Summary
Overview
Work History
Education
Skills
References
Skills Experience
References
Timeline
Generic
MARCUS ROSE

MARCUS ROSE

MUNRUBEN,QLD

Summary

Experienced professional in credit management and collections with a strong background at Suncorp Bank. Demonstrated success in dispute resolution and customer service, achieving notable debt recovery results. Proficient in analytical reporting and team collaboration, ensuring compliance with privacy legislation while fostering positive client relationships. Qualified Security Officer with expertise in emergency response, crisis intervention, and maintaining safety in high-pressure environments. Highly vigilant and reliable with experience in maintaining secure environments for various establishments including retail, corporate, and event settings. Skilled in monitoring surveillance equipment, conducting patrols, and managing access control with keen observation abilities to detect suspicious activities and enforce property rules. Proven track record in de-escalating potential conflicts and effectively communicating with law enforcement to ensure safety and security. Demonstrated impact in previous positions by reducing incidents of theft and ensuring the well-being of employees and visitors through proactive security measures. Sharp security guard with demonstrated skill assessing suspicious situations and individuals and responding appropriately. Vigilant and watchful with exceptional skills in security procedures and surveillance. Carries out instructions effectively.

Overview

24
24
years of professional experience

Work History

Security Officer

INFRONT SECURITY PTY LTD
Rocklea, QLD
04.2025 - Current
  • Monitored premises, ensuring safety and security for personnel and property throughout shifts.
  • Conducted regular patrols to detect potential security risks and breaches effectively.
  • Assisted in emergency responses during alarms and incidents.
  • Reported suspicious activities to authorities for investigation.
  • Maintained logs of daily activities, incidents, observations, and security operations.
  • Collaborated with team members to uphold high standards of security services.
  • Enforced company policies to maintain a safe environment consistently.
  • Provided customer service while interacting with visitors and employees.

Owner / Director

Dream Clean Gardening & Landscaping
07.2017 - 09.2023
  • I specialised in Yard Clean Ups for Prestigious Owners and Real Estate Agent's looking to maximise their price on Auction Day by transforming the Worst House in the Street to bring back its Street Appeal.
  • I had employed 5 Staff and Landscape Contractors and Builders who's speciality was building Retaining Walls, Concrete Slabs and Raised Garden Beds.
  • I was responsible for all facets of the business from Customer Relationship, Providing Quotes, Laising with Subcontractors and Suppliers in the Landscape Industry and Supervision of all work completed by Staff.
  • Ensuring that the job is completed both to the Clients Satisfaction and Mine.
  • My daily duties included Invoicing, Pays and Payslips, Answering Emails, Ordering Supplies, Sourcing Quality Materials and arrange Payment.
  • The most Exhilarating part of the Job was when we would send the owners away for the day and the look on their faces when they return from work to find their family home and investment property transformed by The Team From Dream Clean Gardening.

Senior Revenue Collections Officer

Redland City Council
10.2014 - 01.2015
  • I recently had the wonderful opportunity to come back to Redland City Council on a contract basis to action over 1000 accounts which had to have data updated with correct collection codes and officer.
  • These account where treated on a case by case basis as some accounts where up to 180 days in arrears when contacting the customer for the first time or issuing Demand letters if no contact made previously.
  • Always ensuring data is updated correctly and obtaining further contact details by requesting customer provide three points of Id under the Privacy Act before discussing the account to ensure all contact details have been obtained.
  • Helping my fellow team members with different collection techniques when requesting payment in full on first contact with the customer by showing different collection techniques.
  • Analysing each customers financial situation to try reach a Short Term Arrangement of 12 weeks, if arrears cannot be paid in full to avoid further default interest and possible Legal Action.
  • Referring and discussing accounts going over 180 days with the Account Resolution Officer's or David Hawke direct if further action is required.
  • Ability to handle any difficult situations with my mediation and dispute resolution skills, as I have a passion for helping people wanting to resolve their financial circumstances by using my different skills to come to a resolution for both Redland City Council and their customers.

Senior Collections Officer

Suncorp Bank
05.2014 - 10.2014
  • Whilst at Suncorp I worked in both the Inbound and Outbound Collections Teams on a 6 month contract basis.
  • My role also involved training team members on reaching their KPI targets by providing further collection techniques and dispute resolution skills I have obtained.
  • Each day our Collections Team would run an Excel report on largest amount of accounts to be actioned that day, in a team of up to 12 people at any given time, on a Dial Up System.
  • I was responsible for helping customers regarding their outstanding account/s for up to 90 days in arrears for Home Loans, Credit Cards, Personal Loans, Business Loans, Overdrafts, Line of Credit and Hardship requests.
  • My KPI targets where 130 contacts made with customers via outbound calls, emails, text message and letters per day. And approximately 45 Inbound calls a day from customers returning calls from the outbound team or receiving demand letters, which generally required further assistance and time spent helping the customer evaluate their financial position.
  • Following up on Payment Arrangements as the first priority of the day and then actioning further accounts and replying to customer queries and complaints via email received for that day.
  • Always ensuring that we had completed online training courses with a pass rate of 90% in regards to the Privacy Act, ACCC, Financial Ombudsman etc updates and regulations changes.

Revenue Collections Officer

Redland City Council
12.2014 - 04.2014
  • I have been working for Redland City Council on a contract basis since approximately January reporting directly to the Finance Manager on a weekly basis in regards to commercial debts.
  • My role involves contacting customers to arrange payment of outstanding rates for up to three quarters in arrears and entering customers into arrangements to avoid further default interest.
  • Collecting nearly $100k in 4 weeks with credit card payments and Arrangements of up to $125k has been my greatest achievement whilst working their.
  • I also worked on Senior Collections officers accounts to arrange payment to avoid possible legal action of accounts that remain unpaid for more than 3 quarters and preparation.
  • Following up on Promises to Pay on a daily, weekly and fortnightly basis to ensure customer are keeping to their arrangement and also reviewing arrangements every 6 weeks to possibly increase repayments.
  • Handling dispute resolution calls from customers regarding their rates charges and excess water.

Account Credit Manager

Professional Recovery Services
04.2013 - 12.2013
  • I was responsible for handling over 800 accounts for outstanding commercial debts and outstanding Body Corporate fees of up to $20,000 per client.
  • Skip tracing of debtors using programmes like TICA, Veda, Facebook & Google.
  • Data entry of accounts onto a new collections program and ensuring data is also correct.
  • Commencing legal action with Rostron Carlyle Solicitors and following through on judgements.
  • Entering customers into payment arrangements and ensuring payments are honoured.
  • Ensuring all collections of accounts are met under the ACCC & ASIC legislation.
  • Preparing court document for Magistrates Courts and Solicitors for outstanding debts.
  • Drafting of letters to customers for new database templates and training new staff on database.

Credit Manager

Get Car Loans
11.2012 - 04.2013
  • I self managed a loan book of over 480 customers and had a vast array of responsibilities.

Repo Senior Customer Relationship Officer

Qld Motorways - GO VIA
07.2010 - 08.2011
  • Collections of overdue accounts, Payment arrangements for tolls & D.T.M.R. infringements.
  • Helping new contract staff members with reverse role training and CQM training.
  • Setting up new personal and business accounts & temporary passes.
  • High amount of dispute resolution & customer complaint handling in inbound call centre.
  • CQM rating average of 97.7% for quality control and customer service which lead to being the basis for CQM calibration of Team Leaders.
  • Implementing better quality control and customer service training within the Call Centre.
  • SAP Database and SAPGUI for back office reports and investigation.
  • Assigned additional duties from other departments - Data Entry.

Senior Collections Officer

Australian Lending Services
12.2007 - 05.2008
  • Responsible for 5 staff in the daily running of collections, discharges, customer service & dispute resolutions for a Mortgage Originator.
  • Management reports prepared monthly to Mortgage Insurers, Funders, Solicitors & Management.
  • Repossessions of properties across Australia and Tasmania along with organising Real Estate Agents to sell the property on my behalf of the Funders & Mortgage Insurer.
  • Daily KPI reports and organising them to be sent to staff and monitored by management.

Senior Collections Officer

FirstMac Mortgages
01.2005 - 01.2006
  • Daily, weekly & monthly KPI targets.
  • Investigation of accounts in dispute with customers/originators with amounts of up to 1.4million dollars.
  • Follow up on investigations with other Team Leaders and Managers to obtain an end result with Disputes from all parties involved.
  • Dealing with overdue accounts up to 30 & 60 days in arrears and issuing Default Notices and organising Field agents for accounts up to 2 Million in default on Home Mortgages.
  • Discussing with Staff, Team Leaders & BDM's plans on how to resolve an issue within the company to ensure no further problems/disputes arise in future.
  • Working weekends independently to be able to contact overseas clients or people who have been unattainable for Senior Collectors & Legal Officers of accounts in default of payments or with Legal action pending.
  • Obtaining and investigating fraudulent documents and dealing with accounts that are also in discussion with Federal & Local Police, ASIC, Fraud Squad, Banking Ombudsman, Legal aid.
  • Applying to Mortgage Insurer's for Hardship for customers on a case by case basis.
  • Interest adjustments on accounts incorrectly charged in error and full reconciliation of account/s.
  • Advising Originators of the training manuals, default fees and dispute resolution put in place by the Collections Department and to ensure their staff where trained by the BDM.
  • Completing daily task of contacting Construction Accounts in arrears & also ensuring the Daily Trust Account Report was completed to ensure accounts where not incorrectly in arrears.
  • Helping fellow staff with queries and problems in all different departments within the company to give them a better understanding of the problem at hand.

Collections Manager / C.S.O. 2IC

Better Mortgage Management
01.2002 - 01.2005
  • I started as the Collections officer & was then promoted to Collections Manager which included dealing with overdue home loan repayments for up to 6 different Funders and also filling in for the Customer Service Manager during holiday periods.
  • Tasks included commencing legal action by preparing Default Notices & then liaising with Lawyers for mortgage defaults up to Supreme Court proceedings with the customers.
  • Organising market appraisals from real estate agents and conducting maintenance on properties under my Funders & Mortgage Insurer guidelines and approval until the reserve sale price of the property at day of Auction.
  • Implementing Arrears & C/Service training manuals for training of funders' requirements and guidelines for all staff and Introducers.
  • Senior Disputes Resolutions Officer for investigation into complaints with customers, solicitors, lawyers, mortgage insurers, valuations, introducers, funders.
  • Organising variation agreements, discharges of loan including partial and full discharges and mortgage insurers approval for hardship claims.
  • Receiving and preparing daily / weekly / monthly arrears reports along with reporting to Funders & Mortgage Insurance, monthly trailing commission reports from funders to withhold Introducers Commission on arrears files for the Managing Director.
  • Learning all facets of fellow staff's duties within the company - Processing claims and applications, Construction Claims, Valuations, Insurance, Refinancing & Discharging a loan, Implement training procedures with Sales Management to train fellow broker's, MIAA Training, Dispute Resolution and Customer Service.

Senior Communications Supervisor

CERTIS CORPORATE SECURITY / SYDNEY NIGHT PATROL
  • After completing my Certificate II at Asset College I was employed by the National HR Manager too commence as the Senior Communications Supervisor for Brisbane & Eagle Farm Racecourse along with Gold Coast Turf Club.
  • I also work Events at Suncorp Stadium in the Corporate Boxes and was given the Awesome Opportunity to be the only Senior Guard at the Door to 'PINK'S V.I.P. Guest Room in charge of 500 of her Guests whilst also Securing the Band Member's Room.
  • I then went on to work at the Gatehouse for Team Global Express LARAPINTA Interstate Truck Depot as a Guard Unsupervised 4 days On (12 Hour Shifts) 4 days Off on a Full Time Basis.
  • I know wish to gain further experience in Events, Festivals, Clubs and Corporate Security in Crowd Control.

Education

Some College (No Degree) - K9 Handlers - Security Level II

NTSA
Hillcrest, QLD

Certificate II - Security Operations

Asset College

Certificate - First Aid and C.P.R.

Certificate - R.S.A. & R.S.G.

Certificate IV - Dispute Resolution

Certificate III - Mediation

Skills

  • Credit management and collections
  • Customer service excellence
  • Accounts receivable management
  • Banking operations
  • Finance and insurance expertise
  • Communication and mediation skills
  • Dispute resolution strategies
  • Organisational skills
  • Coordination and computer proficiency
  • Microsoft Office applications
  • Analytical reporting
  • Verbal and written communication
  • SAP and JD Edwards systems
  • Quality recovery management
  • Skip tracing techniques
  • Legal compliance knowledge
  • Privacy legislation expertise
  • Fraud detection strategies
  • Security operations management
  • Event coordination and management
  • Conflict resolution strategies
  • Team collaboration skills
  • First aid certification
  • Risk assessment skills
  • Attention to detail

References

  • Ms. Samantha Bennett, National H.R Manager for CERTIS Security / Sydney Night Patrol, 0480 501 739
  • Mrs. Veronica Handley, Dispute Resolutions Manager / Team Leader at QLD MOTORWAYS, 0403 123 361
  • Mr. Richard O'Brian, Ex Military Services - Neighbour, 0428 042 804

Skills Experience

  • Over 25 years' experience in various credit management and customer service roles including debt collection, accounts receivable, property management, banking & finance industry, insurance & collections call centre environments.
  • Highly developed communication skills including extensive experience in dealing with people in difficult and/or stressful situations with Mediation and Dispute Resolution Skills.
  • Proven ability to organise, prioritise and coordinate daily work tasks including urgent demands, reports, customer disputes, KPI's and Monthly targets without supervision and staff mentoring.
  • Various computer skills - MS Word, Excel, Access, MYOB, Email, Internet, Skip Tracing etc.
  • Ability to fit into any new contract position which has given me the opportunity for new roles with companies looking to decrease overall debt portfolio or update programs and new legislation.
  • My key asset is having an analytic ability to listen to my clients and staff by helping them resolve any situation or problems that should arise so everyone always feels that you have given them your utmost respect & diligence.
  • My most advantageous skill is my verbal and written communication people skills that I have learnt with years of experience in dispute resolution which is also my best attribute with a passion for always wanting to re-educate and resolve any personal or business matter.

References

References available upon request.

Timeline

Security Officer

INFRONT SECURITY PTY LTD
04.2025 - Current

Owner / Director

Dream Clean Gardening & Landscaping
07.2017 - 09.2023

Revenue Collections Officer

Redland City Council
12.2014 - 04.2014

Senior Revenue Collections Officer

Redland City Council
10.2014 - 01.2015

Senior Collections Officer

Suncorp Bank
05.2014 - 10.2014

Account Credit Manager

Professional Recovery Services
04.2013 - 12.2013

Credit Manager

Get Car Loans
11.2012 - 04.2013

Repo Senior Customer Relationship Officer

Qld Motorways - GO VIA
07.2010 - 08.2011

Senior Collections Officer

Australian Lending Services
12.2007 - 05.2008

Senior Collections Officer

FirstMac Mortgages
01.2005 - 01.2006

Collections Manager / C.S.O. 2IC

Better Mortgage Management
01.2002 - 01.2005

Senior Communications Supervisor

CERTIS CORPORATE SECURITY / SYDNEY NIGHT PATROL

Some College (No Degree) - K9 Handlers - Security Level II

NTSA

Certificate II - Security Operations

Asset College

Certificate - First Aid and C.P.R.

Certificate - R.S.A. & R.S.G.

Certificate IV - Dispute Resolution

Certificate III - Mediation

MARCUS ROSE