Ayush Mahesh Khetan
Sydney,NSW
Summary
Experienced risk professional with extensive knowledge of banking products. Proven track record of leading and documenting risk management processes to ensure regulatory compliance and minimise operational risks. Excellent communication and documentation skills to effectively liaise with internal and external stakeholders. Adept at breaking down complex issues into actionable tasks to facilitate effective resolution. Proficient in managing multi-layered projects and tasks concurrently. Seeking to leverage risk management expertise to drive product quality and compliance, thereby enhancing customer satisfaction.
Overview
10
10
years of professional experience
Work History
Senior Manager, Risk in Change
Westpac
10.2022 - Current
- Part of Business Lending project transformation team uplifting processes to comply with new regulations and close 5 JUNO issues
- Collaborating with cross-functional teams (technology, products owners, testers, change management, etc.) to design and implement lending solutions that meets regulatory guidelines and reduces risk exposure
- Assessing risk in proposed solutions, developing and implementing plans to mitigate them and leading/facilitating workshops
- Advising on risk management matters faced by division and managing risks in line with risk appetite and risk management framework
- Providing high quality advice to leadership team on matters relating to risk, compliance, fraud, business continuity and privacy
- Managing multiple projects concurrently, prioritising tasks to meet deadlines and achieves business objectives.
Management Consultant
Genpact Australia Pty. Ltd
10.2017 - 09.2022
- Spearheaded team of Line-2 Risk Consultants to drive end-to-end process uplift and assurance for Remediation projects valuing $950 AUD million
- Collaborated with cross-functional teams to deliver new feature in reporting super amounts to ATO, achieving 97% compliance rate
- Conducted analysis on 190+ issues and incidents to understand problem in product lifecycle
- Embedded risk and compliance management framework in TOM, reducing loan processing turnover time by 60-70% for digital lender
- Collaborated with product and project team to ensure new product met risk management standards
- Conducted targeted reviews and risk assessments to identify areas for improvement and developed/implemented corrective and predictive actions to properly execute Remediation projects
- Performed Root Cause Analysis on High/Medium rated Issues or Incidents and report findings to Product Committee as required
- Analysed data, records and operational metrics to identify areas of potential risk or improvement
- Prepared clear and concise audit/assurance reports documenting findings, conclusions, and recommendations
- Performed Root Cause Analysis on High/Medium rated Issues or Incidents and report findings to Risk Committee as required
- Evaluated current processes to develop improvement plans.
- Developed and presented risk management reports to senior management, providing actionable insights to inform business decisions.
- Advised clients on risk management strategies, mitigating potential threats to their businesses'' stability.
Senior Consultant
Genpact Enterprise Risk Consulting, India
02.2015 - 09.2017
- Part of project team involved in reviewing over credit card processes and identifying around 21 risks, as well as remediating over 3 gaps for bank in US
- Optimised and rationalised controls from around 400 to roughly 250 (key/non-key), increasing efficiency by around 40%
- Reviewed credit cards processes and documenting risk and control environment along Product Value Chain
- Reviewed and uplifting complaints handling processes for bank
- Collaborated with cross-functional teams to identify and address key risks
- Reviewed and evaluated effectiveness of internal and Sox controls used to mitigate identified risks
- Designed and implemented comprehensive audit programs to assess internal controls
- Provided guidance and mentorship, ensuring operational efficiency.
- Built strong relationships with clients through consistent communication and proactive problem-solving efforts.
Risk Analyst
Aditya Birla Finance
09.2014 - 01.2015
- Part of risk team involved in documenting risks and controls, preparing risk registers and risk reporting packs for Corporate Finance department.
Education
Certified SAFe6 Product Owner/Product Manager (POPM) -
Scaled Agile
USA04.2024
FRM Level 2 Candidate -
GARP Institute
USA01.2021
Chartered Financial Analyst (CFA) (all Three Levels Cleared) -
CFA Institute
USA01.2017
Masters in Business Administration (MBA) -
Mumbai University
India01.2014
Bachelor of Engineering : BE in EXTC -
Mumbai University
India01.2011
Skills
Professional Skills:
- Product Roadmaps
- Customer Journey and Product Value Chain Mapping
- Business / Product Requirement Document
- Project & Process Assurance
- Enterprise Risk Management
- Regulatory compliance
- Process and Control design
Personal Skills:
- Data-driven decision-making
- Cross-Functional Collaboration
- Problem-Solving skills
- Flexibility and Multitasking
- Report writing and effective communication skills
Technical Skills:
- Project Management: JIRA, Confluence, Miro, KANBAN
- Database: SQL
- Process Modelling: Holocentric, Visio
- Analytics: Google Analytics, Mixpanel
- Prototyping: Figma, Lucid charts
- GRC: JUNO, Risksmart
Languages
English
Hindi
Industries Knowledge
- Bank
- Wealth Management
- Superannuation
- Insurance
- Financial Technology Company
Hobbies and Interests
- Soccer
- Cricket
- Travel
Timeline
Senior Manager, Risk in Change
Westpac
10.2022 - Current
Management Consultant
Genpact Australia Pty. Ltd
10.2017 - 09.2022
Senior Consultant
Genpact Enterprise Risk Consulting, India
02.2015 - 09.2017
Risk Analyst
Aditya Birla Finance
09.2014 - 01.2015
Certified SAFe6 Product Owner/Product Manager (POPM) -
Scaled Agile
FRM Level 2 Candidate -
GARP Institute
Chartered Financial Analyst (CFA) (all Three Levels Cleared) -
CFA Institute
Masters in Business Administration (MBA) -
Mumbai University
Bachelor of Engineering : BE in EXTC -
Mumbai University
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