Anita Cao
Melbourne
Summary
Qualified actuary with a strong foundation in data-driven insurance pricing, portfolio analysis, and stakeholder reporting. Experienced in R, SQL, and Python, with a growing focus on statistical modelling, segmentation, and exploratory analysis. Skilled at translating data insights into strategic actions, with demonstrated experience across life and general insurance.
Overview
5
5
years of professional experience
1
1
Certification
Work History
Actuarial Analyst, Insurance Product & Pricing
AustralianSuper
09.2022 - Current
- Conduct forward-looking modeling of insured experience using historical data and statistical analysis across economic and demographic factors.
- Apply SQL and R to extract, clean, and analyze large datasets, producing insights used in fund reserve forecasts and pricing model calibration.
- Deliver clear, data-driven reporting and presentations to cross-functional stakeholders including finance, insurers and APRA regulators.
- Monitor key matrices including portfolio payout ratios and reserve movements to support pricing integrity and regulatory compliance.
Actuarial Analyst
AXA General Insurance
09.2021 - 07.2022
- Identify underperforming or highly profitable business segments through deep-dive analysis of loss ratios using multi-dimensional segmentation frameworks.
- Translate analytical findings into pricing and business strategies by engaging directly with regional branches to gather qualitative insights and market updates.
- Consolidate quantitative results and commercial context into summary reports that informed strategic decisions by senior leadership on portfolio steering and pricing adjustments.
Actuarial Analyst (Graduate)
Taiping Insurance Group
07.2020 - 08.2021
- Conduct exploratory data analysis to investigate customer behaviour patterns influencing acceptance and conversion rates, generating insights on price elasticity and risk selection.
- Contribute to the development of a pricing scorecard for truck insurance by analyzing key vehicle and driver characteristics; piloted new pricing factors in a selected branch.
- Prepare monthly branch performance reviews, analyzing key business indicators support commercial decision-making.
Education
Master of Commerce - Actuarial Science
The University of Melbourne
01.2019
Bachelor of Commerce - Actuarial Studies
The University of Melbourne
01.2017
Skills
- Languages: Python, R, SQL
- Methods: Statistical modelling, machine learning
Certification
- Fellow of the Institute of Actuaries of Australia (FIAA), 2025
- CFA Level I
Timeline
Actuarial Analyst, Insurance Product & Pricing
AustralianSuper
09.2022 - Current
Actuarial Analyst
AXA General Insurance
09.2021 - 07.2022
Actuarial Analyst (Graduate)
Taiping Insurance Group
07.2020 - 08.2021
Bachelor of Commerce - Actuarial Studies
The University of Melbourne
Master of Commerce - Actuarial Science
The University of Melbourne
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