Summary
Overview
Work History
Education
Skills
Accomplishments
Timeline
Generic

Dalila Khoury

Greenacre

Summary

I am a highly motivated, organised and dependable individual who is successful at managing multiple priorities with a positive attitude. I am focused on delivering strong customer outcomes through the development of high performing teams. I have the willingness to take on added responsibilities to meet team goals and I am continuously motivated to learn, grow and excel my leadership capabilities.

Overview

14
14
years of professional experience

Work History

Project Lead

Financial Crime & Fraud Prevention, Westpac Group
06.2023 - Current
  • Managed a team of 7-8 Business Analyst and 1 change manager, who on average would work on 8 projects each.
  • Collaborated with cross-functional teams to ensure seamless integration of various project components.
  • Increased stakeholder engagement by conducting regular status updates and addressing concerns proactively.
  • Ensured timely delivery of critical deliverables by closely monitoring progress against milestones and adjusting plans as necessary.
  • Conducted thorough risk assessments to identify potential issues early on, allowing for proactive mitigation strategies to be implemented.
  • Tracked project and team member performance regularly to quickly intervene in errors or delays.
  • Facilitated clear communication between internal departments, ensuring all parties remained aligned on goals throughout the duration of each project.
  • Calculated FTE impacts and sought appropriate funding approvals to negate any impacts to the supported operating teams.
  • Supported the operationalisation of change through knowledge management creation, training plans and targeted communication.

Team Manager AML/CTF Transaction Monitoring & NBC

Financial Crime & Fraud Prevention Westpac Group
04.2020 - 06.2023

Transactional Monitoring

  • Managed 15 analyst who completed Enhanced Customer Due Diligence (ECDD) on customers alerted in UMRs.
  • Monitored the submission of SMRs within regulatory and bank service levels.
  • Oversaw daily operations to ensure high levels of productivity, along with delivery of quality outcomes.
  • Administered monthly and annual reviews to direct reports and set clear and measurable goals, action plans and follow-up procedures.
  • Drove performance of staff by creating incentives and positive work atmosphere and administering recognition and rewards programs.
  • Resolved problems, improved operations and provided exceptional service.
  • Orchestrating weekly and monthly plans through operational management
  • Developed cohesive operating method and tooling, to enable my peers and senior managers in driving consistency in managing resources across 16 teams in Sydney and Adelaide.
  • Worked with peers and senior managers to up skill their operating rhythms within AOM tooling.
  • Participated in continuous improvement by generating suggestions, engaging in problem-solving activities to support teamwork.
  • Analysed data to identify opportunities for improvement.

Needs Based Conversations

  • Managed a team of 10 analysts who conducted conversations with customer to better understand how and why they make certain transactions.
  • Managed resources between outbound and inbound call functions.
  • Established scheduling and FTE management based of customer trends.
  • Developed reporting to establish impacts of successfully conversations which resulted in less reports to AUSTRAC along with more insight to recommend to retain.
  • Balancing call metrics such as grade of service, average handle time and speed to answer while maintaining operational service levels.

Team Manager Broker Mortgage Service

Home Ownership Services, Operations St George Bank
07.2017 - 04.2020
  • Lead multi-function teams consisting of 18 team members who held delegated authority to approve home loan applications submitted by Third Party Lenders.
  • Orchestrated weekly and monthly plans through operational management.
  • Built working relationships with stakeholders through regular catch ups and communication.
  • Driving quality and productivity targets through monthly coaching/1:1 sessions.
  • Driving sales quality results to less than 5% error rate to meet our responsible lending requirements.
  • Managing resources daily to ensure customer service levels are met and influence time to serve and time to right initiatives
  • Management of risk compliance and OH&S
  • Lead team engagement and team huddles
  • Influenced submission and implementation of continuous improvement ideas.
  • Successfully completed People Leader Development Program.

Team Manager Workflow & Liaison

Home Ownership Services, Operations St George Bank
09.2019 - 01.2020
  • Lead 2 teams of 6, who carried out different support functions. Workflow- Team who managed and provided daily allocations to the lenders. Management of departments daily service levels across the 4 tiers and working with managers and senior managers to meet daily targets.
  • Liaison – Team who managed internal and external stakeholder requests, including complaints management, urgent escalations and application reworks.
  • Implemented 5 “Just do it” continuous improvement initiatives that reduced handoffs and assisted in delivering first time right service for our customers.
  • Managed state relationships through setting service expectations.
  • Analyzed and tracked daily capacity data vs output of the business to deliver on service commitments.
  • Led mid-day meetings with managers and senior managers to track variances with our daily service level targets and help to reshuffle resource/ work load of 150 credit assessors.
  • Drove connectivity and alignment of goals within both teams through regular team huddles.

Team Manager Mortgage Services Call Centre

Home Ownership Service, St George Bank
03.2016 - 06.2017
  • Lead a call centre team which consisted of 15 onshore, and 45 offshore direct reports.
  • Leading team members on shore and team leaders offshore towards meeting KPI's
  • Up skilled consultants to deliver high quality outcomes and ensure that the customer was at the centre of all decisions made.
  • Led a program called 10CSE which embedded operating rhythms that are customer centric.
  • Managing customer complaints & phone lines to ensure customer wait time targets are met.
  • Managing skillset to ensure that we have the right amount of people available to answer customer enquires.
  • Contributed towards top percentile NPS scores.

Team Coach

Mortgage Services, St George
01.2014 - 03.2016
  • Provided 1on1 coaching support for up to 18 people.
  • Implemented tailored training and actions to improve individual and team performance.
  • Monitored up to 30 calls per month for both onshore and offshore consultants, providing detailed coaching tips.
  • Analyze quality results and identify areas of improvement to develop weekly/monthly action plans.
  • Create and deliver monthly activities to assist in uplifting team quality results.
  • Write, publish & keystroke communications/procedures in SupportPoint.
  • Prepare & deliver quality packs to leaders and senior leaders, identify areas of improvements across the business and suggest improvements.
  • Supporting new starters during training period.
  • Identify & Implement process improvements through hosting regular monthly CI committee meetings.
  • Fulfill team manager duties during absence of team manager.

Mortgage Call Centre Consultant

St George Bank
10.2010 - 12.2013
  • Servicing calls in relation to the end to end mortgage process.
  • Handles enquires from a range of customers types across multiple brands.
  • Delivered first call resolution through active listening.
  • Offered friendly and efficient service to customers, handled challenging situations with ease.
  • Supported my peers as a Subject Matter Expert.

Education

People Leadership Certification -

AGSM
12.2020

Diploma - Financial Services

Kaplan
04.2019

Level 4 AOM Certification -

ActiveOps
08.2018

Fire Warden -

Westpac Banking Corporation

Bachelor of Management - Events & Leisure

University of Technology Sydney
03.2013

Certificate III - Business Services

Mount Saint Joseph Catholic College

Skills

    • AML/CTF Knowledge
    • Fraud & Scams Knowledge
    • Business Leadership
    • Call centre Management
    • Project Management
    • Operational Management
      • Staff Scheduling & Resource Management
      • Recruitment and Hiring
      • Problem Anticipation and Resolution
      • Policy Development and Enforcement
      • Coaching & Career Development

Accomplishments

    Developed an effective operational model for daily, weekly and monthly planning of resources across 2 states and 16 teams who shared the same WIP.


    Requested to lead the NBC team to re-establish operational rhythm

    In less then a month call metrics improved dramatically and team moral and performance increased.


    Communication and Engagement Lead

    Guided a group of Team leaders to implement strategic initiatives to improve team member engagement. This results in an overall increase in team moral scores in Your Voice survey.


    WA Broker/BDM Relationship Manager

    Influenced the increase of Broker NPS quarterly results through regular effective engagement.


    10CSE Ambassador

    Engaged and represented my business unit in the 10CSE program of work which generated


    Responsible Lending

    Led one of the first teams to consistently achieve responsible lending requirements of less then 5% error rates


    Lead in “Moment that Matter” initiative across HOS.

    Creating magic moments for our home buyers, with one of my team members stories being shared at the CEO level.

Timeline

Project Lead

Financial Crime & Fraud Prevention, Westpac Group
06.2023 - Current

Team Manager AML/CTF Transaction Monitoring & NBC

Financial Crime & Fraud Prevention Westpac Group
04.2020 - 06.2023

Team Manager Workflow & Liaison

Home Ownership Services, Operations St George Bank
09.2019 - 01.2020

Team Manager Broker Mortgage Service

Home Ownership Services, Operations St George Bank
07.2017 - 04.2020

Team Manager Mortgage Services Call Centre

Home Ownership Service, St George Bank
03.2016 - 06.2017

Team Coach

Mortgage Services, St George
01.2014 - 03.2016

Mortgage Call Centre Consultant

St George Bank
10.2010 - 12.2013

People Leadership Certification -

AGSM

Diploma - Financial Services

Kaplan

Level 4 AOM Certification -

ActiveOps

Fire Warden -

Westpac Banking Corporation

Bachelor of Management - Events & Leisure

University of Technology Sydney

Certificate III - Business Services

Mount Saint Joseph Catholic College
Dalila Khoury