George Yates
Wagga Wagga,NSW
Summary
Experienced Analyst within the Regional and Agri Business department at Commonwealth Bank, providing critical support to Relationship Executives managing commercial and agribusiness portfolios with debt levels between $1M and $30M. Proven ability to step into the Relationship Executive role during secondments, successfully managing portfolios for extended periods. With an MBA and strong skills in financial analysis, credit assessments, and strategic decision-making, I am seeking to leverage my expertise and client engagement experience in a Relationship Manager role with the Bank of Melbourne.
Overview
9
9
years of professional experience
Work History
Analyst
Commonwealth Bank
06.2021 - Current
- Serviced a diverse relationship-managed client base with debt levels ranging from $1M to $30M across both commercial and agri portfolios.
- Conducted in-depth financial analysis and credit assessments to evaluate and advise on client loan applications, ensuring compliance with lending policies and risk management protocols.
- Collaborated with bankers and other internal departments to deliver tailored financial solutions and achieve application approvals within required timeframes.
- Contributed to the maintenance of compliance obligations and the accuracy of recorded information.
- Took on secondments in the Relationship Executive role, taking full responsibility for managing various commercial portfolios during extended periods..
Junior Broker/Analyst
The Finance Collective
05.2020 - 05.2021
- Collaborated with clients to maintain relationships and provide customers with thorough support and guidance to achieve their financial objectives.
- Analysed financial data to determine client financial capabilities. Discussed options with clients and provided informed suggestions.
Ski Instructor
Ski School Zell Am See
11.2018 - 03.2020
- Designed and implemented ski lessons, including for children, first-timer and intermediate skiers.
- Built personal relationships with international guests to promote positive experiences.
Trainee Accountant
Easdowns Business Specialists
01.2016 - 01.2017
- Gained knowledge of accounting principles and standards and general business practices to evaluate financial data and transactions.
- Prepared annual individual tax returns and explained expected refund or income tax liability. Prepared quarterly BAS for key clients.
Education
MBA - Master of Business Administration
Royal Melbourne Institute of Technology
Melbourne, VIC2021
BBA - Bachelor of Business Studies
Charles Sturt University
Wagga Wagga, NSW2017
Higher School Certificate -
The Riverina Anglican College
Wagga Wagga, NSW2013
Skills
- Interpersonal, verbal and written communication
- Teamwork and collaboration
- Networking
- Commercial acumen
- Financial and credit analysis
- Customer service
Life Experience
- Cultural Adaptability: Two years of international travel across Europe and Asia, backpacking and working, developed strong cultural awareness and adaptability to diverse environments.
- Resilience and Determination: Successfully completed the challenging Mount Everest Base Camp trek with a charity group from Wagga Wagga, as well as the Kokoda Trek.
- Teamwork and Leadership: Active member of the Wagga Waratahs Rugby Club, contributing to team success and fostering a strong sense of community and collaboration.
- Active Lifestyle: Passionate about golf and skiing, consistently pursuing personal growth and physical fitness through outdoor sports.
Timeline
Analyst
Commonwealth Bank
06.2021 - Current
Junior Broker/Analyst
The Finance Collective
05.2020 - 05.2021
Ski Instructor
Ski School Zell Am See
11.2018 - 03.2020
Trainee Accountant
Easdowns Business Specialists
01.2016 - 01.2017
MBA - Master of Business Administration
Royal Melbourne Institute of Technology
BBA - Bachelor of Business Studies
Charles Sturt University
Higher School Certificate -
The Riverina Anglican College