Ashvinie Sri Niranjan
Strathfield
Summary
I am writing to apply for this position as I believe I would be suited for this role as I am results orientated. The various roles I have held over the years have equipped me with the necessary experience and skills, giving me the confidence in being able to provide excellent customer service. I am a very loyal, committed and self-motivated individual who enjoys a challenge. My enthusiasm, willingness to learn and ability to take on responsibilities would make me an ideal candidate for your organization. I am capable of working both individually and in a team, as well as under pressure and unsupervised therefore will be a value-add member of your team.
Overview
15
15
years of professional experience
Work History
Discharge Officer
MSA National
08.2024 - 09.2024
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
- Prepared documents for underwriting by verifying client income, credit reports, and other information.
- Set up and completed loan submission packages.
- Developed and maintained relationships with customers and loan officers to establish smooth loan process.
- Processed loans within various departments to achieve timely, accurate, and fair proceedings.
- Collaborated with loan officers to develop strategies for managing loan application processing.
- Developed and maintained relationships with customers, lenders and other third parties.
- Evaluated loan requests and documents to verify accuracy and completeness.
- Monitored pipelines to track and log status of loans.
- Approved loan applications based on customer creditworthiness and provided detailed financial advice.
- Manage loans workflow.
- Prepare and push loans to settlement.
- Maintained database systems to track and analyze operational data.
- Collected, arranged, and input information into database system.
Lending Support Officer
Midkey Funds Management
08.2023 - 08.2024
- Prepare and order valuations.
- Prepare and order ID verifications.
- Order and cancel Deeds or Priority.
- Answered telephone and coordinated meetings and conferences.
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
- Prepared documents for underwriting by verifying client income, credit reports, and other information.
- Set up and completed loan submission packages.
- Developed and maintained relationships with customers and loan officers to establish smooth loan process.
- Assisted loan officers with origination and closing processes to fastrack procedures and promote teamwork.
- Provided quick turnaround times to maintain fast-past schedule.
- Processed loans within various departments to achieve timely, accurate, and fair proceedings.
- Collaborated with loan officers to develop strategies for managing loan application processing.
- Analyzed credit reports to determine eligibility of applicants and capacity for loan products.
- Advised loan officers to comply with loan guidelines and apply best practices.
- Developed and maintained relationships with customers, lenders and other third parties.
- Evaluated loan requests and documents to verify accuracy and completeness.
- Processed loan applications and monitored progress from start to finish.
- Assisted customers with completing loan applications and other paperwork.
- Monitored pipelines to track and log status of loans.
- Approved loan applications based on customer creditworthiness and provided detailed financial advice.
- Manage loans workflow.
- Prepare and push loans to settlement.
- Disburse settlement funds.
Settlements Officer
Westpac Group
05.2020 - 08.2023
- Answered telephone and coordinated meetings and conferences.
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
- Prepared documents for underwriting by verifying client income, credit reports, and other information.
- Set up and completed loan submission packages.
- Developed and maintained relationships with customers and loan officers to establish smooth loan process.
- Assisted loan officers with origination and closing processes to fastrack procedures and promote teamwork.
- Provided quick turnaround times to maintain fast-past schedule.
- Processed loans within various departments to achieve timely, accurate, and fair proceedings.
- Collaborated with loan officers to develop strategies for managing loan application processing.
- Analyzed credit reports to determine eligibility of applicants and capacity for loan products.
- Advised loan officers to comply with loan guidelines and apply best practices.
- Developed and maintained relationships with customers, lenders and other third parties.
- Evaluated loan requests and documents to verify accuracy and completeness.
- Processed loan applications and monitored progress from start to finish.
- Assisted customers with completing loan applications and other paperwork.
- Monitored pipelines to track and log status of loans.
- Approved loan applications based on customer creditworthiness and provided detailed financial advice.
Loan Processing Officer
Westpac Group
05.2019 - 08.2023
- Job responsibility & Achievements Cross-skilled for all WBC Brand Bank Guarantees - Workflow, Issuance, Cancellation and Demand of Bank Guarantees
- Achieved accreditation with 100% accuracy rate
- Analysed investigations and liaised with various teams to find solutions for clients
- Trained in BLAST, HOST, SAI GLOBAL, CE, KYC
- Mailbox management, allocation of work to team members and reporting of numbers
- Lead Analysis and Investigations for remediations project – liaised with Product and Legal Team for solutions and suggestions
- Creation of SOPS – introduction of structured processing and simplifying of tasks
- Training of new staff
- Liaised with Financial Crime Team for Fraudulent activities through Bank Guarantees
- Provided training/guidance for GSR Remediations Team.
Loan Officer/SME/Trainer
St. George Bank, BANKSA & Bank of Melbourne Commercial Bank Guarantees
05.2019 - 08.2023
Commercial Bills Loan Officer
Westpac Bank, Westpac Group
05.2020 - 01.2021
- Establishment of Customers and Accounts Establishment of Floating limits, IRRM (fixed) limit, PSR and Settlement Limits
- Modifications to limits Maintenance and modifications to CBARS Commercial Bills Software for Customers/Accounts.
Guarantees Loan Officer
Westpac Commercial Bank, Westpac Group
03.2020 - 07.2020
- Responsibility & Achievements Workflow, Issuance, cancellation and demand of Bank Guarantees
- Analysed investigations and liaised with various teams to find solutions for clients
- Achieved accreditation in the role with a quality score of 99%
- Processing static data modifications and checks
- Trained in Loan IQ, HOST, SAR reporting, SLS, CE, CBF
- Training of new staff.
Manager
Australia Post
11.2012 - 05.2019
- Interviewed job candidates and made staffing decisions
- Counted cash drawers and made bank deposits
- Assigned employees to specific duties to best meet the needs of the store
- Examined merchandise to verify that it was correctly priced and displayed
- Perform passport interviews
- Order stocks
- Perform end of the day procedures
- Greeted customers entering the store to ascertain what each customer wanted or needed
- Described product to customers and accurately explained details and care of merchandise
- Earned management trust by serving as key holder, responsibly opening and closing store
- Communicated with vendors regarding back order availability, future inventory and special orders
- Politely assisted customers in person and via telephone
- Effectively communicated with and supported sales, marketing and administrative teams on a daily basis.
Laboratory Technician
Symbion
01.2010 - 08.2012
- Prepared specimens for analysis and established proper chronological priorities in testing
- Carefully reviewed test results for accuracy
- Properly calibrated and adjusted malfunctioning equipment to ensure precise test results
- Performed diagnostic and therapeutic laboratory procedures
- Prepared specimens and performed Nissl and H&E staining
- Identified abnormal test results and referred them to the Clinical Laboratory Scientist for further review
- Carefully reviewed test results for accuracy
- Properly calibrated and adjusted malfunctioning equipment to ensure precise test results
- Maintained current knowledge of developments in technical instrumentation
- Performed diagnostic and therapeutic laboratory procedures
- Prepared specimens and performed Nissl and H&E staining
- Prepared powerful chemical solutions and reagents for use in the analysis of samples.
Education
Bachelor of Medical Science -
University of Technology Sydney
Skills
- Enjoys Challenges
- Problem-solving abilities
- Self-motivated individual
- Team building
- Loyal and Committed worker
- Works well under pressure
- Team Leadership
- Analytical Thinking
- Work Coordination
- Innovation and Creativity
- Strategic Planning
- Report Writing
Timeline
Discharge Officer
MSA National
08.2024 - 09.2024
Lending Support Officer
Midkey Funds Management
08.2023 - 08.2024
Settlements Officer
Westpac Group
05.2020 - 08.2023
Commercial Bills Loan Officer
Westpac Bank, Westpac Group
05.2020 - 01.2021
Guarantees Loan Officer
Westpac Commercial Bank, Westpac Group
03.2020 - 07.2020
Loan Processing Officer
Westpac Group
05.2019 - 08.2023
Loan Officer/SME/Trainer
St. George Bank, BANKSA & Bank of Melbourne Commercial Bank Guarantees
05.2019 - 08.2023
Manager
Australia Post
11.2012 - 05.2019
Laboratory Technician
Symbion
01.2010 - 08.2012
Bachelor of Medical Science -
University of Technology Sydney
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