Arif Samnani

• Conducted quality case reviews for individual and non-individual profiles prior to closure confirmation letter finalization.
• Exited non-compliant individual and non-individual profiles by closing associated accounts and services.
• Coordinated with stakeholders to facilitate closure of complex lending, personal, and business loan accounts.
• Released funds from closed accounts to customers in accordance with established policies and procedures.
• Reviewed quality of completed individual and non-individual tranches to ensure KYC compliance per NAB/CIR policies, AML/CFT regulations.

• Conducted KYC and compliance analysis for existing customers to ensure adherence to NAB policies and regulatory obligations.
• Executed KYC remediation for individuals, corporate entities, and various trust types as per established policies.
• Obtained and verified AML/KYC compliance documents from bankers and customers.
• Uploaded and updated KYC information in the system to maintain accurate records.
• Handled inbound calls from bankers and stakeholders to conduct due diligence assessments.
• Collaborated with Relationship Managers and departments to enhance compliance efforts.
• Engaged in ongoing training to stay updated on AML/CFT regulations and best practices.
• Completed additional tasks assigned by team lead as needed.

• Accompanied clients to medical appointments and provided transportation services when necessary.
• Assessed changes in condition or behavior of the client which may require further medical attention.
• Organized oral medications for clients following dosage and schedule requirements.

• Followed standard operating procedures while performing tasks on the assembly line.
• Packaged finished products and prepared boxes, containers and pallets for shipment to distribution centers.
• Used established assembly instructions to complete jobs.
• Maintained assembly and production equipment to meet operational goals.

• Conducted audits and reviews of assigned areas as directed by team manager.
• Consolidated exceptions from branch audits based on significance and recommended ratings to team manager.
• Reviewed branch general ledger, statement of affairs, and income and expense statements.
• Monitored overall branch audit to ensure compliance with internal audit timelines.
• Executed special assignments or investigations as assigned by regional head or general manager.

• Executed ICFR testing aligned with COSO framework and regulatory guidelines.
• Reviewed compliance processes to identify discrepancies and ensure legal adherence.
• Conducted internal audit fieldwork and reporting for risk-based engagements across departments.
• Completed special assignments and investigations as directed by Team Leader or General Manager (Audit).

• Managed branch operations, ensuring compliance with internal policies and external regulations.
• Addressed customer inquiries and complaints within established timeframes.
• Oversaw cash management and activities to maintain operational integrity.
• Monitored balance sheet, income, and expenses daily for accurate financial reporting.
• Maintained high service quality standards to ensure error-free operations.
• Coordinated with other branches to compile MIS data for regional compliance.
• Supervised all operational and service matters of branch banking.

• Delivered exceptional customer service by promptly addressing client inquiries.
• Supervised branch banking operations and service matters to enhance efficiency.
• Assisted branch manager in deposit mobilization initiatives and operational support.
• Ensured successful SBP inspections and internal audits with minimal discrepancies.
• Oversaw account opening and maintenance processes across all categories.
• Managed cash handling and related activities within branch operations.

• Monitored balance sheet, income statement, and statement of affairs daily.
• Reconciled centralized inward clearing and consolidated RTGS entries.
• Balanced general ledger to ensure accuracy in financial reporting.

Prepared invoices to support billing processes.

• Assisted professional accounting team with budgeting and financial planning.