Summary
Overview
Work History
Skills
Timeline
Generic

Chantal Papakalodoukas

Altona Meadows

Summary

It has always been a dream of mine to work at the Australian Taxation Office. My dream came true when I decided that after 10 years of being a broker I would apply and start a new career and challenge. When I got the phone call to say that I had been successful I was ecstatic. My first day I was very nervous but everyone made me feel welcome and I have made some very good friendships and work relationships.

Everyday I go to work and set myself challenges and goals when it comes to resolving complaints. I am always ready to take on extra work if I am asked to assist with finalising complaints that may need actioning urgently.

My team leader approached me to see if I would like the opportunity to further my skills by resolving escalated complaints. Of course I have taken the opportunity and with this I trained myself in Obligation & Payment, Recovery Action and Penalty & Interest. This was with the support of my Team Leader, EL1 and EL2. I am on track to be able to take on higher duties when a position becomes available.

When I am resolving complaints my goal is to restore the public's faith in the ATO.

An example of this is that a young client lodged a complaint about fraudulent tax returns being submitted on their account. These fraudulent returns resulted in a credit of the amount $17,506 this was paid to a fraudulent bank account. This credit was reimbursed back to the clients ITA, once this amount was reimbursed it fixed the debits on the clients account for them to only owe the genuine debt of $2,043.85. The client thought that this was going to hinder their position to buy their first home. I called the client to confirm the dates that they had submitted the genuine tax returns. Unfortunately they couldn't advise me of this as their tax agent had submitted the genuine tax returns. I requested for them to give me their tax agents details so that I could confirm the dates with them. The client provided me with the details, I phoned the tax agent who provided me with the information that I required and the debt that the client had on their account was the correct amount. I phoned the client back straight away to advise them that the debt on the account was correct. I provided the client with the details to pay the debt. Client was still upset as they thought the fraudulent debt amount was on their credit file. I informed the client that tax debt that hadn't been referred to an external collection agency doesn't show up on their credit file. When the client asked how certain are you of this I let them know that I used to be a mortgage broker so I was very certain. Client was very thankful and very relieved, I was so happy by the end of that call as I managed to restore faith in the client and was able to stop them crying.

Overview

12
12
years of professional experience

Work History

APS 3 Complaints Resolver

Australian Taxation Office
09.2023 - Current
  • Self-motivated, with a strong sense of personal responsibility.
  • Worked effectively in fast-paced environments.
  • Skilled at working independently and collaboratively in a team environment.
  • Proven ability to learn quickly and adapt to new situations.
  • Excellent communication skills, both verbal and written.
  • Worked well in a team setting, providing support and guidance.
  • Demonstrated respect, friendliness and willingness to help wherever needed.
  • Assisted with day-to-day operations, working efficiently and productively with all team members.
  • Passionate about learning and committed to continual improvement.
  • Managed time efficiently in order to complete all tasks within deadlines.
  • Organized and detail-oriented with a strong work ethic.
  • Paid attention to detail while completing assignments.
  • Used critical thinking to break down problems, evaluate solutions and make decisions.
  • Strengthened communication skills through regular interactions with others.
  • Adaptable and proficient in learning new concepts quickly and efficiently.
  • Learned and adapted quickly to new technology and software applications.
  • Proved successful working within tight deadlines and a fast-paced environment.
  • Developed and maintained courteous and effective working relationships.
  • Demonstrated strong organizational and time management skills while managing multiple projects.

Mortgage Broker

Aussie Home Loans
11.2013 - 05.2024
  • Managed loan pipelines efficiently, promptly addressing any issues or concerns that arose during the mortgage process.
  • Assisted clients in improving their credit scores and overall financial standing, increasing their chances of loan approval and favorable terms.
  • Collaborated with different lenders to find best possible deal for homebuyers.
  • Explained entire mortgage loan process to borrower.
  • Assessed clients' financial data to determine loan suitability.
  • Implemented efficient documentation practices that expedited processing times while ensuring compliance with industry regulations.
  • Assisted clients in understanding complex mortgage terms and conditions, empowering them to make informed decisions about their home financing options.
  • Conducted comprehensive financial assessments to determine borrower eligibility for various loan programs, optimizing client outcomes.
  • Exceeded sales targets by cultivating strong relationships with real estate professionals, generating a steady stream of referral business.
  • Facilitated smooth communication between all parties involved in transactions, resulting in successful loan closings and satisfied clients.
  • Ensured exceptional customer service by maintaining consistent communication throughout the entire loan origination process.
  • Enhanced client satisfaction by providing personalized mortgage solutions tailored to individual financial needs.
  • Developed strategies to retain existing clients and maintain long-term connections, fostering customer loyalty and repeat business opportunities.
  • Streamlined the loan application process for faster approvals and increased customer retention.
  • Maintained a strong network of industry professionals, fostering valuable partnerships that benefited clients and business growth.
  • Stayed up-to-date on current market trends and regulatory changes, ensuring accurate advice and guidance for clients navigating the mortgage landscape.
  • Proactively identified potential obstacles within loan applications, taking corrective measures early on to minimize delays or complications during processing stages.
  • Demonstrated excellent negotiation skills when working with underwriters to obtain favorable loan terms for borrowers in challenging situations.
  • Collaborated with lenders to secure competitive interest rates and terms, resulting in more affordable home financing options.
  • Established strong relationships with borrowers, which helped to forge new business opportunities.

Skills

  • Friendly, positive attitude
  • Teamwork and collaboration
  • Customer service
  • Problem-solving
  • Attention to detail
  • Flexible and adaptable
  • Dependable and responsible
  • Excellent communication
  • Computer skills
  • Calm under pressure
  • Active listening
  • Decision-making
  • Problem resolution
  • Verbal communication
  • Critical thinking
  • Multitasking Abilities
  • Time management
  • Organization and time management

Trained Skillsets:

  • Activity Statements
  • Income Tax
  • Obligation & Payment
  • Penalty & Interest
  • Recovery Action
  • Registrations
  • Service & Access

Timeline

APS 3 Complaints Resolver

Australian Taxation Office
09.2023 - Current

Mortgage Broker

Aussie Home Loans
11.2013 - 05.2024
Chantal Papakalodoukas