Summary
Overview
Work History
Skills
Education
References
Timeline
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Iskra Razmovski

Carnes Hill,NSW

Summary

Experienced leader with a proven track record in sales and extensive financial expertise within the mortgage industry. Cultivating and nurturing customer relationships and effectively managing teams for success are strengths. Leveraging a strong sales background and extensive knowledge of mortgage products, consistently achieves exceptional results. Commitment lies in delivering outstanding service, exceeding client expectations, and consistently meeting organizational goals. Dedicated to enhancing employee satisfaction and driving business success. Brings necessary experience and knowledge to tackle any operational demand with a proven commitment to employee training. Experienced in directing workgroups, developing strategies, providing training, setting goals, and obtaining team feedback. Excellent interpersonal and communication skills enable effective communication of goals and vision for success. Problem solver, networker, and consensus builder who excels in overcoming challenges and fostering collaboration within teams.

Overview

9
9
years of professional experience
2
2
years of post-secondary education

Work History

Team Manager

Community First Bank -Penrith Flagship Store
2021.04 - 2023.12
  • Exceeded target of 5% growth by achieving 12%
  • Over 6 month period increased portfolio growth to number 1 position rank in the business overtaking Easy Street portfolio online channel
  • Delivered performance management oversight and motivated 7 direct reports to achieve individual KPI targets, to perform day-to-day operations, to attend to security
  • Prioritise Health and Safety Standards
  • Achieved strategic business objectives and sales targets through coaching, mentoring and direction setting for staff
  • Oversaw profit and loss accountability
  • Contributed to review and update business procedures
  • Accomplished growth rate of 19.8% in mortgage funds under management, written in six month period
  • Provided support in policy review and writing to quality assurance teams.
  • Set performance expectations for my team, monitoring progress towards goals and providing constructive feedback as needed.
  • Developed team members'' skills through targeted coaching sessions, resulting in improved individual performance.
  • Empowered team members by delegating responsibilities according to individual strengths and areas of expertise.

Project Manager Home Loan Acquisition

ANZ Bank North West District
Parramatta , NSW
2020.11 - 2021.02
  • Provided unwavering commitment and support to the National Refinance Team based off shore and Greater Sydney retail network
  • Completed the relevant training well ahead of the expectation to be business ready for the project
  • Delivered exceptional performance in home loan acquisition, refinance settlement bookings through quality communications through multiple platforms including Pexa, verbal and written. Managed and actioned approximately 150 files daily.
  • Provided support to the district and business partners to ensure settlements process and outcomes met and exceeded the customer and business expectations
  • As the SME for the North West District and Greater Sydney Region through the engagement with senior leaders I was able to work on strategies to develop and minimize the skill gaps.
  • In partnership with branch and business centre leaders, established joint objectives and promoted synergy across departments
  • Sourced data to analyze the skill gaps to develop training platform. Prepared and delivered the training to the network teams
  • The uplift of 85% was significant, the executed documents and settlement files presented to the quality assurance teams were processed in a one touch completion and made ready for settlement
  • Successfully managed multiple projects simultaneously by prioritizing tasks according to urgency, resource availability, and alignment with organizational goals.
  • Planned, designed, and scheduled phases for team projects. This was very gratifying project result.
  • Self-motivated, with a strong sense of personal responsibility.

Home Loan Centre Manager

ANZ Banking Group
2020.03 - 2020.11
  • Exceeded target of 5% growth by achieving 15.8% at the time of leaving the home centre
  • Over a six month period the Net Promoter Score delivered an uplift from 66% to 98%. This validated customer - banker satisfaction and business growth
  • Best uplift in the district overall
  • Delivered performance management oversight and motivated 8 direct reports to achieve individual sales targets, to perform day-to-day operations, to attend to security
  • Prioritize Health and Safety Standards
  • Promoted a culture of innovation by encouraging staff to share ideas and solutions that improved overall branch operations and customer service levels. Prepared and hosted very successful home buyers seminars, with industry experts and guest speakers.
  • Achieved strategic business objectives and exceeded sales targets through coaching and direction setting for staff
  • Oversaw profit and loss accountability for the branch
  • Accomplished a growth rate of 125% in mortgage funds under management written in a six month period.
  • Strengthened client relationships, providing personalized financial guidance and consultations. Promoted a culture of innovation by encouraging staff to share ideas and solutions that improved overall branch operations and customer service levels.
  • Enhanced customer satisfaction by resolving disputes promptly, maintaining open lines of communication, and ensuring high-quality service delivery.
  • Accomplished multiple tasks within established timeframes.

Branch Manager - Relieving District Manager

ANZ Banking Group
2017.11 - 2020.02
  • Exceeded target of 5% growth by achieving 11.8% half on half
  • Over a six month period the Net Promoter Score increased from 70% to 95%
  • The team delivered significant uplift which was validated in customer and banker satisfaction and business growth
  • Continued to deliver customer and banker satisfaction uplift in the district
  • Delivered performance management oversight and motivated 8 direct reports to achieve individual sales targets, to perform day-to-day operations, to attend to security
  • Prioritize Health and Safety Standards
  • Achieved strong branch compliance result
  • Prepared and hosted very successful Tradesman seminar, followed by home buyer's seminar and Broker evening event
  • Achieved strategic business objectives and exceeded sales targets through coaching, mentoring and direction setting for staff
  • Oversaw profit and loss accountability for the branch
  • Accomplished a growth rate of 135% in mortgage funds under management written in a six month period, half on half.
  • Continuously monitored branch performance against key performance indicators, taking corrective actions as needed to ensure objectives were met or exceeded.
  • Improved customer satisfaction ratings by enhancing service quality and resolving client issues promptly.
  • Excellent communication skills, both verbal and written.

Branch Manager

ANZ Banking Group
2015.01 - 2017.10

• Exceeded target of 5% growth by achieving 21.8% half on half.
• Over a six month period the Net Promoter Score increased from 75% to 95% . We delivered significant uplift which was validated in our customer and banker satisfaction and business growth. We continued to deliver customer and banker satisfaction uplift in the district.

• Delivered performance management oversight, coached and motivated 11 direct reports to achieve individual sales targets, to perform day-to-day operations, to attend to security. Prioritize Health and Safety Standards.
• Achieved strong branch compliance result.
• Prepared and hosted very successful Home buyer's seminar and Financial Planning evening event.
• Achieved strategic business objectives and exceeded sales targets through coaching, mentoring and direction setting for staff
• Oversaw profit and loss accountability for the branch
• Accomplished a growth rate of 145% in mortgage funds under management written in a six month period, half on half.

  • Continuously monitored branch performance against key performance indicators, taking corrective actions as needed to ensure objectives were met or exceeded.
  • Maintained friendly and professional customer interactions.

Skills

  • Strategic partnership development
  • Deep understanding of the bank and broker lending process, end to end
  • Leadership Management, coaching and mentoring
  • Customers and stakeholder relationship management
  • Negotiation and business development
  • Long term business planning and execution
  • Multiple award winner
  • Superior sales performance
  • Quality assurance and process Improvement by way of continuous improvement
  • Compliance centric
  • Teamwork and Collaboration
  • Problem-Solving
  • Attention to Detail
  • Team motivation

Education

Diploma - FINANCE AND MORTGAGE BROKING MANAGEMENT

Institute of Strategic Management
Sydney NSW
2023.10 - 2024.08

Certificate IV - FINANCIAL SERVICES AND MORTGAGE BROKING

Institue of Strategic Management
Sydney NSW
2023.02 - 2023.06

Certificate III - Financial Services

Australian College of Commerce And Management
Wollongong NSW
2022.05 - 2022.07

Certificate II - Financial Services

Deakin University
Melbourne Vic
2011.06 - 2012.03

References

Referees available on request.

Timeline

Diploma - FINANCE AND MORTGAGE BROKING MANAGEMENT

Institute of Strategic Management
2023.10 - 2024.08

Certificate IV - FINANCIAL SERVICES AND MORTGAGE BROKING

Institue of Strategic Management
2023.02 - 2023.06

Certificate III - Financial Services

Australian College of Commerce And Management
2022.05 - 2022.07

Team Manager

Community First Bank -Penrith Flagship Store
2021.04 - 2023.12

Project Manager Home Loan Acquisition

ANZ Bank North West District
2020.11 - 2021.02

Home Loan Centre Manager

ANZ Banking Group
2020.03 - 2020.11

Branch Manager - Relieving District Manager

ANZ Banking Group
2017.11 - 2020.02

Branch Manager

ANZ Banking Group
2015.01 - 2017.10

Certificate II - Financial Services

Deakin University
2011.06 - 2012.03
Iskra Razmovski