Summary
Overview
Work History
Education
Skills
Demonstrated Skills
Timeline
Generic

Herbert Ian Mira

Schofields,NSW

Summary

Dedicated professional with 14 years of experience in the finance industry, specializing in Quality Assurance, Training and Loan Processing. Proven track record of building strong client relationships and delivering exceptional customer service. Skilled in analyzing financial data, assessing credit risk, navigating complex loan processes and a genuine enthusiasm to learning new things. Known for meticulous approach to ensuring compliance and accuracy and committed to helping others achieve shared goals.

Overview

24
24
years of professional experience

Work History

Quality Assurance

Westpac Group - RAMS Home Ownership Services
01.2019 - 11.2024
  • Provide training and guidance to junior staff members to maintain a high standard of quality applications being sent to credit
  • Conduct comprehensive reviews of loan applications from triage team to ensure compliance with regulatory requirements and internal policies
  • Develop and implement quality assurance procedures to enhance efficiency and accuracy
  • Implement framework to review 100% of all applications designed to reduce error rates. This enabled our team to achieve =>95% accuracy for accredited staff every month
  • Identify and resolve discrepancies in loan documentation

Trainer

Westpac Group - RAMS Home Ownership Services
01.2019 - 01.2023
  • Deliver training sessions for all new staff members and current employees both in person and virtual, focusing on loan originations, processing and customer service
  • Created Standard Operating Procedure (SOP) and updated training materials that align with industry best practices, company policies and regulatory requirements
  • Assess trainee performance through evaluations and provide constructive feedback to help new staff get accredited within the 3 month time frame
  • Work closely with managers to identify training needs and align training objectives with organizational goals
  • Maintain consistency in training delivery, ensuring all employees receive the same foundational knowledge and understand company processes in the same way

Loan Officer

Westpac Group - RAMS Home Ownership Services
11.2009 - 01.2018
  • Improved loan processing efficiency by streamlining application procedures and documentation requirements
  • Pipeline management to ensure files were assessed in a timely manner in line with service level agreements and meet daily targets
  • Ensured compliance with company policies, regulatory requirements and industry best practices
  • Verified financial information and documents provided by loan applicants
  • Collaborate and home loan managers and lending officers to address discrepancies and mitigate risk factors in loan applications

Sales Associate

John Charcoal
06.2007 - 02.2008
  • Cultivated and maintained relationships with clients, providing ongoing support and ensuring high levels of satisfaction
  • Addressed client inquiries, concerns, and needs with timely and effective solutions
  • Ensured accurate and timely completion of all client documentation and transactions in compliance with industry regulations and firm policies
  • Participated in training sessions to continuously enhance knowledge of market trends, financial products, and sales strategies.

Documentation Officer

National Australia Bank
01.2001 - 10.2005
  • Prepared and reviewed all necessary loan documents, including loan applications, credit reports, title reports, and other legal forms, ensuring completeness and accuracy
  • Verified borrower information and loan terms, ensuring all required documentation was submitted and compliant with company policies and regulatory requirements
  • Assisted in resolving documentation discrepancies, ensuring a smooth process from application to loan approval
  • Worked with management to prioritize and address high-risk loans and ensure timely completion of documentation for all active applications.

Education

Certificate IV - Information Technology

Blacktown TAFE
Blacktown, NSW
01-1999

Certificate III - Information Technology

Blacktown TAFE
Blacktown, NSW
01.1998

Higher School Certificate -

Loyola College
Mount Druitt, NSW
11-1997

Skills

  • Relationship Management
  • Technically Proficient
  • Communication
  • Policy & Procedures
  • Time Management
  • Team Participation

Demonstrated Skills

Highly committed to ensure stakeholders are provided with excellent service and demonstrates a willingness to go the extra mile in need. Personable and friendly, has developed trust and respect in all relationships. Confident and efficient with a large range of technologies. Sound data entry capabilities numeric and alpha. Effectively uses technology and tools provided to implement, manage and report risk and compliance obligations in accordance with frameworks. Proven ability to communicate well with a diverse range of stakeholders to meet their individual needs, works well with people from different backgrounds and cultures. Displays an ability to work within policy and process in a highly compliance driven environment. Achieved and maintained all relevant accreditations to perform in role. Highly organised with the ability to effectively prioritise tasks, maintaining strong attention to detail while focusing on efficiency and accuracy. Well regarded, respected by peers, often sought out for support. Actively contributes and willingly shares knowledge.

Timeline

Quality Assurance

Westpac Group - RAMS Home Ownership Services
01.2019 - 11.2024

Trainer

Westpac Group - RAMS Home Ownership Services
01.2019 - 01.2023

Loan Officer

Westpac Group - RAMS Home Ownership Services
11.2009 - 01.2018

Sales Associate

John Charcoal
06.2007 - 02.2008

Documentation Officer

National Australia Bank
01.2001 - 10.2005

Certificate IV - Information Technology

Blacktown TAFE

Certificate III - Information Technology

Blacktown TAFE

Higher School Certificate -

Loyola College
Herbert Ian Mira