Accomplished Credit Analyst with over 16 years of experience in credit risk assessment, financial analysis, and loan structuring. Proven track record in preparing high-quality credit submissions and ensuring compliance with regulatory standards.
Overview
17
17
years of professional experience
Work History
Credit Analyst
Commercial Bank of Ceylon PLC - Sri Lanka
Sri Lanka, Colombo
02.2009 - 11.2025
Highly experienced Credit Analyst with over 16 years of service at Commercial Bank of Ceylon PLC-Sri Lanka, specializing in SME, Micro Finance, and Personal Loan portfolios. Demonstrated strong capability in client assessment, credit structuring, and credit risk management. Actively engaged with prospective customers to evaluate financing needs, develop bankable lending proposals, and conduct thorough financial, cash flow, and risk analyses. Prepared high-quality credit submissions with well-reasoned observations and recommendations for senior management and approving authorities, ensuring compliance with internal policies and regulatory standards.Analyzed credit data to assess client risk and determine loan eligibility.
OFFICER IN-CHARGE – CREDIT MONITORING UNIT at Commercial Bank Of Ceylon PLC, Sri LankaOFFICER IN-CHARGE – CREDIT MONITORING UNIT at Commercial Bank Of Ceylon PLC, Sri Lanka