BALJINDER KAUR
Bonniebrook,Australia
Summary
Dynamic Loan Administrator at FNBFINANCE with expertise in Credit History Review and exceptional Customer Relations. Proven track record in facilitating successful loan processes, adeptly resolving client issues, and enhancing loan feasibility assessments. Committed to empowering clients with clear financial insights, ensuring optimal home purchasing solutions tailored to individual needs.
Overview
8
8
years of professional experience
Work History
Loan Admin
FNBFINANCE
Melbourne, Australia
03.2024 - Current
- Collaborated with and facilitated communications between borrowers and lenders to obtain ideal loans for home purchases
- Assessed clients' financial data to determine loan suitability
- Explained entire mortgage loan process to borrower
- Advised clients on loan process and specialized topics in home purchasing such as FHOG and construction repayments
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans
- Explained very technical financial information to applicants in easy to understand language
- Proactively identified solutions for customers experiencing credit issues
- Explained different types of loans pertaining to client situations
- Worked with underwriters to fix application problems and resolve issues
Mortgage Broker
101Loans
Melbourne, Australia
01.2017 - 03.2024
- Collaborated with and facilitated communications between borrowers and lenders to obtain ideal loans for home purchases
- Assessed clients' financial data to determine loan suitability
- Explained entire mortgage loan process to borrower
- Advised clients on loan process and specialized topics in home purchasing such as FHOG and construction repayments
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans
- Explained very technical financial information to applicants in easy to understand language
- Proactively identified solutions for customers experiencing credit issues
- Explained different types of loans pertaining to client situations
- Worked with underwriters to fix application problems and resolve issues
Education
Diploma of Finance And Mortgage Broking Management - Finance
AAMC
Melbourne, VIC03.2017
Master in Information Technology - Information Technology
Central Queensland University
Mackay, QLD10.2010
Skills
- Credit History Review
- Negotiation Tactics
- Application Reviews
- Loan Feasibility Assessment
- Sales Development
- Property Evaluation
- Customer Relations
- Product Education
- Customer Proposals
- Mortgage Loan Origination
- Processing Loan Applications
- Client Interviews
- Credits Understanding
Reading Interests
I like to read news regarding Finance and Technology.
References
References available upon request.
Timeline
Loan Admin
FNBFINANCE
03.2024 - Current
Mortgage Broker
101Loans
01.2017 - 03.2024
Diploma of Finance And Mortgage Broking Management - Finance
AAMC
Master in Information Technology - Information Technology
Central Queensland University
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