DAISY DUBE
Brisbane,Australia
Summary
I am a Quantitative Risk Analyst at Ernst & Young Chartered accountants who has gained vast experience validating and modelling components around credit risk across banks and financial institutions in the African market and the Middle East region with two years of experience (2022 to date). I am a results-oriented and vibrant young lady who believes in diligently pursuing excellence and maximum actualization. I am also driven by a desire to be the best me that I can be and to help those around me to be the best that they can be. I am passionate about risk management, and I possess a deep understanding in this field, complemented by my current pursuit of a Master's in Financial Engineering. My strong interest lies in leveraging innovative credit risk techniques to deliver effective risk solutions. I am a driven risk professional known for exceptional communication skills, respect, and integrity. Accomplished professional promoting strategic planning to deliver best performance and risk management. Takes initiative and provides end-to-end solutions to create lasting value to company. Excellent interpersonal and communication skills to maintain effective relationships with internal and external stakeholders. Accomplished professional confident in completing assessments, developing recommendations and presenting findings. Helps organizations control and balance risk for maximum profits. Analytical, astute and current on latest models and techniques.
Overview
2
2
years of professional experience
Work History
Assistant Quantitative Risk Analyst
Ernst and Young
Harare
01.2022 - 01.2024
- Led the validation of credit risk satellite models that is Probability of Default (PD), Loss Given Default (LGD) and Exposure at Default (EAD)
- Validated and verified clients' impairment calculations and assumptions in line with IFRS 9 standards (MENA Region)- Kingdom of Saudi Arabia
- Gathered and cleaned data from various sources, performed statistical analysis using tools like Python, SAS, and MS Excel.
- Monitored changes in regulatory environment and assessed its impact on risk profile.
- Created dashboards for tracking metrics associated with operational risks.
- Conducted analysis of financial risks and identified areas of potential exposure.
- Maintained databases containing information about current and past risks.
- Assisted with developing stress-testing scenarios for assessing capital adequacy.
- Implemented procedures for monitoring and controlling operational risks.
- Collaborated with various departments within the organization to ensure effective implementation of risk mitigation strategies.
- Advised senior management on appropriate actions based on results from analyses.
- Provided support in developing models to assess market liquidity risk exposures.
- Reviewed internal processes for identifying, measuring, monitoring and reporting risks.
- Created and managed scorecards for underwriting and predictability models.
- Reported findings on risk exposures to senior executives and board of directors.
- Directed reporting automation to reduce errors and labor requirements.
- Spearheaded quality-controlled development and execution of report management and data analytics processes focused on requirements.
- Designed programs and protocols to control company loss and minimize adverse financial impact.
- Implemented loss control measures to protect workers and mitigate workplace hazards.
Quantitative Risk Analyst Intern
Ernst and Young
Harare
01.2022 - 01.2023
- Offered valuable recommendations to address areas of concern related to financial asset impairment and regulatory compliance
- Collaborated with cross-functional teams to align modeling efforts with business objectives and regulations
- Assisted senior analysts with various tasks in project meetings, contributed to documentation and other tasks as directed.
- Prepared reports highlighting key findings from risk assessment activities.
- Performed quantitative analysis to measure the magnitude of potential risks.
- Identified discrepancies in data that could lead to potential risk exposures.
- Controlled and risks through proper use of cost-containment tools.
- Supported development and implementation of proactive approaches to address risk, fraud and collection needs.
- Analyzed reporting strategies and data to create educational programs.
- Informed financial decisions by analyzing financial information to forecast business, industry and economic factors.
- Assessed products and processes to evaluate potential environmental and financial impacts and long-term profitability .
- Maintained positive working relationship with fellow staff and management.
- Wrote and submitted reports on industry trends, prompting managers to develop business plans.
- Tracked project schedules and encouraged teams to complete tasks on time while staying on budget.
Education
Masters in Financial Engineering (MSc) -
World Quant University
06.2024
Bachelor of Science (Honours) degree in Applied Mathematics with Economics (BSc) -
University of Zimbabwe
01.2023
Skills
- Statistical Analysis
- Python
- R
- SAS
- Excel
- SQL
- Credit Risk Assessment
- Financial Planning
- Team Player
- Great Communication Skills
- Attention To Detail
- Critical Thinking
- Data Interpretation
- Risk Mitigation
- Quantitative Analysis
- Portfolio Management
- Credit analysis
- Attention to Detail
- Model Development
- Continuous Improvement
- Analytical Thinking
- Trend Analysis
- Active Listening
- Adaptability and Flexibility
- Contingency Planning
- Multitasking
- Reliability
- Conducting investigations
- Teamwork and Collaboration
- Decision-Making
- Goal Setting
Personal Information
- Date of Birth: 01/24/00
- Nationality: Zimbabwean
Languages
- English
- Shona
References
- Liberty Shamudzarira, Ernst and Young, liberty.shamudzarira1@au.ey.com, +61431391520
- Norest Chipangura, Ernst and Young, norest.chipangura@zw.ey.com, +263773795860
Extracurricular Activities
EY Next Wave Champion, Ernst and Young EY Social Club Member, Ernst and Young
Hobbies and Interests
- Reading and Travelling
- Content creation
- Watching podcasts and documentaries
- Designing and painting
- Solving puzzles
Timeline
Assistant Quantitative Risk Analyst
Ernst and Young
01.2022 - 01.2024
Quantitative Risk Analyst Intern
Ernst and Young
01.2022 - 01.2023
Masters in Financial Engineering (MSc) -
World Quant University
Bachelor of Science (Honours) degree in Applied Mathematics with Economics (BSc) -
University of Zimbabwe
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