Carmen Balazs
Summary
Team player, motivator, communicative, critical thinker, attentive to detail, analytical, extensive banking experience, sound business acumen.
Overview
17
17
years of professional experience
Work History
Director - Investment Specialist
NAB Private Wealth
06.2022 - Current
- Championing the NAB Private Wealth integrated investment offering for self-directed UHNW clients across various asset classes including listed and unlisted securities, fixed income, foreign exchange, derivatives, private credit/equity IPOs, equity lending and risk management solutions. Delivering a best-in-class client wealth experience and investment solutions for UHNW wholesale clients/family offices with complex financial structures and needs.
- Building strong relationships with internal stakeholders to generate a referral stream for new clients onboarded to NAB Private Investments.
- Increasing the Wholesale Investor Register and NAB Portfolio Access/nabtrade usage in all appropriate channels.
- Promoting the NAB Private brand and enhancing team collaboration through regular communication and joint goal setting.
CitiGold Executive - Vice President
Citibank
01.2016 - 06.2022
- Providing financial solutions to HNW clients through customised global offerings across wealth management: sophisticated investment vehicles in the fixed income, FX or equity-linked derivatives space
- Ability to leverage on Citi's Global Research and keep clients updated with Citi views on local & global financial trends
- Delivering a differentiated customer experience that supports the Citigold and CitiSelect value proposition
- Being able to identify, build and deepen relationships to gain incremental wallet share of the HNW segment through a superior customer experience
Financial Planner
Commonwealth Bank
01.2014 - 01.2016
- Creating and aligning financial strategies to enable clients to meet their goals and objectives as well as creating compliant and tailored statements of advice
- Monitoring implementation and keeping a strong focus on industry compliance standards
- Actively managing the key referral relationships and provide training to further enhance the synergy between the key stakeholders
- Active involvement in business development and identifying new opportunities
- Build and maintain relationships with clients, prepare advice documentation and research to support financial advisers and implement advice
- Assist with the delivery of ongoing service in the provision of professional, compliant advice to clients
Senior Private Banker - Investments
UniCredit Bank
01.2010 - 01.2014
- Acquisition of new clients and development of the relationships with the existing clients, based on deep understanding of their personal needs and requests
- Regional position, overseeing the Western part of the country
- Responsible for overall relationship with the client and the profitability of the relationship
- Accountable for added value, integrated management of all the customer product needs with a strong focus on investments: fixed income transactions, FX, derivatives (OTC options), hybrid investment products, investment funds, gold acquisition through our Austrian private bank Schoellerbank
- Creating the investment strategy: discretionary portfolio construction, model portfolios and active monitoring of the portfolio
- Strong collaboration with the Markets department with regards to product improvements
- Achievements during the role: Special Recognition Award for being the Top Derivative Seller during 2012
- Developing my portfolio from 20 clients to over 80 clients through consistent business development activities
- Securing the cross sell of the largest corporate deal with Pioneer Investment Funds in 2013
Relationship Manager Affluent
UniCredit Bank
01.2008 - 01.2010
- Identifying affluent clients and defining strategies to maximise volumes (assets and liabilities)
- Credit writing for Affluent customers: mortgages, investment loans, personal loans and credit cards
- Identifying financing opportunities as well as financing structures for individuals
- Achievements during the role: The youngest participant selected to represent the local bank in the UniCredit Group leadership development program, UniQuest
Project work - Management Consultancy
UniCredit Group
01.2008 - 01.2009
- Intensive learning and development experience designed to bring together talented professionals from across the UniCredit Group
- Each year the program gives 100 high potential young managers the opportunity to collaboratively identify, understand and solve some of the Group's most challenging problems and act as the Group's internal management consultancy unit
- The 9 months project I was assigned to was focused on the Global Banking Services area and it was closely linked to the concrete business challenges, making it a true journey into innovation, learning and execution
- I was a part of an international team, with the project being mentored and sponsored by the Deputy CEO of the Group working at the Group headquarters in Turin and Milan, Italy
- The project entailed working with key stakeholders, analysing best practices and greenfield opportunities and providing high quality deliverables and a sound business solution
- The project was delivered and presented to the Group CEO and was successfully implemented group wide
Education
Tier 1 RG146 - Derivatives and Foreign Exchange
Kaplan
01.2016
Diploma of Financial Planning - Foundations of Financial Planning, Insurance and Risk Protection, Superannuation and Retirement Planning, Securities and Managed Investments
Kaplan Professional Education
01.2014
Risk Diploma - Country Risk and Derivatives
UniCredit Risk Academy in collaboration with SDA Bocconi School of Management
01.2012
Bachelor Degree - Business Administration - Marketing
West University of Timisoara
01.2007
Skills
- Relationship building
- Strategic planning
- Verbal and written communication
- Decision-making
Languages
English
Romanian
Spanish
Italian
French
Certificates and training
- 2006, Business English Cambridge Higher, Microsoft Project Management
- 2011, Leadership for Results Training by Attivo Global Learning
- 2009, Mentoring 3.0 program, Talent Management Review program
- 2010, High Potential Employees program in UniCredit Bank
Timeline
Director - Investment Specialist
NAB Private Wealth
06.2022 - Current
CitiGold Executive - Vice President
Citibank
01.2016 - 06.2022
Financial Planner
Commonwealth Bank
01.2014 - 01.2016
Senior Private Banker - Investments
UniCredit Bank
01.2010 - 01.2014
Relationship Manager Affluent
UniCredit Bank
01.2008 - 01.2010
Project work - Management Consultancy
UniCredit Group
01.2008 - 01.2009
Diploma of Financial Planning - Foundations of Financial Planning, Insurance and Risk Protection, Superannuation and Retirement Planning, Securities and Managed Investments
Kaplan Professional Education
Risk Diploma - Country Risk and Derivatives
UniCredit Risk Academy in collaboration with SDA Bocconi School of Management
Bachelor Degree - Business Administration - Marketing
West University of Timisoara
Tier 1 RG146 - Derivatives and Foreign Exchange
Kaplan
Similar Profiles
Stacey BouldenStacey Boulden
Relationship Associate at NAB Private WealthRelationship Associate at NAB Private Wealth
Maria ScottMaria Scott
Segment Lead at NAB Private WealthSegment Lead at NAB Private Wealth
Jackson AbrahamJackson Abraham
Case Assessment – Advice Remediation at JBWere Wealth Management (NAB)Case Assessment – Advice Remediation at JBWere Wealth Management (NAB)