -

AAMC
08.2023

Bachelor of Information Technology -

Kings Own Institute
06.2022

Advanced Diploma in Network Security -

Skyline International College
05.2020

Diploma in Information Technology -

Sky Line International Colllege
12.2019

Skills

  • Strong Communication Skills
  • Time Management
  • Conflict Resolution
  • Data Entry
  • Critical Thinking
  • Customer Experience

References

  • Leslie Patonay, Senior Mortgage Broker, lpatonay@bellpartners.com
  • Joseph Mann, General Manager, jmann@bellpartners.com
  • Rachel Eveson, Senior Mortgage Broker, reveson@bellpartners.com

Timeline

Credit Analyst

Finconnex Financials
11.2023 - Current

Finance Associate

Bell Partner Finance
09.2022 - 10.2023

Loan Processing Specialist

Home Loan Experts
04.2021 - 02.2022

Manager on Duty

Nandos
03.2018 - 04.2021

Diploma of Finance & Mortgage Broking Management in Finance -

AAMC

Bachelor of Information Technology -

Kings Own Institute

Advanced Diploma in Network Security -

Skyline International College

Diploma in Information Technology -

Sky Line International Colllege

Similar Profiles

CREATE PROFILE
Akshay Rimal