Amesh Shrestha
Mango Hill,QLD
Summary
Hardworking Credit Officer well-versed in reviewing financial documents, preparing loan packages and making recommendations based on risk values. Detail-oriented and thorough with excellent judgment and good verbal and written communication strengths. Knowledgeable financial professional experienced in assessing credit viability for borrowers. Good organizational and critical thinking skills. Offering three years of related experience. Effective at keeping customer loans in line with bank and legal guidelines through systematic assessments of property values and borrower histories. Dedicated to optimizing bank portfolios by balancing risk with profitability.
Overview
6
6
years of professional experience
Work History
Assistant Credit Officer
Nabil Bank Limited
12.2019 - 07.2023
- Adhered to banking standards and government lending guidelines for loan services.
- Organized and finalized loan applications for underwriter review.
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
- Devised collection recovery strategies to resolve customer issues and delinquent cases.
- Reviewed and verified income, credit reports and employment histories for each borrower.
- Obtained and interpreted financial statements to assist in credit limit reviews.
- Used MIS, Excel and Finacle to perform credit appraisals, document verification and loan approvals.
- Monitored client abilities and account information to determine appropriate credit approval decisions.
- Investigated and evaluated customers for creditworthiness and potential risk factors.
Assistant Accountant
Jalan Trade And Suppliers
09.2017 - 11.2019
- Maintained detailed financial records of accounts receivable and payable status and bank reconciliations.
- Maintained accurate and complete documentation to facilitate accounting and filing functions.
- Assisted with monthly and quarterly income statements, balance sheets and cash flow reports to inform decision-makers.
- Processed payroll by validating work hours and attendance of employees.
- Monitored status of accounts receivable and payable to facilitate prompt processing.
Education
MBA - Sales And Distribution
Lincoln University
Kathmandu09.2020
BBA - Accounting And Finance
Tribhuwan University
Kathmandu09.2017
Skills
- Community Reinvestment Act
- Customer Relationship Management
- Compliance Assessments
- Reference Verification
- Property Evaluation
- Financial Data Analysation
- E-Credit Systems
Timeline
Assistant Credit Officer
Nabil Bank Limited
12.2019 - 07.2023
Assistant Accountant
Jalan Trade And Suppliers
09.2017 - 11.2019
MBA - Sales And Distribution
Lincoln University
BBA - Accounting And Finance
Tribhuwan University
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