John Watii
Old Beach,TAS
Summary
Adept at steering complex projects to completion, I leveraged quantitative analysis and exceptional verbal communication to exceed deliverables at Aspen Groove Kenya Ltd. Specializing in credit risk assessment and Microsoft Excel, I've honed my skills in high-stakes environments, ensuring compliance and enhancing operational efficiency without sacrificing quality.
Overview
17
17
years of professional experience
1
1
Certification
Work History
Project Manager
Aspen Groove Kenya Ltd
08.2017 - 08.2024
- Met project deadlines without sacrificing build quality or workplace safety.
- Planned, designed, and scheduled phases for large projects.
- Identified plans and resources required to meet project goals and objectives.
- Managed projects from procurement to commission.
- Provided detailed technical and operational direction in project challenges, consistently meeting deliverables according to deadlines.
- Negotiated and managed third-party contracts related to project deliverables.
- Monitored project progress, identified risks and took corrective action as needed.
- Facilitated workshops to collect project requirements and user feedback.
- Maintained open communication by presenting regular updates on project status to customers.
- Analyzed project performance data to identify areas of improvement.
Credit Analyst
Family Bank Kenya Ltd
10.2014 - 07.2016
- Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
- Made decisions and recommendations about extending lines of credit.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Assessed credit risk and analyzed financial statements.
- Analyzed credit scores to determine borrowers' creditworthiness.
- Participated in loan committee meetings to provide input on lending processes.
- Investigated and resolved customer disputes related to credit decisions.
- Created credit policies, processes and procedures to maintain compliance with banking regulations.
- Analyzed creditworthiness of loan applicants and determined credit risk of loan requests.
- Performed credit reviews on corporations to assess financial conditions.
Credit Analyst
Equity Bank Kenya Ltd
12.2008 - 06.2014
- Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
- Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
- Gathered loan documentation for underwriting.
- Reviewed and approved or denied credit applications to keep organization profitable by making informed lending decisions.
- Monitored credit accounts routinely to identify and mitigate issues and prevent losses.
- Attended credit-related training and conferences to stay informed about industry trends and developments.
- Developed credit models to assist in the credit decisioning process.
- Negotiated payment plans and loan terms with delinquent customers.
- Analyzed and monitored portfolio credit performance against expectations and recommended improvement strategies.
- Maintained compliance with applicable regulations and laws governing consumer credit.
- Analyzed creditworthiness of loan applicants and determined credit risk of loan requests.
- Performed credit reviews on corporations to assess financial conditions.
Documentation Officer
Swift Golbal Logistics Ltd
06.2007 - 12.2008
- Assisted compliance officer to gather necessary documentation for new account applications.
- Interviewed software engineers, support staff and quality assurance personnel to understand functionality for documentation needs.
- Modeled innovative solutions to respond to organizational needs.
- Provided staff training and mentorship in preparing communication content for different media outlets.
- Collaborated with quality assurance team to comply with regulatory requirements.
- Improved office operations by automating client correspondence, record tracking and data communications.
- Provided backup to front desk to step in to assist with various tasks whenever employee was absent or at lunch.
- Conducted ongoing reviews of program financial systems to assess cost control measures.
Education
Applied Statistics
Nabing'eng'e Primary School
Bungoma Kenya07-2007
High School Diploma -
Friends School Kamusinga
Kimilili Kenya12-1999
Skills
- High risk account reviews
- Underwriting
- Credit risk assessment
- Verbal and written communication
- Quantitative analysis
- Microsoft Excel proficiency
- Debt service models
Certification
First Aid Certification - Awarded by First Aid Pro Tasmania.
Timeline
Project Manager
Aspen Groove Kenya Ltd
08.2017 - 08.2024
Credit Analyst
Family Bank Kenya Ltd
10.2014 - 07.2016
Credit Analyst
Equity Bank Kenya Ltd
12.2008 - 06.2014
Documentation Officer
Swift Golbal Logistics Ltd
06.2007 - 12.2008
First Aid Certification - Awarded by First Aid Pro Tasmania.
Applied Statistics
Nabing'eng'e Primary School
High School Diploma -
Friends School Kamusinga
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