Jiaming Liu

• Deeply involved in the filing process of an IPO project of a science and technology innovation board, mainly responsible for the financial due diligence part, supplemented by the financial part of the prospectus writing, data updating etc..
• Correspondence and bank flow verification: Responsible for sending and receiving correspondence from customers and suppliers (more than 100 pieces), filling out correspondence control forms, and conducting substitution test for unreturned correspondence; for issuers and their controlling shareholders, real controllers, directors, supervisors, key staff and other personnel. Verification of issuers, their controlling shareholders, actual controllers, directors, supervisors, senior staff in key positions and other related parties (more than 30,000 items), extracting large and abnormal fund flows and conducting interviews to confirm fund flows. Record large and abnormal fund flows, and conduct interviews to confirm the reasonableness of fund transactions.
• Walk-through testing and detail testing (a total of more than 2,000 sample certificates): Performing walk-through testing procedures on the issuer's business, conducting detail testing on period expenses such as selling expenses and research and development expenses, and analyzing and verifying the authenticity of period expenses; and performing cut-off tests on period-end revenues to confirm the accuracy of the period in which the revenues were recognized.
• Writing of declaration documents: Skilled in the preparation of drafts and declaration documents in the process of project implementation, participating in the writing of prospectus, organizing the basic information of issuers in the same industry and updating the issuer's financial data and comparative information in the same industry. Compile basic information of issuers in the same industry, update issuers' financial data and comparative information in the same industry.
• Pitch Book: Assist the instructor in completing 2 Pitch Books for pharmaceutical projects, mainly responsible for understanding the company from the business aspect, searching and organizing industry and company data, charting and drawing. Searching and organizing industry and company data, drawing charts and graphs, and evaluating the investment value of the enterprise in multiple dimensions.
• Communication and coordination: High-frequency pre- and in-process communication with issuers, lawyers, accountants and other members of the project team in order to efficiently obtain information, follow up the pace and resolve issues.

Data research: Monitor the bond market dynamics in real time, establish a pool of optional targets, maintain industry data information, analyze market sentiment, track investment opportunities in CT bonds, credit bonds and other areas, form preliminary research and judgment, and select targets to submit to the instructor with risk tips. During the tenure, the cumulative volume of data screened and cleaned exceeded 50,000 items.

Database construction: Participate in the improvement of the company's database (policies, news, enterprise dynamic information, credit risk events, enterprise information, etc.), design data form templates, update database information, ensure the timeliness and completeness of database information, and continuously improve the automation and visualization of data.

Thematic research: Assisting in the completion of local CT debt thematic research projects, leading data collection, interpretation, and responsible for the writing of several report chapters, chart design and layout work.

Project Due Diligence: Participate in online and on-site due diligence for the proposed operational cooperation projects, focusing on the project assets and their health, strictly controlling the sustained operating ability and liquidity risk of each project, ensuring compliance with the basic credit information of the enterprise, forming the initial judgment of the project, and assisting in the writing of Credit Application Report for submission and approval.

Loan review: In coordination with the credit department, carry out special review for the bank's loan business project documents (more than 1,200) (the whole process of project establishment, meeting, evaluation, application report, etc.), checking for defects, categorizing and summarizing the problems and risk matters found in the review, and uniformly reporting them to be resolved, so as to ensure that the information is perfect and the process is compliant.

Credit checking: Participate in quarterly special credit checking once, for the collateralized category to verify the survival of customers' collateral, focusing on whether the collateral is depreciated, second charge, demolition, and loss of collateral. For credit loans, focus on the use of customer loans, whether there is a flow into real estate, stock market and other regulatory prohibited areas, follow up on the implementation of rectification, risk transformation.