Summary
Overview
Work History
Education
Skills
Languages
Timeline
VISA STATUS
Generic

Karem Johana Chavez S.

Gold Coast

Summary

Finance professional with 8 years of experience across multinational, public sector, and industrial environments. Skilled in credit analysis, accounts payable operations, financial reconciliations, and logistics coordination. Experienced in cross-functional collaboration and external stakeholder communication, with a proven ability to adapt effectively within dynamic corporate environments.

Overview

9
9
years of professional experience

Work History

Credit Documentation and Analysis Specialist

John Deere Financial Company S.A
Rosario, Argentina
09.2021 - 09.2022
  • Reviewed financial statements and supporting documentation.
  • Analyzed credit applications to assess risk and ensure compliance with company policies.
  • Assisted in evaluating customer financial statements to determine creditworthiness.
  • Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
  • Prepared credit reports and provided recommendations for approval decisions.

Assistant Regional Manager

Western Union Financial Services Argentina S.R.L
Rosario, Argentina
07.2017 - 02.2019
  • Provided direct executive support to the Regional Manager.
  • Developed and implemented operational strategies to enhance team efficiency and service delivery.
  • Analyzed customer feedback to refine service processes and improve client satisfaction.
  • Assisted in budget preparation, tracking expenses to ensure alignment with financial objectives.
  • Traveled frequently to Buenos Aires for business meetings and corporate coordination.

Payment Analyst

Cargill S.A.C.I.
Rosario, Argentina
04.2016 - 06.2017
  • Processed and analyzed invoices from all Argentine branches centralized in the Rosario shared services centre.
  • Managed high volumes of incoming invoices effectively, prioritizing urgent payments while maintaining overall accuracy levels.
  • Reconciled discrepancies in payment records, enhancing accuracy and reliability of financial data.
  • Determined payment timelines in accordance with company policies and cash flow guidelines.

Logistics Analyst

IVANAR S.A
Rosario, Argentina
06.2015 - 03.2016
  • Coordinated the loading of industrial materials (iron, aluminium, and metal products) in compliance with national transportation regulations.
  • Reviewed transportation and driver documentation to guarantee regulatory compliance and prevent penalties or fines.
  • Verified shipment weight using industrial truck scales to ensure accurate tonnage control.
  • Generated invoices and delivery notes (waybills) for customers upon dispatch of goods.

Treasury Intern

Municipality of Rosario – Department of Culture and Education
Rosario, Argentina
08.2013 - 01.2015
  • Received and processed invoices from departmental suppliers.
  • Entered and validated financial data within the treasury management system.
  • Participated in both initial invoice registration and final payment stages of the process.
  • Recorded issued payments in the accounting system to complete the monthly payment cycle.

Education

BBA - Business Administration

National University of Rosario
Rosario, Argentina
12-2022

University Diploma in Foreign Trade - International Trade

National Technological University (UTN)
Rosario, Argentina
08-2020

Skills

  • Well-developed analytical and problem-solving abilities
  • High level of accuracy and attention to detail
  • Ability to manage multiple priorities in fast-paced environments
  • Effective stakeholder and vendor communication skills
  • Proactive and self-motivated professional
  • Reliable and accountable with confidential financial information

Languages

English
Native or Bilingual
Spanish
Native or Bilingual

Timeline

Credit Documentation and Analysis Specialist

John Deere Financial Company S.A
09.2021 - 09.2022

Assistant Regional Manager

Western Union Financial Services Argentina S.R.L
07.2017 - 02.2019

Payment Analyst

Cargill S.A.C.I.
04.2016 - 06.2017

Logistics Analyst

IVANAR S.A
06.2015 - 03.2016

Treasury Intern

Municipality of Rosario – Department of Culture and Education
08.2013 - 01.2015

BBA - Business Administration

National University of Rosario

University Diploma in Foreign Trade - International Trade

National Technological University (UTN)

VISA STATUS

Subclass 461 – Full Work Rights in Australia

Karem Johana Chavez S.