Summary
Overview
Work History
Education
Skills
Accomplishments
Timeline
Hi, I’m

LINDA CALADO

Liverpool,NSW

Summary

Dedicated manager professional with history of meeting company goals utilizing consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand. Reliable employee seeking Management position. Offering excellent communication and good judgment. Experienced manager with over 10 years of experience in management. Excellent reputation for resolving problems and improving customer satisfaction. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills. Strategic-thinking individual experienced in turning low-performing organizations into top revenue producers. Offering engaging and pleasant personality with expertise improving customer relationships.

Overview

18
years of professional experience

Work History

BUSINESS BALANCE BOOKS WITH CALADO

DIRECTOR
02.2022 - 05.2022

Job overview

  • Hired and directed teams to achieve daily and long-term operations and business goals.
  • Worked closely with organizational leadership and board of directors to strategically affect operational direction.
  • Managed daily operations while overseeing multiple locations to foster increased productivity.
  • Monitored office workflow and administrative processes to keep operations running smoothly.
  • Delegated assignments based on plans, project needs and knowledge of individual team members.
  • Directed staff and managed annual capital budget.
  • Developed impactful and strategic partnerships with clients to drive business development.
  • Provided documentation of processes to comply with regulations and company policies.
  • Focused teams on developing innovative and cutting-edge approaches with effective resource allocation and strategic planning.
  • Analyzed business needs while soliciting customer feedback for process improvements.

BUSINESS BALANCE BOOKS WITH CALADO

ACCOUNTANT
02.2022 - 05.2022

Job overview

  • Gathered financial information, prepared documents, and closed books.
  • Documented cash, credit, fixed assets, accrued expenses and line of credit transactions.
  • Completed daily cash functions like account tracking, payroll and wage allocations, budgeting, donating and cash and banking reconciliations.
  • Reconciled accounts and reviewed expense data, net worth and assets.
  • Evaluated and improved accuracy and completeness of financial records.
  • Supported monthly reporting analysis to achieve validation of internal reports and to reconcile production operations and general ledger.
  • Tracked financial progress by creating quarterly and yearly balance sheets.
  • Created budgets and forecasts for management group to meet regular accounting deadlines.
  • Reviewed accounting structures and procedures on regular basis to identify areas in need of improvement.
  • Gathered data on taxable income, deductibles and allowances for tax preparation.
  • Prepared documents, reports and presentations for executives and board members using advanced software proficiencies.
  • Brought errors to near-zero in reporting, payroll administration and general bookkeeping.
  • Set up and improved accounting systems and processes to meet business needs and maximize operational success.
  • Partnered with auditors on annual audits and realized compliance with governmental tax guidelines.
  • Prepared and filed state and federal tax forms for commercial and individual clients.
  • Identified and investigated variances to financial plans and forecasts.
  • Improved efficiency of data collection, analysis and modeling to enhance practices and increase customer retention.
  • Maintained up-to-date knowledge on permits, certificates and documents mandatory for government departments.
  • Monitored [Number]-employee team while handling day-to-day accounting processes and financial accuracy.
  • Enhanced budget administration by reviewing reports, leveraging knowledge to strengthen controls and improve transparency.
  • Performed advanced reviews of business operational trends and expected obligations to prepare accurate forecasts.
  • Followed up with customers to collect specific financial information and verify details for preparation of annual 1095 forms.
  • Modified comprehensive financial reporting package to reflect growing organizational complexity.
  • Drove client satisfaction by identifying maximum adjustments, deductions and credits.
  • Helped clients navigate interactions with tax authorities and legal concerns related to financial matters.
  • Proactively researched technical tax issues related to consulting projects.
  • Conducted detailed technical and analytical review of federal/state corporate, partnership and S corporation tax returns, FAS 109 provisions, and quarterly estimates prepared by associates.

LINDAS FINANCIAL SERVICES
Burwood, NSW

Mortgage Broker
03.2001 - 11.2017

Job overview

  • Collaborated with and facilitated communications between borrowers and lenders to obtain ideal loans for home purchases.
  • Assessed clients' financial data to determine loan suitability.
  • Collaborated with different lenders to find best possible deal for homebuyers.
  • Established strong relationships with borrowers, which helped to forge new business opportunities.
  • Mentored other mortgage brokers in methods to help each land new clientele.
  • Presented, explained and processed home loan documents such as lending applications and unconditional approval letters to borrowers.
  • Advised clients on loan process and specialized topics in home purchasing such as all products available and best products for their personal requirements.
  • Evaluated borrower financial information, pay stubs and credit history to determine loan possibility.
  • Explained entire mortgage loan process to borrower.
  • Expanded Royal Guardian Mortgage Corporation's client base by 85% in 1 year by employing marketing techniques such as Quality Assurance and Direct Marketing.
  • Reviewed loan files and updated to match current standards.
  • Worked with underwriters to fix application problems and resolve issues.
  • Explained different types of loans pertaining to client situations.
  • Oversaw scheduling of timely loan closing to satisfy home builder and borrower needs.
  • Fielded customer complaints and provided solutions.
  • Implemented sales strategies that established relationships with realtors and CPAs.
  • Planned and dealt with payment schedules.
  • Minimized losses by accomplishing 100% sales recovery.
  • Achieved record-low delinquency ratios and 100% sales recovery rate.
  • Successfully decreased real estate owned inventory by 100% within 1 year.

HCF

ACCOUNTANT
01.2017 - 07.2017

Job overview

  • Gathered financial information, prepared documents, and closed books.
  • Documented cash, credit, fixed assets, accrued expenses and line of credit transactions.
  • Completed daily cash functions like account tracking, payroll and wage allocations, budgeting, donating and cash and banking reconciliations.
  • Reconciled accounts and reviewed expense data, net worth and assets.
  • Supported monthly reporting analysis to achieve validation of internal reports and to reconcile production operations and general ledger.
  • Tracked financial progress by creating quarterly and yearly balance sheets.
  • Prepared documents, reports and presentations for executives and board members using advanced software proficiencies.
  • Partnered with auditors on annual audits and realized compliance with governmental tax guidelines.
  • Reviewed accounting structures and procedures on regular basis to identify areas in need of improvement.
  • Created budgets and forecasts for management group to meet regular accounting deadlines.
  • Leveraged finance knowledge to strengthen controls and improve transparency
  • Modified comprehensive reporting to reflect changing financial structure
  • Gathered financial information, prepared documents and closed books
  • Created budgets and forecasts for management group to meet regular accounting deadlines

Education

LIVERPOOL TAFE
LIVERPOOL

ACCOUNTING DIPOLMA CERT 3 from Accounting And Business Management
03.2018

University Overview

GRANVILLE TAFE
GRANVILLE

BBA from Business Administration And Management
05.2004

University Overview

University of Divinity
Sydney, NSW

MIAA COMPLIENCE EXAMS from MORTGAGE BROKER
03.2001

University Overview

All Saints Catholic College
Liverpool, NSW

High School Diploma
11.1997

University Overview

  • Professional development completed in [Subject]

Skills

  • Graphics and Photo Imaging Software
  • Regulatory and Legal Compliance
  • Education Programming
  • Story Editing
  • Non-Broadcast Programming
  • People Management
  • Rehearsal Review
  • Production Standards Conformance
  • Board Reporting
  • Research Information Sourcing
  • Financial Reporting
  • Budget Management
  • External and Public Relations
  • Motivational Leadership
  • Marketing Activities Management

Accomplishments

Accomplishments
  • Collaborated with team of 15 in the development of financial analaysis.
  • Supervised team of 15 staff members.
  • Supervised team of 26 staff members.
  • Resolved product issue through consumer testing.
  • Used Microsoft Excel to develop inventory tracking spreadsheets.
  • Documented and resolved client complaints which led to satisfied customers.
  • Documented and resolved all which led to client rentention being of success.

Timeline

DIRECTOR
BUSINESS BALANCE BOOKS WITH CALADO
02.2022 - 05.2022
ACCOUNTANT
BUSINESS BALANCE BOOKS WITH CALADO
02.2022 - 05.2022
ACCOUNTANT
HCF
01.2017 - 07.2017
Mortgage Broker
LINDAS FINANCIAL SERVICES
03.2001 - 11.2017
LIVERPOOL TAFE
ACCOUNTING DIPOLMA CERT 3 from Accounting And Business Management
GRANVILLE TAFE
BBA from Business Administration And Management
University of Divinity
MIAA COMPLIENCE EXAMS from MORTGAGE BROKER
All Saints Catholic College
High School Diploma
LINDA CALADO