Kumudini Peiris
Senior Relationship Manager
Perth,Australia
Summary
Experienced and results-driven Banking Professional with over 15 years of expertise in corporate and SME relationship management, credit assessment, and financial risk analysis. Formerly a Senior Relationship Manager at Habib Bank Limited, managing diverse portfolios and leading financial structuring for high-value clients. Recognised for analytical capability, regulatory compliance, and customer relationship excellence. Currently based in Perth, holding a Subclass 482 dependent visa with full-time work rights, and seeking to recommence my career in the Australian banking sector, with flexibility to start at a junior or mid-level position while contributing strong international banking experience and a proven work ethic.
Overview
19
19
years of professional experience
Work History
Senior Relationship Manager – Corporate & SME
Habib Bank Limited (HBL)
01.2010 - 06.2025
- Managed a portfolio of over 30 corporate and SME clients, including several of Sri Lanka’s top conglomerates, delivering tailored financial solutions.
- Prepared detailed credit proposals, structured working capital and term loan facilities, and conducted in-depth due diligence to mitigate risk exposure.
- Negotiated pricing and loan terms to enhance profitability while maintaining compliance with risk and regulatory frameworks.
- Collaborated with regulatory institutions including the Central Bank of Sri Lanka (CBSL) and Board of Investment (BOI) for transaction and compliance matters.
- Led account monitoring and restructuring of underperforming loans, improving portfolio quality and recovery performance.
- Recognised for consistent achievement of business growth and relationship retention targets.
Senior Audit Trainee – External Audit
KPMG Ford, Rhodes, Thornton & Co
01.2006 - 04.2009
- Conducted audits for clients across diverse industries using KPMG’s audit methodology and risk-based approach.
- Assisted in developing audit plans, testing financial systems, and preparing audit reports and financial statements.
- Built strong client relationships, providing advisory on accounting process improvements and internal controls.
- Supervised junior audit staff, ensuring on-time, high-quality deliverables and adherence to firm standards.
Education
Master of Business Administration (MBA) -
University of West London
United KingdomAdvanced Diploma in Management Accounting - undefined
CIMA
UKPart-Qualified in Strategic Level - undefined
CIMA
UKCertificate in Banking & Finance - undefined
Institute of Bankers of Sri Lanka
Sri LankaG.C.E. Advanced Level - undefined
01.2004
G.C.E. Ordinary Level - undefined
01.2001
Skills
- Corporate & SME Relationship Management
- Credit Risk Analysis & Loan Structuring
- Trade Finance & Treasury Operations
- Portfolio Management & Client Retention
- Regulatory & Compliance Oversight
- Financial Statement Analysis
- Negotiation & Stakeholder Engagement
- Team Leadership & Training Team Leadership & Training
TRAINING & DEVELOPMENT
- Trade Finance Program – Habib Bank Ltd, Karachi, Pakistan
- Credit Training Program – Habib Bank Ltd, Dubai
- Various Banking Programs – Central Bank of Sri Lanka
WORKING RIGHTS
holding a Subclass 482 dependent visa with full-time work rights
Timeline
Senior Relationship Manager – Corporate & SME
Habib Bank Limited (HBL)
01.2010 - 06.2025
Senior Audit Trainee – External Audit
KPMG Ford, Rhodes, Thornton & Co
01.2006 - 04.2009
Advanced Diploma in Management Accounting - undefined
CIMA
Part-Qualified in Strategic Level - undefined
CIMA
Certificate in Banking & Finance - undefined
Institute of Bankers of Sri Lanka
G.C.E. Advanced Level - undefined
G.C.E. Ordinary Level - undefined
Master of Business Administration (MBA) -
University of West London