Karan Kapadia
Brisbane
Summary
Lending specialist with strong track record in financial services. Adept at analyzing creditworthiness, managing loan portfolios, and ensuring compliance with regulatory standards. Known for teamwork, adaptability, and delivering impactful results. Skilled in risk assessment, customer relations, and financial analysis. Committed to high standards and achieving results.
Overview
10
10
years of professional experience
Work History
Lending Specialist
Bank Of Queensland
02.2025 - Current
- Evaluated loan applications to ensure compliance with banking regulations and internal policies.
- Provided expert guidance to clients on suitable loan products based on individual financial needs.
- Collaborated with cross-functional teams to streamline lending processes, enhancing overall efficiency.
- Conducted risk assessments to identify potential issues in loan proposals, mitigating financial exposure.
- Led initiatives to enhance customer satisfaction through personalized service and timely communication throughout the lending process.
- Educated clients on various lending products available, helping them make informed decisions that best suited their financial goals.
Finance Manager
MCT MOTORSPORT
07.2022 - 10.2024
- Managing Staff
- Maximizing sales opportunities and building client retention
- Data Analysis
- Commercial and Consumer Lending
- Business lending - line of credit, cashflow loans, Chattel Mortgage
- Consumer lending - Personal loan, auto loan, debt consolidation
Business Manager
AP EAGERS
03.2015 - 07.2022
- Working amongst a team to achieve manufacturer targets
- Data Analysis
- Managing Staff
- Maximizing sales opportunities and building client retention
- Commercial and Consumer Lending
- Business lending - line of credit, cashflow loans, Chattel Mortgage
- Consumer lending - Personal loan, auto loan, debt consolidation
Sales Consultant
Queensland Integrated Marketing
01.2015 - 01.2018
- Cold Calling
- Customer Retention
- Achieving sales targets
Education
Certificate IV - Finance And Mortgage Broking
Entry Education
09.2024
Skills
- Budget forecasting
- Customer satisfaction
- Lender relationships
- Staff training
- Financial budgeting
- Debt management
- Credit analysis
- Documentation review
- Loan servicing
- Loan origination
- Portfolio management
- Sales acumen
- Loan portfolio growth
Accomplishments
Best Consumer Asset Finance Broker - Fintelligence FY24
Timeline
Lending Specialist
Bank Of Queensland
02.2025 - Current
Finance Manager
MCT MOTORSPORT
07.2022 - 10.2024
Business Manager
AP EAGERS
03.2015 - 07.2022
Sales Consultant
Queensland Integrated Marketing
01.2015 - 01.2018
Certificate IV - Finance And Mortgage Broking
Entry Education
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