Summary
Overview
Work History
Education
Skills
Languages
Timeline
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ILHAM NIKKI ROUHOLFEDA

Bedford Park,SA

Summary

Accomplished Small Business Owner and Banking professional with a proven track record in financial management and customer service excellence. Dedicated and results-driven customer service professional with 22 years of experience in delivering exceptional service across different industries. Strong leader and problem-solver dedicated to streamlining operations to decrease costs and promote organizational efficiency. Uses independent decision-making skills and sound judgment to positively impact company success.

Overview

21
21
years of professional experience

Work History

Small Business Owner

AA Hair And Beauty Studio
04.2021 - Current

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  • Managed daily operations for a successful small business, ensuring efficient processes and quality services.
  • Created financial plans and budgets to optimize resources, track expenses, and ensure profitability.
  • Hired trained, and supervised staff to maintain high levels of productivity and customer satisfaction.
  • Maintained a clean, hygienic work environment to ensure client safety and comfort throughout treatments.
  • Maintained a clean, safe, and welcoming salon environment for clients and staff members.
  • Developed a loyal clientele with exceptional communication skills and attention to detail.
  • Reviewed documentation and identified financial discrepancies where applicable.
  • Streamlined month-end close process, reducing time spent on manual tasks and improving data accuracy.

Loan Officer

Bendigo And Adelaide Bank
08.2009 - 04.2019
  • Assisted clients in selecting appropriate loan products for their needs, resulting in higher customer satisfaction.
  • Maintained strict confidentiality of bank records and client information.
  • Submitted loan applications to underwriter for verification and recommendations.
  • Advised clients on mortgage, education and personal loans.
  • Developed systems to efficiently track loan documents and enhance accuracy.
  • Maintained a clean and organized workspace, promoting a welcoming environment for customers.
  • Handled high-pressure situations calmly, maintaining composure during busy periods or difficult interactions.
  • Resolved customer complaints while prioritizing customer satisfaction and loyalty.
  • Took ownership of customer issues and followed problems through to resolution.

Personal Banker

Adelaide Bank
08.2007 - 08.2009
  • Utilized strong interpersonal communication skills during client interactions, resulting in increased trust and fostering long-lasting relationships.
  • Assisted customers with setting up or closing accounts, completing loan applications, and signing up for new services.
  • Generated new business by conducting thorough financial needs assessments and offering tailored products to clients.
  • Managed deposits, withdrawals and wire transfers to process smooth banking transactions for clients.
  • Cross-sold bank products and services to meet customer needs and provide options.
  • Achieved excellent customer satisfaction ratings by addressing concerns promptly and professionally, demonstrating empathy throughout interactions.
  • Strengthened client relationships by providing personalized banking solutions and excellent customer service.

Personal Banker Officer

Wells Fargo Bank
02.2004 - 11.2006
  • Built strong relationships with clients, resulting in increased loyalty and retention rates.
  • Assisted customers in navigating online banking platforms, increasing their comfort level with digital transactions.
  • Led training sessions for new hires, ensuring a thorough understanding of bank procedures and excellent customer service skills.
  • Educated clients on credit-building strategies, enabling them to improve their financial profiles.
  • Assisted customers with setting up or closing accounts, completing loan applications, and signing up for new services.
  • Developed and maintained strong customer relationships, providing exceptional service and advice.
  • Maintained strict compliance with all banking regulations, ensuring a secure and trustworthy environment for clients.
  • Educated customers on features and benefits of banking products and services.
  • Provided advice on different bank products and financial options.

Education

Certificate III - Pathology

Equals International
Adelaide, SA
03.2025

Certificate III - Hair And Beauty

TAFE SA - Adelaide College of The Arts
10.2019

Bachelor of Business - Banking And Financial Support Services

University of California San Diego
08.2006

Skills

  • Financial Management
  • Employee Performance Management
  • Customer Service
  • Customer Service Management
  • Business Management
  • Teamwork and Collaboration
  • Customer Relations
  • Relationship Building
  • Team Leadership
  • Goal Setting
  • Staff Management

Languages

Persian
Full Professional
Urdu
Professional Working
Hindi
Professional Working

Timeline

Small Business Owner

AA Hair And Beauty Studio
04.2021 - Current

Loan Officer

Bendigo And Adelaide Bank
08.2009 - 04.2019

Personal Banker

Adelaide Bank
08.2007 - 08.2009

Personal Banker Officer

Wells Fargo Bank
02.2004 - 11.2006

Certificate III - Pathology

Equals International

Certificate III - Hair And Beauty

TAFE SA - Adelaide College of The Arts

Bachelor of Business - Banking And Financial Support Services

University of California San Diego
ILHAM NIKKI ROUHOLFEDA