Talented Relationship and Sales Officer with proven track record of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. 6 years experience in customer service, assisting clients with loan requirements, credit writing and reviewing credit histories. Knowledgeable in all credit procedures.
Overview
14
14
years of professional experience
Work History
Finance and Procurement Consultant
United Nations Development Programme - UNDP
08.2021 - 03.2023
Prepared accurate year-end financial reports, aligning expenses with approved budget
Collaborated to produce and edit quarterly reports for board
Managed project finances, forecasting expenditures within budgets
Assisted in HACT assessment with the, Ministry of Justice Legal Affairs
Organized workshops for justice sector partners, fostering collaboration
Utilized Atlas Finance for vendor management, payments, and reporting
Led grant activities, including training, eligibility assessment, monitoring, and reporting
Successfully implemented grant initiatives, extending project reach.
Managed procurement requests and acted as point-person for customers on logistics, hardware and software needs.
Maintained internal inventory of supplies and equipment.
Tracked purchase orders and followed up with vendors and carriers to support timely deliveries.
Established relationships with vendors and suppliers to streamline procurement operations.
Negotiated contracts and agreements with suppliers to achieve best pricing and terms.
Carefully read and interpreted requisition orders to understand specialized terms and requirements.
Maintained up-to-date database of suppliers, vendors and contracts to support accurate recordkeeping.
Maintained accuracy in calculating figures and amounts.
Coordinated grant proposal submissions by meeting with team to discuss proposed resources, draft administrative components, review budget and drive deadline achievement.
Supported teammates by offering accurate and timely information to make decisions.
Completed pre and post- grant award research activities while delivering excellent customer service.
Planned and organized and coordinated events to encourage community involvement and increase awareness of organization's mission.
Managed budgets for events and campaigns, keeping financial goals on track.
Proven ability to learn quickly and adapt to new situations.
Relationship and Sales Officer
Medium Enterprises, Fiji Development Bank
01.2011 - 10.2016
Conducted comprehensive loan application evaluations, assessing financial and non-financial aspects
Evaluated risk and set appropriate loan terms based on credit analysis
Analyzed financial data to assess borrower health and identify risks
Ensured regulatory compliance, maintaining meticulous loan records
Evaluated collateral and managed loan portfolios, minimizing potential losses
Engaged in debt collection and developed strategies for recovery
Provided financial education to clients, enhancing financial literacy
Stayed updated on industry trends to inform lending decisions
Prepared comprehensive loan reports and collaborated across departments.
Responded to customer needs by answering questions and providing detailed information about Small and Medium Business loans.
Researched target market and identified customers' unique needs to suggest suitable products.
Worked diligently to resolve unique and recurring complaints, promoting loyalty, and enhancing operations.
Trained and mentored staff of 2 university interns for further development of team
Established ambitious sales targets, managed deployment strategies, and developed go-to-market plans to capitalize on every revenue opportunity.
Enhanced sales operations through development of new sales strategies, cold calling techniques and customer follow-up
Assistant Accountant
Munroleys Law Firm
01.2010 - 12.2010
Managed financial aspects, recorded, and balanced invoices, reconciled sales accounts
Managed VAT/FNPF reports
Maintained detailed financial records of accounts receivable and payable status and bank reconciliations.
Maintained accurate and complete documentation to facilitate accounting and filing functions.
Assisted with monthly and quarterly income statements, balance sheets and cash flow reports to inform decision-makers.
Processed payroll by validating work hours and attendance of employees.
Monitored status of accounts receivable and payable to facilitate prompt processing.
Checked general ledger entries to increase accuracy, prevent significant errors and identify adjustments.
Analyzed and verified employee expense reports for accuracy.
Contributed to annual budget development and quarterly forecasts to support continuous adherence.
Provided journal entries and performed accounting on accrual basis.
Tracked funds, prepared deposits and reconciled accounts.
Audit Officer
Punjas Fiji Limited
01.2009 - 12.2009
Conducted strategic and technical reviews to verify compliance with quality control standards, schedule constraints and budget parameters.
Prepared working papers, reports and supporting documentation for audit findings.
Tracked funds, prepared deposits and reconciled accounts.
Collected and reported monthly expense variances and explanations.
Reviewed accounts, resolved coding areas, and tracked recurring expenses for accrual entry.
Partnered with auditors to track errors and add contributions to maintain accuracy.
Education
Master’s - Professional Accounting
Western Sydney University
Parramatta, NSW
12.2024
Bachelor of Commerce - Accounting Finance And Banking Finance
University of The South Pacific
Suva, Fiji Islands
04.2009
Skills
Proficient in
Microsoft Office, Access, MYOB, Data Backup, and data analysis tools
Data Entry
Financial Tracking
Account Monitoring
Expense Documentation
Reports and Documentation
Client Representation and customer service
Effective and Professional Communication
Collections
Budget Forecasting
Reviewing Credit Information
Timeline
Finance and Procurement Consultant
United Nations Development Programme - UNDP
08.2021 - 03.2023
Relationship and Sales Officer
Medium Enterprises, Fiji Development Bank
01.2011 - 10.2016
Assistant Accountant
Munroleys Law Firm
01.2010 - 12.2010
Audit Officer
Punjas Fiji Limited
01.2009 - 12.2009
Master’s - Professional Accounting
Western Sydney University
Bachelor of Commerce - Accounting Finance And Banking Finance
University of The South Pacific
Similar Profiles
Emmanuel OSEIEmmanuel OSEI
Operations and Finance Associate at United Nations Development Programme - UNDPOperations and Finance Associate at United Nations Development Programme - UNDP