Dilraj Kaur
Melbourne
Summary
Experienced finance and administration professional with over six years of experience in financial reporting, credit exposure analysis, and operational leadership within the education sector. Seeking to leverage my analytical expertise, credit evaluation skills, and stakeholder management experience in a Credit Manager role at BMW Australia Finance Ltd. Committed to contributing to a high-performance credit team and supporting strategic risk management through accurate assessments and collaborative decision-making.
Finance professional with proven track record in maintaining precise financial records and ensuring compliance with accounting standards. Known for fostering collaborative environments and achieving timely results. Reliable team player with strong analytical skills and adaptability to evolving financial requirements.
Overview
8
8
years of professional experience
Work History
Assistant Accountant
Albright Institute of Business and Language
09.2019 - Current
- - Analysed student account profiles, payment behavior, and overdue records to identify financial risk exposure.
- - Prepared and reviewed P&L reports, payroll tax statements, and budget forecasts for finance leadership.
- - Managed student tuition fee operations, accounts payable, and financial reconciliations across LMS, RTOM, and Xero.
- - Provided written recommendations on appeals and withdrawals, aligned with internal policy and risk posture.
- - Ensured alignment of internal credit-related actions with ESOS/ASQA compliance requirements.
- - Maintained accurate exposure data, collaborated with accounts and admissions to mitigate overdue risk.
Admin and Finance Manager
Barkly International College
07.2017 - 09.2019
- - Led finance and enrolment operations for domestic and international students, ensuring financial accuracy and compliance.
- - Supported credit-related reporting functions including revenue tracking, collections, and account risk status.
- - Reconciled and reviewed financial records including end-of-month and year-end statements.
- - Trained and supervised 10+ team members, delivering coaching on internal systems and reporting procedures.
- - Reviewed commission invoices and coordinated with external agencies and partners to resolve financial discrepancies.
Education Consultant
BNGlobal Consulting Services
01.2017 - 06.2017
- - Advised international students on application procedures, financial planning, and enrolment across institutions.
- - Maintained records for student placements and liaised with academic institutions regarding applicant status.
Education
Bachelor of Business - Accounting
Kent Institute Australia
06.2018
Skills
- Risk assessment in finance
- Skilled in financial data interpretation
- Budget management and forecasting
- Evaluating credit risk
- Experienced in leveraging Microsoft Excel, PowerPoint, and Word for effective presentations and data analysis
- Payroll and compliance management
- - Xero & Employment Hero Systems
- - Stakeholder Engagement & Cross-Team Collaboration
- - Data Reconciliation & Report Automation
- - PRISMS, VETtrak & Student Management Systems
Accomplishments
- - Outstanding Academic Performance Award - 2016
- - Student Representative on Academic Board - Kent Institute
Timeline
Assistant Accountant
Albright Institute of Business and Language
09.2019 - Current
Admin and Finance Manager
Barkly International College
07.2017 - 09.2019
Education Consultant
BNGlobal Consulting Services
01.2017 - 06.2017
Bachelor of Business - Accounting
Kent Institute Australia
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