Summary
Overview
Work History
Education
Skills
CERTIFICATES
Timeline
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Lashi Kariyapperuma

MOUNT WAVERLEY,VIC

Summary

Assistant Manager in the Credit Department with over 12 years of experience in corporate banking and credit analysis. Demonstrates expertise in financial analysis, risk assessment, and portfolio management, effectively promoting and managing credit facilities for corporate clients. Skilled in cross-selling banking products and generating new business opportunities, with a strong focus on documentation and compliance.

Overview

12
12
years of professional experience

Work History

Assistant Manager - Credit Department

Bank of Ceylon,
11.2019 - 07.2025
  • Assess corporate credit needs, securing approvals and enhancing client satisfaction.
  • Analyze financial statements, ensuring compliance and mitigating risk.
  • Collaborate with teams to create credit packages, boosting product awareness.
  • Conduct client visits, fostering relationships and identifying new opportunities.
  • Streamline credit processes, leading to faster approvals and improved service.
  • Partnered with cross-functional teams to create comprehensive credit packages, driving product awareness and generating new business opportunities.
  • Conducted meticulous reviews of financial statements, ensuring compliance with lending criteria and effectively mitigating risk.
  • Fostered strong client relationships through regular visits, enhancing trust and contributing to noticeable gains in client retention.
  • Implemented a streamlined credit approval process, significantly reducing turnaround time and boosting client satisfaction.
  • Conducted in-depth analyses of financial statements, ensuring compliance and effectively minimizing risk exposure.
  • Orchestrated cross-departmental workshops to enhance credit product knowledge, resulting in increased team engagement and product promotion.
  • Offered hands-on assistance to customers, assessing needs, and maintaining current knowledge of consumer preferences.

Management Trainee - Credit Department

Bank of Ceylon
04.2018 - 11.2019
  • Evaluate Credit requirement of the personal customers and fulfill their requirements by granting personal loan facilities such as Personal loans, Housing Loans, Term Loans and Development loans, credit cards, leasing etc.
  • Monitoring and reviewing of the existing credit facilities.
  • Canvassing prospective customers by conducting promotional campaigns.
  • Evaluated credit requirements for personal customers, successfully granting loans that led to substantial growth in portfolio performance.
  • Monitored existing credit facilities, identifying areas for improvement and implementing changes that enhanced risk management protocols.
  • Conducted promotional campaigns to attract prospective customers, resulting in noticeable increases in loan applications and client engagement.
  • Worked closely with team members to streamline loan processing workflows, improving turnaround times and customer satisfaction.
  • Fostered strong relationships with clients by providing personalized service and guidance, enhancing customer loyalty and trust.
  • Monitored credit facilities, identifying risks and implementing enhancements that strengthened risk management protocols.

Management Trainee - Domestic and Clearing Department

Bank of Ceylon,
02.2018 - 04.2018
  • Validating the collected domestic cheques according to the Bank requirements.
  • Processing fund transfer requests made by the customers through RTGS, SLIPS systems.
  • Posting the collected domestic cheques via image scanning system for the clearing purpose.Validated domestic cheques meticulously, ensuring compliance with bank standards and reducing processing errors.
  • Processed fund transfer requests through RTGS and SLIPS, achieving timely transactions and enhancing customer satisfaction.
  • Utilized an image scanning system for cheque postings, streamlining the clearing process and improving operational efficiency.
  • Worked closely with team members to address customer inquiries, fostering a supportive environment and strengthening client relations.
  • Engaged in continuous learning to adapt to banking protocols, contributing to a culture of improvement and professional growth.
  • Validated domestic cheques to ensure compliance, reducing processing errors and enhancing overall transaction accuracy.

Junior Executive Officer

Citizens Development Business Finance PLC
01.2015 - 01.2017

Accounts Trainee

Central Bank of Sri Lanka
07.2013 - 07.2014

Education

Diploma - Applied Banking & Finance

Institute of Bankers of Sri Lanka
01.2019

B.Sc. Business Administration - Business Economics

University of Sri Jayewardenepura
01.2015

Skills

  • Credit Analysis
  • Financial Analysis
  • Risk Assessment
  • Banking Operations
  • Customer Relations
  • Portfolio Management
  • Corporate Banking
  • Loan Processing
  • Team Leadership
  • Credit Risk Management
  • Regulatory Compliance
  • Data Analysis
  • Credit Underwriting
  • Relationship Building
  • Strategic Partnerships

CERTIFICATES

  • 2013 Strategic Level I examination at Institute of Chartered Accountants of Sri Lanka
  • 2011 CAB I and II Levels at Institute of Chartered Accountants of Sri Lanka

Timeline

Assistant Manager - Credit Department

Bank of Ceylon,
11.2019 - 07.2025

Management Trainee - Credit Department

Bank of Ceylon
04.2018 - 11.2019

Management Trainee - Domestic and Clearing Department

Bank of Ceylon,
02.2018 - 04.2018

Junior Executive Officer

Citizens Development Business Finance PLC
01.2015 - 01.2017

Accounts Trainee

Central Bank of Sri Lanka
07.2013 - 07.2014

B.Sc. Business Administration - Business Economics

University of Sri Jayewardenepura

Diploma - Applied Banking & Finance

Institute of Bankers of Sri Lanka

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Lashi Kariyapperuma