Divya Chopra

Strategic and results-driven Chartered Accountant with over 15 years of leadership experience across internal audit, risk, governance, and compliance in the financial services sector. Proven track record in designing and embedding enterprise-wide risk and compliance frameworks, uplifting regulatory compliance, and delivering actionable insights to executive leadership and Boards to drive decision-making. Adept at building high-performing, engaged teams and fostering strong stakeholder relationships to drive sustainable outcomes.

• Led the business unit risk assessment of 52 key risks resulting in the identification and creation of 135 new controls and 142 risk issues over a 18-month period.
• Led the delivery and design of a number of control initiatives resulting in 12 new effective controls over a 12-month period.
• Spearheaded the automation of the resource forecasting tool resulting in reliable resource estimates for the business.
• Designed and implemented new team structures, building new teams resulting in reduced cost, improved capability and efficiency.
• Simplified and streamlined several business processes such as Quality Control and System Change Management Impact assessments.
• Designed and delivered staff learning skills matrix resulting in capability uplift through delivering online and facilitated training tools.

• Dear Sir/Madam
• I am writing to express my keen interest in the Senior Compliance Manager at Afterpay. With over 15 years of progressive leadership experience in internal audit, risk and compliance management and governance within the financial services sector, I am confident in my ability to contribute effectively to your Line 1 risk team.
• In my current role as Senior Manager, Risk, Governance & Compliance at ANZ Bank, I partner with senior leaders to design and deliver strategic business initiatives such as AI to improve compliance outcomes and better meet regulatory requirements. I lead the development of ASIC and APRA uplift programs to enhance risk and compliance outcomes for the business. Additionally, I use my risk management expertise to help the business design and implement robust and sustainable controls. I also have extensive experience in preparing and presenting Board, Audit & Risk Committee reporting to support insightful and timely decision-making.
• Previously, as Head of Business Assurance – Line 1 Risk & Compliance, I embedded enterprise-wide risk and compliance frameworks across business units. In this role I was responsible for providing advice and guidance to the business leaders on enhancing the risk and control environment. I have also led many regulatory change programs, event and incident assessments and business continuity and crisis management activities. I am always looking for ways to innovate and enhance the risk posture of the businesses.
• My extensive experience in internal audit, including roles as Audit Director where my area of specialisation was product distribution, product design and management and product related AML risks would make me the ideal candidate for this role.
• I am particularly drawn to this opportunity at Afterpay as it will enable me to leverage my extensive risk, compliance and control design expertise to uplift your second line risk teams.
• I would welcome the opportunity to further discuss how my experience and skills can contribute to the success of your risk team. Thank you for considering my application.
• Sincerely
• Divya Chopra