Miles Murphy

• Our niche focus on ABN loans enables startups and established businesses to secure the funding they need to grow and thrive. At Prestigify Finance, we pride ourselves on delivering flexible, client-centric services that empower entrepreneurs and business owners to navigate the complexities of financing with ease.

• Managed financial transactions involving general funds and contracts to reduce cash flow challenges.
• Overseeing day-to-day sales operations.
• Strict adherence to compliance and administration duties.
• Calculated and prepared checks for utilities, taxes, and other payments.
• Analyzed financial data to determine the efficient use of resources.

• Experienced in advising to attain business KPI’s
  
• Experienced lender in Commercial/consumer finance sales achieving 185% of loans settled target.
• General management at dealership level
• Helping customers through the entire finance process with high levels of professionalism at the largest BMW Dealer in Australia.
• Business improvement practices
• Senior oversight of employees and operational execution day-to-day.
• Provided feedback to improve strategies, programs and initiatives.
• Highest BM NAF first month of trade.

Credit assessment team at BMW financial services who are responsible for all finance applications within the Australian & New Zealand space covering consumer loans & business finance applications.

Day-To-Day operations include:

• Conducted credit reviews on corporations to assess financial conditions.
• Monitored and maintained compliance with internal controls and government regulations.
• Presented key information to upper management and executive team for loan recommendations.
• Collected and organized loan documents before submission to underwriting.
• Worked successfully with diverse group of coworkers to accomplish goals and address issues related to our products and services.
• Demonstrated leadership by making improvements to work processes and helping to train others.

• All aspects of end-to-end loan processing in the branch from initial application right through to verifications and funding.
• Focused on better member outcomes to ensure people's choice average member approval rating continues to stay above 9.5/10.
• On the spot conditional approval for lending applications.
• Proficient use of Symtrix and servicing calculators used for all types of lending applications.
• Accurate and detailed applications that mitigate risk within the finance industry and follow APRA guidelines and regulations.

• To provide effective delivery of superior customer service, sales and branch support functions within the sales and service team.

• Senior retail management position in store in charge of 10-20 employees within the store.
• Reported to store manager 2-up manager, director of store operations ALDI Victoria.
• 2020 calendar year I took on a new store: Our productivity targets were raised by 18% from previous year (728 productivity) to (890 productivity) 2020.
• Implemented methods to reduce losses, decreased from 1.9% FY19 to 0.45% FY20 which equated to roughly ($250,000 reduction in losses over the financial year) Increased revenue of 8% from previous year from 1.3 million per month to just under 1.4 million per month duties included, Shift planning, rosters, payroll, store standards, productivity (adding/cutting hours during the day), KPI's, Task delegation, staff development and training, Short term planning and strategy, Money handling in large amounts (up to a million) from the safe, Handling outside contractors and government authority Aka work safe, implementing and following business procedures, Leadership, business development.