Summary
Overview
Work History
Education
Skills
Certification
Personal Information
Disclaimer
Timeline
Generic

Kowseakha Murugan

Eight Mile Plains

Summary

An astute professional worked as Branch Operations Head at Axis Bank,Chennai. Strategic contributor and highly motivated person with total experience of 6 years and 9 months. Possess strong communication, analytical, analysis/mapping and negotiation skills. Adept at performing banking operations effectively & efficiently, coordinating and managing with various branches operations. Looking for a challenging environment to further improve skill in other areas of banking process.

Overview

7
7
years of professional experience
1
1
Certification

Work History

Branch Operations Head

AXIS BANK Ltd.-INDIA
12.2022 - 05.2023
  • Managing banking operations inclusive of implementing short/long term plans; managing teams with focus on excelling business targets & services delivery matrices
  • One of key responsibilities will be coordination and collection of client specific information and documentation to assist in on-boarding of new clients
  • Another important responsibility will be performing ongoing customer due diligence including maintenance and updating of AML and KYC records and information for existing clients
  • Furthermore, this role will identify and escalate any suspicious or unusual matters to AML
  • Following the process/procedure of the bank & ensuring compliance to rules and regulations of the bank including latest circular notifications
  • Implementing Policies/procedures for all round development of bank as well as reducing overall cost to bank through various mean
  • Client Relationship Management: Managing customer centric operations, forwarding customer instructions to the concerned department & ensuring customer satisfaction by achieving delivery & service quality norms with minimum TAT Managing functioning of process, improvement areas, implementing adequate steps to maximize customer satisfaction
  • Interfacing with clients for understanding their requirements and cultivating relations with them for customer retention & securing repeat business
  • Team Management: Leading, mentoring & monitoring the performance of the team members to ensure efficiently in process operations and meeting of individual & group targets Creating and sustaining dynamic environment that fosters development opportunities and motivates high performance amongst team members.

Deputy Branch Manager

ICICI Bank
08.2016 - 10.2022
  • Started Career as Assistant Manager by handling Retail Banking Operations in Cash,Clearing along with the key role in Customer Query Managenment effectively
  • Expertise in Home Loan process,physical cash and forex transactions.
  • Evaluate Client Insurance and risk management needs. Implement Insurance into a comprehensive,integrated Financial Plans along with Tax implications and TDS query
  • Proficient in handling sale of Liability products including Savings Accounts,Current Accounts, NRI Accounts, Fixed Deposits,Mutual Funds,Insurances
  • Managing banking operations inclusive of implementing short/long term plans



Education

B.Tech IT -

Anna University
Vivekanandha Institution
05.2014

H.S.C -

Nadar Saraswathy Girls Higher Secondary School
TamilNadu
04.2010

S.S.C -

Nadar Saraswathy Girls Higher Secondary School
Tamilnadu
04.2008

Skills

  • Financial Management
  • Team leadership and collaboration
  • Analytical and Critical Thinking
  • Flexible and Adaptable

Certification

  • Certified in PGDBO (Post Graduate Diploma in Banking Operations)
  • Certified in NISM 5-A Related Mutual Fund
  • Certified in IRDA Related Insurance

Personal Information

Title: Operations Officer

Disclaimer

I hereby declare the above-mentioned information is true up to my knowledge.

Timeline

Branch Operations Head

AXIS BANK Ltd.-INDIA
12.2022 - 05.2023

Deputy Branch Manager

ICICI Bank
08.2016 - 10.2022

B.Tech IT -

Anna University

H.S.C -

Nadar Saraswathy Girls Higher Secondary School

S.S.C -

Nadar Saraswathy Girls Higher Secondary School
Kowseakha Murugan