Amrit Adhikari
Coconut Grove (Relocating To Melbourne),Australia
Summary
Detail-oriented AML Analyst with over 2 years of experience in transaction monitoring, enhanced customer due diligence, and risk-based assessments. Skilled in identifying and escalating suspicious activities per AUSTRAC guidelines, conducting AML/CTF investigations, and screening for sanctions and PEPs. Committed to maintaining high-quality standards, mentoring colleagues, and supporting informed risk and operational decisions.
Overview
2
2
years of professional experience
1
1
Certification
Work History
Senior Customer Due Diligence Analyst
bet365
Darwin, Australia
11.2025 - Current
- Perform Enhanced Customer Due Diligence (ECDD) on high-risk customers, assessing behaviour against expected profiles
- Assess 7+ escalated cases daily, determining No Further Action or escalation based on clear grounds for suspicion
- Manage and investigate 40+ daily transaction monitoring alerts, identifying unusual patterns and ML/TF risk indicators to mitigate potential risks
- Analyze customer activity, transaction behavior and payment methods to support risk-based and operational decision-making
- Conduct weekly Quality Assurance reviews across 16+ cases to ensure compliance with AML/CTF frameworks and internal standards
- Mentor junior analysts and provide guidance on investigation quality, improving consistency and decision-making
- Support regulatory reporting workflows by preparing accurate, defensible case documentation that met AUSTRAC expectations
- Contribute to continuous improvement initiatives, enhancing transaction monitoring and detection effectiveness
Customer Due Diligence Analyst
bet365
Darwin, Australia
08.2024 - 10.2025
- Performed Enhanced Customer Due Diligence (ECDD) on higher-risk customers, assessing behavioral anomalies against expected profiles to ensure compliance and reduce risk exposure
- Conducted transaction monitoring investigations, analysing customer activity to identify unusual patterns and ML/TF risk indicators for effective risk mitigation
- Investigated alerts and identified suspicious activity for escalation based on risk indicators and behavioral analysis
- Reviewed 7+ alerts daily across transaction monitoring and Spike in Activity reports, ensuring timely and accurate risk assessment to support organizational compliance efforts
- Completed sanctions, PEP and adverse media screening using Dow Jones and internal systems
- Produced clear and defensible AML case narratives aligned with AUSTRAC expectations and internal QA standards
Education
Bachelor of Information Technology -
Charles Darwin University
Darwin, NT07-2020
Skills
- Customer Due Diligence
- Suspicious activity investigation
- Transaction Monitoring (TM)
- Sanctions and PEP Screening
- Adverse media analysis
- AML/CTF Compliance (AUSTRAC)
- Risk-Based Assessments
- Customer Risk Profiling
- Data Analysis and Behavioral Pattern Recognition
Leadership & Training
- Delivered AML training sessions on transaction monitoring, investigation standards, and compliance procedures to a team of 20 analysts
- Led rollout of AML processes in partnership with senior management, improving consistency in investigation and escalation outcomes
- Designed and implemented the “Suspended – No Login” process, guiding analysts on account suspension and escalation handling
- Acted as a key point of contact for analysts, providing guidance on AML policies and improving overall team performance
Affiliations
- Transaction Monitoring Systems
- Case Management Systems
- Dow Jones Risk & Compliance (Adverse Media, PEP & Sanctions Screening)
- Microsoft Excel (Data Analysis, Pivot Tables)
Certification
- AML Foundations, Completed, 2026
- CAMS, Planned, ACAMS
- Diploma in Financial Crime Prevention, Planned, ICA
References
Available upon request
Timeline
Senior Customer Due Diligence Analyst
bet365
11.2025 - Current
Customer Due Diligence Analyst
bet365
08.2024 - 10.2025
Bachelor of Information Technology -
Charles Darwin University