I am Chang Jing Yi (Charlie), 23 years old. I am an international student from Malaysia currently pursuing my postgraduate (Masters in Banking and Finance, Fintech major) at Macquarie University, Sydney. I took a gap year after completing my bachelor degree at the University of Nottingham in Business Economics and Finance to work and acquired hands-on experience in Fintech industry in order to contribute to a strong foundation for my further studies in postgrad. I have also participated in the work and travel program in the USA over the 2022 summer. I am an outgoing person and a sport enthusiast. I love learning new things and taking calculated risks. I work well with people and enjoy listening to new ideas and suggestion. I am open to new experiences and opportunity to grow and always step out of my comfort zone.