Elias Chebl

I am a professional & highly skilled Credit Manager with over 25 years experience in credit analysis, risk assessment, and accounts receivable management. I'm seeking a new opportunity & challenge having spent the last 13 years with the same employer.

I have demonstrated expertise in maintaining high collection rates, implementing credit policies, and managing client relationships to ensure positive cash flow and reduce risk. Known for analytical skills, attention to detail, and a strong worth ethic.

• Successfully managed a team of 6 (3 Credit Officers & 3 Admin Staff).
• DSO reduced from 44 Days to 31 Days.
• Implementation & Adherence to new Company Credit Policy.
• Introduced new Credit Application Forms and amended Terms & Conditions.
• Clean up of customer database including review and roll out of new Credit Application Forms with updated Terms & Conditions.
• Complete overhaul of company Credit Policy and implementation of more efficient collections & reporting procedures.
• Successfully managed a team of 6.
• DSO reduced from 42 Days to 34 Days.
• Assisted team in reducing total outstanding from $13.4 million to <$1 million.
• Trained staff in improving collection techniques.
• Total Legal accounts resolved from $750k to $1.1 million.
• Received recognition for outstanding achievements and results for managing team.
• Total Outstanding reduced from $2.3 million to <$500k.
• Reduced 60+ Days debt from $1 million to < $100k.
• Total Outstanding reduced from $21.3 million to $3.8 million.
• 120+ Days reduced from 15% to 1.2% of total ledger. Total Ledger was $43 million. DSO reduced from 63 Days to 41 Days (30 Days Terms).
• Implemented Credit Procedures so that debts are collected more efficiently.
• DSO reduced from 22 days to 12 days (7 day terms).
• Total Outstanding reduced from $2.1 million to $660k (Total Ledger was $8.6 million).
• Reduced 30+ Days debt from 24% to 1%.