BHARGAVI PATIL
MELBOURNE,AUSTRALIA
Summary
Finance professional with 4+ years of experience in banking and home lending, specialising in loan settlements, credit analysis, and risk assessment. Currently at Allied Credit, ensuring accurate loan settlements, verifying borrower income, and supporting credit risk management through data analysis and issue resolution. Previously at Lendi Group, assessed mortgage eligibility and improved approval rates by delivering precise financial insights and streamlining application workflows. Proficient in Excel and currently pursuing FMVA certification to strengthen financial analysis and credit evaluation skills.
Overview
4
4
years of professional experience
Work History
Settlements Specialist
Allied Credit
03.2024 - Current
- Analyse financial and loan-related data to ensure accurate and timely processing of settlements.
- Investigate settlement discrepancies, collaborating with internal teams to minimise credit and operational risks.
- Identify and resolve settlement discrepancies, collaborating with teams for prompt solutions.
- Conduct income verifications to assess borrower eligibility and ensure alignment with internal credit policies
- Communicate with dealerships and partners to clarify payments, maintaining professional relations.
Operations Analyst
Commonwealth Bank
06.2022 - 03.2024
- Manage estate data for precise asset allocation and legal adherence.
- Utilize Excel for reconciliation, reducing discrepancies.
- Identify and resolve documentation bottlenecks, cutting processing time.
- Support families with professionalism in sensitive situations.
- Collaborate with teams to verify estate distribution accuracy.
Business Development Representative
Lendi Group
07.2021 - 06.2022
- Evaluated client mortgage eligibility, boosting approval rate to 90% through precise financial analysis.
- Enhanced client satisfaction with tailored guidance, improving communication during loan processes.
- Streamlined mortgage workflows, leading to significant productivity gains for the team.
- Maintained industry insights to provide reliable financial advice, fostering client trust.
- Worked with teams to refine application processes, achieving high approval success.
Education
Bachelor of Business - Economics & Finance
RMIT Melbourne
12.2022
FMVA - Financial Modelling and Valuation
Corporate Finance Institute
05.2025
Skills
- Proficient in advanced Excel functions
- Proficient in data reconciliation
- Proficient in financial documentation
- Engagement with stakeholders
- Efficiency enhancement
LANGUAGES
English (Native)
Hindi (Highly proficient)
Timeline
Settlements Specialist
Allied Credit
03.2024 - Current
Operations Analyst
Commonwealth Bank
06.2022 - 03.2024
Business Development Representative
Lendi Group
07.2021 - 06.2022
FMVA - Financial Modelling and Valuation
Corporate Finance Institute
Bachelor of Business - Economics & Finance
RMIT Melbourne
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