Summary
Overview
Work History
Education
Skills
LANGUAGES
Hobbies and Interests
HISTORY
Timeline
Generic

Mahesha (Mish) Pitigala Acharige

Chirnside Park,Australia

Summary

As an Associate Case Manager in the Releases team at National Australia Bank (NAB), I bring a strong foundation in managing end to end mortgage discharge processes within a highly regulated and fast-paced banking environment. I possess deep expertise in property settlements, Clear Title procedures, and discharge case management, including settlement bookings, account closures, and surplus fund allocations.

My role requires a meticulous approach to verifying documentation and conducting pre release checks, ensuring compliance with internal policies and external regulatory requirements. I am highly adept at interpreting complex guidelines and applying them effectively to ensure seamless, compliant outcomes.

I consistently demonstrate high level customer service and communication skills, managing inquiries from customers, brokers, and third party stakeholders via both phone and email. I thrive in deadline driven, high volume environments and am known for my ability to work with urgency, accuracy, and discretion when handling confidential financial information.

My technical proficiency includes daily use of NAB systems as well as other industry settlement platforms. I am skilled in inbox management, prioritising urgent tasks, and resolving complex account discrepancies with sound problem solving and analytical thinking.

With a collaborative and team oriented mindset, I work effectively across credit, settlements, legal, and operations functions, and adapt quickly to evolving digital tools, process changes, and regulatory updates. My ability to manage relationships with brokers, solicitors, and conveyancers further supports successful settlement outcomes and enhances the customer experience.

Overview

17
17
years of professional experience

Work History

Case Management Associate

NAB
07.2020 - Current
Associate Case Manager Releases Key Responsibilities 1. Property Discharge Investigations and Customer Requests
  • Receive, assess, and manage customer requests to discharge mortgage-secured properties.
  • Investigate and validate the nature and legitimacy of customer discharge applications.
  • Ensure all discharge requests meet compliance, legal, and banking policy requirements.
  • Liaise with internal departments to confirm customer eligibility and clarify outstanding obligations.
2. Settlement Coordination and Booking
  • Schedule and book property settlements within required timeframes, coordinating with solicitors, conveyancers, brokers, and settlement agents.
  • Prepare and dispatch all necessary documents for settlements, including discharge authority forms and payout figures.
  • Monitor settlement calendars and manage any adjustments to bookings as needed.
  • Ensure end-to-end accuracy in documentation to avoid settlement delays.
3. Pre Release Checks and Due Diligence
  • Conduct comprehensive pre release checks on customer accounts, property status, and loan conditions.
  • Verify identification, mortgage documentation, and discharge authorities.
  • Review arrears, interest, and fees to ensure all outstanding balances are accounted for.
  • Flag and escalate any discrepancies or compliance concerns prior to settlement.
4. Account Closures and Fund Transfers
  • Process final loan repayments and facilitate closure of customer loan accounts upon settlement.
  • Ensure accurate calculation and allocation of final interest and fees before account closure.
  • Transfer released funds to the nominated accounts or external institutions as per customer instructions.
5. Surplus Funds and Clear Title Requests
  • Identify, manage, and allocate surplus funds post-settlement, ensuring customer instructions are followed.
  • Handle Clear Title requests by verifying no financial or legal encumbrances exist on the property.
  • Provide necessary documentation or certificates to customers confirming mortgage discharge and title clearance.
6. Mailbox Management and Customer Correspondence
  • Monitor and triage the shared department mailbox daily for incoming customer emails, discharge requests, or broker communications.
  • Prioritise and respond to urgent customer queries or escalate high-risk matters promptly.
  • Maintain records of email communication for audit and case tracking purposes.
7. Customer and Broker Engagement
  • Make outbound calls to customers to clarify requests, resolve issues, or provide updates on discharge progress.
  • Act as a point of contact for brokers managing discharge on behalf of customers, offering clear guidance and support.
  • Foster professional relationships with external parties to ensure efficient and compliant discharge processing.
8. Compliance and Documentation
  • Adhere strictly to internal policies, legal guidelines, and regulatory frameworks.
  • Maintain up-to-date knowledge of discharge procedures, product rules, and mortgage lending guidelines.
  • Ensure all customer records are accurate, complete, and securely stored for compliance purposes.
9. Cross functional Support and Workflow Management
  • Provide support to colleagues within the broader Releases team during peak periods or absences.
  • Engage with operations, legal, and credit teams when complex or non-standard requests arise.
  • Contribute to the continuous improvement of discharge processes and customer experience.

Remediation officer/Data analyst

Concentrix - Scoresby Melbourne
01.2020 - Current
  • Remediation officer/Data analyst for Westpac Group Cooperation
  • Specialized to St George Bank.
  • Established effective relationships with key stakeholders both internally and externally for increased collaboration opportunities.
  • Improved department efficiency by streamlining and implementing policies and processes.

Clients Relation Officer

Serco Dandenong
01.2019 - Current
  • Contracted for Department of Human services and Centerlink Australia
  • Rental Processing Department and administration
  • Implemented effective strategies for proactive client outreach, building strong relationships and fostering loyalty.
  • Streamlined communication channels with clients to ensure timely updates on account activities and service offerings.

Junior Administration support

Surething cleaning Services
01.2016 - 01.2018
  • Administration Experience- small business
  • Self-motivated, with a strong sense of personal responsibility.
  • Proven ability to learn quickly and adapt to new situations.
  • Worked well in a team setting, providing support and guidance.

Head Chef/ front manager

Araliya Restaurant Melbourne
05.2008 - 01.2015
  • Job Title: Head Chef/ front of house manager
  • Managed food costs effectively with careful menu planning, accurate portion control, and utilization of seasonal ingredients.
  • Placed orders to restock items before supplies ran out.
  • Inventoried food, ingredient, and supply stock to prepare and plan vendor orders.
  • Developed strong vendor relationships to secure fresh, quality ingredients at competitive prices while supporting local businesses whenever possible.
  • Trained kitchen staff to perform various preparation tasks under pressure.
  • Oversaw scheduling, inventory management, and supply ordering to maintain fully stocked kitchen.

Education

Certificate IV - Justice

Melbourne Polytechnic

Bachelor of Arts - Culinary Management

William Angliss Melbourne
05.2011

Diploma and advanced diploma - commercial cookery

Victorian Institute of Technology
01.2009

Skills

Skills Associate Case Manager Releases (NAB)

  • Strong understanding of mortgage discharges, property settlements, and Clear Title processes within the banking industry

  • Proficient in managing end-to-end discharge cases, including settlement bookings, account closures, and surplus fund allocation

  • Exceptional attention to detail when conducting pre-release checks and verifying customer documentation

  • Skilled in interpreting and applying internal policies, compliance guidelines, and regulatory obligations

  • High level of customer service and communication skills – effectively managing customer queries and broker requests via phone and email

  • Proven ability to work with urgency and accuracy in a high-volume, deadline-driven environment

  • Confident in using NAB systems and tools (eg, SIEBEL, PEXA, EBOBS, WEBOBS, ECT)

  • Capable of handling confidential information with discretion and complying with privacy requirements

  • Strong problem solving and investigation skills to resolve complex customer or account discrepancies

  • Effective inbox management and prioritisation of urgent customer or settlement-related requests

  • Team oriented mindset with the ability to collaborate cross functionally with credit, settlements, legal, and operations teams

  • Adaptability to changing processes, digital tools, and regulatory updates within the banking environment

  • Skilled in managing third party relationships with brokers, solicitors, and conveyancers professionally and efficiently

  • Time management and task coordination abilities to meet multiple settlement deadlines daily

LANGUAGES

English
Sri Lankan

Hobbies and Interests

Reading, music, participating cooking competitions, travelling, photographing

HISTORY

  • Melbourne Polytechnic- successfully completed
  • Certificate IV of Justice

Timeline

Case Management Associate

NAB
07.2020 - Current

Remediation officer/Data analyst

Concentrix - Scoresby Melbourne
01.2020 - Current

Clients Relation Officer

Serco Dandenong
01.2019 - Current

Junior Administration support

Surething cleaning Services
01.2016 - 01.2018

Head Chef/ front manager

Araliya Restaurant Melbourne
05.2008 - 01.2015

Diploma and advanced diploma - commercial cookery

Victorian Institute of Technology

Certificate IV - Justice

Melbourne Polytechnic

Bachelor of Arts - Culinary Management

William Angliss Melbourne
Mahesha (Mish) Pitigala Acharige