CINDY XIN YU KWAN
Melbourne
Summary
Versatile Finance Professional with expertise in mortgage lending and quality adherence. Delivered results through strong problem-solving capabilities and effective communication skills while managing complex business processes and fostering cross-functional collaboration. Experienced Credit Analyst with skills in team management and risk reviews, seeking opportunities to contribute to an organization with a focus on collections.
Overview
8
8
years of professional experience
Work History
Credit Analyst
ORDE Financial
Melbourne
05.2024 - Current
- Analyzed credit applications to assess risk and determine loan eligibility
- Navigated complex deals within delegated lending authority, ensuring compliance with regulations.
- Ensuring all applications align with applicable credit criteria, lending policies, and the ORDE credit culture.
- Utilised credit expertise to assess scenarios and proposals, providing customized solutions based on individual needs.
- Collaborated with BDMs and brokers to develop tailored solutions that balanced risk management and customer service.
- Trained junior analysts on credit assessment techniques, enhancing overall team competency in best practices.
Brand Delivery Associate
Victoria's Secret
Melbourne
10.2022 - Current
- Support Brand Delivery Manager by providing administrative assistance, executing store campaigns and updating the weekly delivery schedule.
- Process optimization using Excel resulting in a 15% reduction in stock handling time.
- Input daily walk-ins' traffic, gross/net sales, ATV/UPT into system.
- Assist in end-of-the-day reconciliation.
Real Estate Agent
IQI Global
Malaysia
06.2021 - 06.2022
- Exceeded annual personal sales target by 140% (Top Achiever 2021).
- Reviewed booking documents, contracts and loan agreements meticulously to ensure accuracy and legal compliance.
- Multitasked efficiently between multiple projects and appointments.
- Managed close relationships with clients, agencies, bankers and lawyers.
Summer Audit Internship
KPMG
Malaysia
12.2018 - 02.2019
- Reviewed financial records and documentation, ensuring adherence to accounting standards and regulations, and maintaining high level of accuracy.
- Reviewed financial records and documentation to ensure compliance with accounting standards and regulations, maintaining high accuracy.
- Adhered to deadlines and prioritized work based on urgency and importance.
Education
Master of Advanced Finance -
Monash University
Bachelor of Business - Accounting and Finance
Monash University
Skills
- Data analysis
- Risk assessment
- Pipeline management
- Departmental collaboration
- Problem solving
- Adaptability
- Attention to detail
- Effective communication
Websites
Languages
- English
- Chinese
- Malay
- Cantonese
Timeline
Credit Analyst
ORDE Financial
05.2024 - Current
Brand Delivery Associate
Victoria's Secret
10.2022 - Current
Real Estate Agent
IQI Global
06.2021 - 06.2022
Summer Audit Internship
KPMG
12.2018 - 02.2019
Master of Advanced Finance -
Monash University
Bachelor of Business - Accounting and Finance
Monash University