Anita Cao
Melbourne
Summary
Qualified actuary with a strong foundation in data-driven insurance pricing, portfolio analysis, and stakeholder reporting. Experienced in R, SQL, and Python, with a growing focus on statistical modelling, segmentation, and exploratory analysis. Skilled at translating data insights into strategic actions, with demonstrated experience across life and general insurance.
Overview
5
5
years of professional experience
1
1
Certification
Work History
Actuarial Analyst, Insurance Product & Pricing
AustralianSuper
Melbourne, Australia
09.2022 - Current
- Conduct forward-looking modeling of insured experience using historical data and statistical analysis across economic and demographic factors.
- Apply SQL and R to extract, clean, and analyze large datasets, producing insights used in fund reserve forecasts and pricing model calibration.
- Deliver clear, data-driven reporting and presentations to cross-functional stakeholders including finance, insurers and APRA regulators.
- Monitor key matrices including portfolio payout ratios and reserve movements to support pricing integrity and regulatory compliance.
Actuarial Analyst
AXA General Insurance
Shanghai, China
09.2021 - 07.2022
- Identify underperforming or highly profitable business segments through deep-dive analysis of loss ratios using multi-dimensional segmentation frameworks.
- Translate analytical findings into pricing and business strategies by engaging directly with regional branches to gather qualitative insights and market updates.
- Consolidate quantitative results and commercial context into summary reports that informed strategic decisions by senior leadership on portfolio steering and pricing adjustments.
Actuarial Analyst (Graduate)
Taiping Insurance Group
Shenzhen, China
07.2020 - 08.2021
- Conduct exploratory data analysis to investigate customer behaviour patterns influencing acceptance and conversion rates, generating insights on price elasticity and risk selection.
- Contribute to the development of a pricing scorecard for truck insurance by analyzing key vehicle and driver characteristics; piloted new pricing factors in a selected branch.
- Prepare monthly branch performance reviews, analyzing key business indicators support commercial decision-making.
Education
Master of Commerce - Actuarial Science
The University of Melbourne
01.2019
Bachelor of Commerce - Actuarial Studies
The University of Melbourne
01.2017
Skills
- Languages: Python, R, SQL
- Methods: Statistical modelling, machine learning
Certification
- Fellow of the Institute of Actuaries of Australia (FIAA), 2025
- CFA Level I
Timeline
Actuarial Analyst, Insurance Product & Pricing
AustralianSuper
09.2022 - Current
Actuarial Analyst
AXA General Insurance
09.2021 - 07.2022
Actuarial Analyst (Graduate)
Taiping Insurance Group
07.2020 - 08.2021
Bachelor of Commerce - Actuarial Studies
The University of Melbourne
Master of Commerce - Actuarial Science
The University of Melbourne