Summary
Overview
Work History
Skills
Accomplishments
Languages
IT & CRM SYSTEMS PROFICIENCY
Cultural & Ethical Alignment
Timeline
Generic

Kapil Gaur

Beveridge,Australia

Summary

Client-focused and compliance-driven professional with over 14 years' experience across financial services, public health, and regulated industries. Skilled in resolving complex enquiries, managing vulnerable clients with empathy, and applying legislative and procedural frameworks to deliver equitable outcomes. Experienced in frontline operations, digital platforms, and CRM systems. Culturally aware and multilingual, with a strong commitment to integrity, transparency, and public service. Seeking to contribute to the ATO’s mission by supporting clients with their taxation and superannuation obligations through professional, ethical, and informed service.

Overview

18
18
years of professional experience

Work History

Foreign Exchange Sales Consultant

Prosegur Change
02.2024 - Current
  • Deliver front-line service to clients from diverse backgrounds in a high-pressure airport setting
  • Provide compliant, first-contact resolutions across financial queries and FX transactions
  • Uphold AML/CTF legislation and internal control procedures to maintain transaction integrity
  • Build rapport with clients through empathy, cultural awareness, and multilingual communication
  • Maintain accurate data entry and records, aligned with audit and compliance expectations

Fraud Assist Advisor

NAB (via Hays)
03.2022 - 01.2024
  • Managed high-volume inbound calls and digital interactions regarding fraud and account issues
  • Provided tailored support and solutions based on client circumstances, including hardship cases
  • Applied relevant policies to escalate, investigate, and resolve disputes efficiently
  • Maintained accurate CRM records to ensure transparency and accountability
  • Commended for calm and professional handling of high-risk interactions

Financial Crime Analyst

NAB
07.2021 - 02.2022
  • Managed due diligence and verification processes for new and existing customers
  • Conducted detailed risk assessments, customer verification, and KYC processes
  • Collaborated across departments and with regulators to ensure policy alignment
  • Handled confidential data with professionalism and integrity

Client Relationship Specialist / Compliance Reporting

Unimoni Pty Ltd
10.2017 - 06.2021
  • Delivered frontline service and support for financial products and regulatory advice
  • Supported clients with onboarding, documentation, and payment issues
  • Reported suspicious transactions to AUSTRAC, upholding high compliance standards
  • Achieved customer satisfaction awards across 40 branches nationwide

Community Engagement Officer

DHHS
07.2020 - 09.2020
  • Delivered key public health messages to local communities during COVID-19
  • Engaged with the public to explain evolving health directives in culturally diverse communities
  • Resolved challenging interactions with professionalism and respect
  • Provided tailored guidance, recorded accurate community feedback and trends

Branch Executive

UAE Exchange
08.2007 - 09.2017
  • Delivered excellent face-to-face customer service and managed VIP client relationships
  • Supported financial service delivery, including cross-border transactions and compliance
  • Built positive, enduring relationships with clients from multicultural backgrounds
  • Supervised and mentored staff on best practices in service delivery and complaint resolution
  • Received multiple internal awards for customer service, integrity, and leadership

Skills

  • Frontline Customer Service & Public Engagement
  • Complaint Resolution & Vulnerable Client Support
  • Compliance AML/ CTF, KYC, Risk Monitoring
  • Conflict De-escalation & Empathetic Communication
  • Contact Centre& Multi-Channel Support (Phone, Web, Email)

  • Decision Making in line with Policy and Procedures
  • Accurate Data Entry & Record Keeping (CRM & Case Management)
  • Working with Culturally & Linguistically Diverse (CALD) Clients
  • Digital Proficiency: PEGA, Siebel, Amigo, Outlook, Pathway CRM

Accomplishments

  • NAB: Recognised for calm and empathetic resolution of high-risk fraud cases
  • Achieved Customer service award in 2019 throughout of 40 branches in all over Australia.
  • Achieved first runner up position in the 2013 Branch Grading System, awarded through customer service, profitability and compliance of branches throughout the country
  • Awarded Employee of the Quarter in 2010
  • Highest seller of MCP in Melbourne Region

Languages

English
Hindi
Gujarati
Punjabi

IT & CRM SYSTEMS PROFICIENCY

· Microsoft Office Suite (Word, Excel, Outlook, PowerPoint),Advanced

· PEGA, Ebobs, Amigo, Xpress Money, Western Union, MoneyGram,Advanced

· CRM Systems: Siebel, internal banking CRMs, familiarity with Pathway style platforms

· Data Entry (10-key keypad), EFTPOS, Mac/PC platforms

Cultural & Ethical Alignment

  • Deep commitment to APS values: integrity, service, respect, accountability
  • Proven record of acting ethically and confidentially in sensitive, high-trust environments
  • Lived experience in multilingual and multicultural settings, enabling better public engagement
  • Passionate about equity, fairness, and support for vulnerable community members
  • Dedicated to continuous improvement and knowledge sharing with team members

Timeline

Foreign Exchange Sales Consultant

Prosegur Change
02.2024 - Current

Fraud Assist Advisor

NAB (via Hays)
03.2022 - 01.2024

Financial Crime Analyst

NAB
07.2021 - 02.2022

Community Engagement Officer

DHHS
07.2020 - 09.2020

Client Relationship Specialist / Compliance Reporting

Unimoni Pty Ltd
10.2017 - 06.2021

Branch Executive

UAE Exchange
08.2007 - 09.2017
Kapil Gaur