C PRATHAP REDDY
Bengaluru,India
Summary
Risk and Compliance Professional with over 17 years of experience across leading banks, e-commerce, and fintech companies. Proven expertise in Risk Governance, Chargebacks, Fraud Detection, and Recoveries, with a strong track record of building frameworks, reducing financial losses, and managing compliance. Recognized for driving results and building high-performing teams.
Overview
16
16
years of professional experience
Work History
Senior Risk Manager
Instamojo
08.2015 - Current
- Spearheaded the development of a risk & compliance framework from the ground up.
- AML Transaction monitoring
- Reduced manual work by streamlining risk processes and automating alerts.
- Managed chargebacks and successfully defended cases, minimizing financial impact.
- Monitored fraud alerts and adjusted rules to prevent recurring threats.
- Identified and mitigated online fraud patterns, leading to a substantial reduction in losses.
- Led resource optimization strategies and ensured full audit compliance.
Assistant Manager – Risk Management
Flipkart
05.2014 - 08.2015
- Reduced company chargeback losses from ₹35 lakh to ₹50K by addressing friendly fraud and implementing controls.
- Handled international fraud cases and successfully recovered amounts from fraudsters.
- Recognized with the WOW Award for recovering ₹5 Cr by identifying internal 1FA fraud patterns.
Fraud Detection Analyst
Standard Chartered Bank
09.2009 - 12.2013
- Monitored and analyzed Visa & Mastercard transaction patterns to identify skimming and other frauds.
- Updated Falcon fraud rules monthly to align with emerging fraud trends.
- Recovered chargeback amounts and ensured compliance with anti-money laundering checks.
- Received a personal appreciation letter from Group CEO Peter Sands for exceptional performance.
Education
Bachelor of Commerce - B.Com
Sri Venkateswara University
Intermediate - undefined
Board of Intermediate Education
Chittoor, Andhra PradeshSSC - undefined
LRG Vidyalayam
Hindupur, Andhra PradeshMBA -
Madurai Kamaraj University
Tamilnadu07-2007
Skills
- Risk Framework Design & Governance
- AML/Transaction monitoring
- Chargeback Management & Recovery
- Fraud Detection & Prevention
- Regulatory Compliance
- Team Leadership & People Development
- Internet Fraud Trend Analysis
- Strategic Risk Mitigation
- Claim reviews
- Cross-functional & stakeholder collaboration
- Pipedrive,Falcon,Jira, Zendesk, Mixpanel
- Compliance oversight
- Analytical review
- Team Management
- Process streamlining
Timeline
Senior Risk Manager
Instamojo
08.2015 - Current
Assistant Manager – Risk Management
Flipkart
05.2014 - 08.2015
Fraud Detection Analyst
Standard Chartered Bank
09.2009 - 12.2013
Intermediate - undefined
Board of Intermediate Education
SSC - undefined
LRG Vidyalayam
Bachelor of Commerce - B.Com
Sri Venkateswara University
MBA -
Madurai Kamaraj University
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