KARAN KAPADIA
Brisbane
Summary
Highly skilled Loan Specialist with expertise in data accuracy and security. Hardworking professional with over 8 years of assisting clients, scheduling payments and reviewing credit histories. Knowledgeable in all credit procedures.
Overview
11
11
years of professional experience
1
1
Certification
Work History
Lending Specialist
Bank Of Queensland
03.2025 - Current
- Assess and process consumer, mortgage, and small business loan applications in compliance with bank policies and regulatory guidelines.
- Account management - Building and managing referral partners
- Conduct thorough credit analysis, risk assessment, and income verification to determine loan eligibility.
- Identify opportunities for cross-selling additional banking products and services to meet customer needs and strengthen client relationships.
- Meeting monthly lending targets while maintaining high customer satisfaction scores.
Finance Manager
MCT MOTORSPORT
07.2022 - 10.2024
- Managing Staff
- Account Management - Building and managing relationships with businesses and financiers to build referral partners.
- Maximizing sales opportunities and building client retention
- Data Analysis and Financial Reporting
- Business lending - line of credit, cashflow loans, Chattel Mortgage
- Consumer lending - Personal loan, auto loan, debt consolidation
Business Manager
AP EAGERS
03.2015 - 07.2022
- Managing Staff
- Account Management - Building and managing relationships with businesses and financiers to build referral partners.
- Data Analysis and Financial Reporting
- Maximizing sales opportunities and building client retention
- Business lending - line of credit, cashflow loans, Chattel Mortgage
- Consumer lending - Personal loan, auto loan, debt consolidation
Sales Consultant
Queensland Integrated Marketing
01.2015 - 01.2018
- Cold Calling
- Customer Retention
- Achieving sales targets
Education
Certificate IV - Finance And Mortgage Broking
Entry Education
09.2024
Skills
- Account Management
- Financial service solutions
- Sales techniques
- Staff Coaching and Training
- Data Analysis
- Portfolio Management
- Leadership skills
- Risk Assessment
- Financial Auditing
- Compliance reviews
- Policy analysis
Certification
FY 2024 QLD Best Consumer Finance Broker - Fintelligence
Timeline
Lending Specialist
Bank Of Queensland
03.2025 - Current
Finance Manager
MCT MOTORSPORT
07.2022 - 10.2024
Business Manager
AP EAGERS
03.2015 - 07.2022
Sales Consultant
Queensland Integrated Marketing
01.2015 - 01.2018
Certificate IV - Finance And Mortgage Broking
Entry Education
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