Deborah Wertenberger
NEWBURY PARK,CA
Summary
I have been working in the mortgage industry for 33 years and have originated, processed, underwritten, drawn final docs and funded loans throughout my career. I have always been a top producer at Arcs Mortgage, Countrywide Home Loans, Wells Fargo, LoanDepot, and currently at NEWREZ/Caliber Home Loans. I have managed operations, sales and underwriting over the years at various times. I have tremendous experience in conventional loans, government loans and home equity lines of credit. I was #1 in Customer Service at Wells Fargo for 17 years and in the Top 10% in the nation for loan production. I was the #1 Home Mortgage Consultant for sales volume at Countrywide Home Loans in 2003. My best month that year I closed 101 mortgage loans for $22 million with one support person assisting me.
Overview
30
30
years of professional experience
Work History
Senior Mortgage Loan Officer
NEWREZ/Caliber Home Loans
2022.05 - Current
- Educated clients on various loan products available to them, ensuring they made informed decisions regarding their financing options.
- Collaborated with underwriters, processors, and closers to ensure a seamless loan process for clients.
- Participated in industry events to stay current on trends and changes within the mortgage lending landscape.
- Maintained compliance with federal regulations and company policies during all stages of the mortgage process.
- Managed pipeline of mortgage applications for timely processing and closing, resulting in satisfied clients.
Senior Mortgage Loan Officer
Loandepot
2020.10 - 2022.05
- Delivered engaging presentations at homebuyer seminars to educate potential clients on the home buying process and available financing options.
- Regularly reviewed and updated loan pricing to maintain competitiveness in the marketplace and maximize profitability for the company.
- Implemented marketing strategies to expand client base and increase loan volume.
Mortgage Loan Officer
Wells Fargo Home Mortgage
2003.11 - 2020.10
- Increased loan approval rates by efficiently managing pipeline and maintaining strong relationships with borrowers, realtors, and underwriters.
- Managed risk effectively by adhering closely to compliance guidelines during all stages of the loan origination process.
- Customized marketing materials aimed at attracting potential mortgage applicants within specific target markets.
Senior Home Mortgage Consultant
Countrywide Home Loans
1994.09 - 2003.11
- Demonstrated thorough understanding of various loan programs, enabling efficient matching of clients'' needs to suitable products.
- Monitored pipelines to track and log status of loans.
- Assisted customers with completing loan applications and other paperwork.
- Managed a diverse portfolio of loan products, ensuring timely completion of all required documentation and compliance checks.
Education
Bachelor of Science - Finance & Real Estate
California State University - Northridge
Northridge, CA07.1991
Skills
Loan Application Review
Loan File Maintenance
Pipeline Management
Credit File Updating
Underwriting Loans
Drawing Final Docs
Funding Loans
Processing Loans
Originating Loans
Developing New Business
Training Loan Officers & Processors
Managing Underwriters & Closers
Timeline
Senior Mortgage Loan Officer
NEWREZ/Caliber Home Loans
2022.05 - Current
Senior Mortgage Loan Officer
Loandepot
2020.10 - 2022.05
Mortgage Loan Officer
Wells Fargo Home Mortgage
2003.11 - 2020.10
Senior Home Mortgage Consultant
Countrywide Home Loans
1994.09 - 2003.11
Bachelor of Science - Finance & Real Estate
California State University - Northridge
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