Deirdre Murphy
Sydney,NSW
Summary
I'm an experienced Executive Manager with a wide range of skills gained across roles in Consumer Deposit Product and Pricing, Mortgages Portfolio Strategy and Consumer Transformation and Delivery. I enjoy working in collaborative teams to solve problems and have a proven ability to adapt to new situations and quickly build relationships to deliver outcomes. Currently seeking my next exciting opportunity.
Overview
18
18
years of professional experience
Work History
Career Break
N/A
01.2022 - 03.2024
Executive Manager, Portfolio Strategy, Mortgages
Westpac Group
11.2018 - 12.2021
- Defining, socialising and maintaining ownership of the governance of the compositional strategy for the Consumer Mortgages Portfolio
- Drafting regular governance papers relating to Portfolio compositional issues to be presented at key internal forums, e.g Asset and Liability Committee, multiple Risk Committees (Consumer RISKCO, Group RISKCO, Board RISKCO)
- Enhancing existing risk appetite setting framework to align with target state composition
- Ensuring continued adherence to both internal risk appetite settings and key APRA benchmarks through regular reporting
- Establishing and Chairing the Mortgage Composition Forum (Committee of multiple stakeholders across Finance /Treasury/ Credit Risk/ Mortgages Line of Business) to provide visibility of issues impacting Target State Composition and ensure continued alignment
- Providing input to periodic Portfolio performance updates - eg APRA responses, Q&A for Investor presentations, conducting analysis supporting credit policy initiatives.
Program Lead, Consumer Transformation
Westpac Group
02.2017 - 11.2017
- Designing and managing rollout schedule for Digital Physical Connect Program across all Westpac brands and channels (largest Digital transformation program in the Group at that time and delivered a 15% reduction in Over the Counter transactions)
- Running daily stand ups with State based teams
- Drafting Program communication materials
- Preparing Steering Committee briefing packs
- Remediating issues impacting branch performance in reducing Over the Counter (OTC) transactions
- People leader for team of 2.
Senior Manager, Deposit Pricing & Performance, Consumer Bank
Westpac Group
02.2015 - 02.2017
- Devising, socialising & implementing pricing strategies to support deposit acquisition / retention for Consumer TD and At-Call Deposit Products across all Westpac Group sub-brands
- Managing weekly pricing execution activities for maturing Term Deposits (weekly pricing of c$1b of maturing TD's) including associated governance processes
- Preparing and presenting papers for Pricing Committee and ensuring alignment with key Product stakeholders on P/L outcomes
- Managing the delivery of regular reporting supporting usage of pricing system
- Leading pricing team engagement with RGM's/SGM's/RE's in Distribution network eg. Presenting at Regional team Off-sites and Leadership team updates
- Compiling and delivering bespoke advice to support sales force effectiveness across distribution network with respect to consumer deposit performance
- People leader for team of 4.
Manager, Consumer Deposits
Westpac Group
07.2013 - 02.2015
- My role in the Consumer Deposits team had two phases. Initially I was focussed on the design & implementation of a new Term Deposit pricing system for front-line branch staff to be implemented across the Group's Retail network (>10,000 bankers in c.1,200 branches across 4 sub-brands). My role involved:
- Leading business input in the design of distribution network pricing system (TD Rate Finder) both from front end-banker experience and also technical integration into existing infrastructure.
- Acting as key point of contact between multiple Distribution stakeholders and developers / Project Managers
- Conducting UAT for various release cycles
- Leading the Pricing team involvement in design of Change Management materials & communications supporting the roll out for all brands and channels
Senior Market Analyst, Financial Markets Division
Central Bank of Ireland - (Irish Branch of European Central Bank)
03.2011 - 02.2013
- Following the EUR68bn support package agreed by Irish Central Bank with the European Central Bank / IMF post GFC there was a requirement to provide oversight of Irish banks performance in meeting targets agreed within the support package
- The Financial Markets Division carried out this role in addition to briefing internal stakeholders on key policy issues and Irish banks' borrowing positions
- Preparing & delivering monthly briefings on economic & financial market developments to Central Bank Governor ahead of monthly ECB Council meetings where Euro-Zone monetary policy decisions were taken
- Analysing impact of potential ECB policy proposals in relation to collateral requirements for Irish banks & providing recommendations to Central Bank Governor
- People Leader for 2 Analysts.
Economist, Equity Research Department
Goodbody Stockbrokers
06.2006 - 02.2011
- I was one of a team of 2 Economists which developed the firm's (No.2 in the market with 35% share) view on the Irish Economy to service the Institutional Investor client base
- This involved managing economic models and writing detailed reports on the economy
- Publishing research reports on Irish economic activity including key thematic pieces and regular economic forecast updates
- Undertaking marketing activity with investors (particularly in London and New York) to promote research
- Delivering presentations at board level to corporates and Government departments
Education
Master of Arts - Economics And Finance (Second Class Hons)
National University of Ireland
Bachelor of Science - Financial Mathematics&Economics (First Class Hons)
National University of Ireland
Skills
- Portfolio Management
- Deposit Pricing and P/L ownership
- Stakeholder Management
- Transformation delivery
- Managing operational activities
- Drafting governance committee materials
Telephone
0401 188 458
Timeline
Career Break
N/A
01.2022 - 03.2024
Executive Manager, Portfolio Strategy, Mortgages
Westpac Group
11.2018 - 12.2021
Program Lead, Consumer Transformation
Westpac Group
02.2017 - 11.2017
Senior Manager, Deposit Pricing & Performance, Consumer Bank
Westpac Group
02.2015 - 02.2017
Manager, Consumer Deposits
Westpac Group
07.2013 - 02.2015
Senior Market Analyst, Financial Markets Division
Central Bank of Ireland - (Irish Branch of European Central Bank)
03.2011 - 02.2013
Economist, Equity Research Department
Goodbody Stockbrokers
06.2006 - 02.2011
Master of Arts - Economics And Finance (Second Class Hons)
National University of Ireland
Bachelor of Science - Financial Mathematics&Economics (First Class Hons)
National University of Ireland
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