Summary
Overview
Work History
Education
Skills
Timeline
Accomplishments
Certification
Careeraccomplishments
Career Overview
References
Leadership Profile
Career Break
References
Activities
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Mark Cozens

Woy Woy,Australia

Summary

Dynamic Senior Manager with a proven track record driving over 15% YoY revenue growth and achieving >98% client retention. Expert in B2B sales and client relationship management, leading cross-functional teams to enhance service delivery and compliance in Financial services (including FX and IR derivatives). Passionate about strategic planning and innovation.

Overview

15
15
years of professional experience
1
1
Certificate

Work History

Senior Manager, Client Management

American Express
Sydney, Australia
07.2016 - 06.2023
  • Delivered >15% YoY revenue growth for 7 years; 98%+ client retention.
  • Managed a team of Portfolio Managers/Senior Portfolio Managers with 1200 clients and turnover of $2b+ generating net revenue of $21m.
  • Managed FX/Payments partnerships with Credit Unions; ensured compliance & delivery.
  • Managed Salesforce pipeline across Sales, Client Management, Operations and marketing to enhance cross-functional collaboration.
  • Spearheaded Extended Payment Card product as owner; addressing client cash flow requirements out to 120 days.
  • Led SaaS negotiations: Salesforce, Tableau, Microsoft365/Copilot, Zoom, Slack.
  • Conducted working capital strategy training to boost client engagement and upsell.
  • Presented at financial markets events; promoted Amex leadership in commercial FX.

Senior Financial Markets Business Consultant

Western Union
Sydney, Australia
12.2015 - 04.2016
  • Managed FX and foreign payment services for SME to institutional clients.
  • Delivered training on derivative structures and financial statement analysis.
  • Supported Australia/NZ Sales teams; enhanced product/service delivery structure.

Associate Director

BOQ
Sydney, Australia
10.2013 - 12.2015
  • Originated $1m+ in Derivative revenue in first year of operations.
  • Led FX derivative regulatory approval; advised clients on hedge accounting.
  • Managed B2B client portfolios across NSW/VIC in FX, IR, and trade finance sectors.

Head of Commercial Sales

ANZ
Sydney, Australia
12.2009 - 09.2013
  • Led a 16-person sales team across FX/IR derivatives and commercial banking.
  • Restructured regional sales into state teams; grew revenue from $3.5M to $18M.
  • Delivered operational excellence across sales, onboarding, and digital transitions.

Senior Corporate Advisor

ANZ Bank
Sydney, Australia
07.2008 - 12.2009
  • Guided large corporates through GFC with hedging strategies.
  • Provided insight on debt/equity structuring and hedge accounting.

Associate Director, WIB

Westpac
Sydney, Australia
  • Helped develop and launch Xylo FX platform for SMEs.
  • Managed a 6-dealer team and corporate portfolios in FX/IR strategy.

Portfolio Manager

Westpac
Sydney, Australia
  • Managed exposure and excess limits, streamlined credit approval.

Assoc. Director, Projects & Syndications

Westpac
Sydney, Australia
  • Led syndicated finance operations with 60+ lenders.

Education

Diploma - Business Leadership

Harvard Business School
Boston, US
12.2017

MBA - Business Administration

Charles Sturt University
Bathurst, NSW
02.2009

Bachelor Of Business - Finance

Charles Sturt University
Bathurst
02.2007

Skills

  • B2B sales
  • Client relationship management
  • Team leadership
  • Cross-Functional Leadership
  • Salesforce
  • P & L ownership
  • FX & IR Derivatives structured products
  • SaaS Sales
  • Contract Negotiation
  • Service Delivery Leadership
  • Client Relationship Management
  • Client Retention
  • Financial Analysis
  • Strategic Planning
  • Revenue Growth
  • Business Development
  • Regulatory Compliance
  • Product Ownership
  • Project Management
  • Team Building
  • CRM Tools
  • Salesforce Automation
  • Digital Transformation
  • Innovation Strategy
  • AWS
  • MS Cloud applications

Timeline

Senior Manager, Client Management

American Express
07.2016 - 06.2023

Senior Financial Markets Business Consultant

Western Union
12.2015 - 04.2016

Associate Director

BOQ
10.2013 - 12.2015

Head of Commercial Sales

ANZ
12.2009 - 09.2013

Senior Corporate Advisor

ANZ Bank
07.2008 - 12.2009

Associate Director, WIB

Westpac

Portfolio Manager

Westpac

Assoc. Director, Projects & Syndications

Westpac

Diploma - Business Leadership

Harvard Business School

MBA - Business Administration

Charles Sturt University

Bachelor Of Business - Finance

Charles Sturt University

Accomplishments

  • Restructured the Head of Corporate Sales Australia into state based unit, thereby increasing revenue from A$3.5m to A$18m in NSW/Act over 4+ years
  • Built and led (full go-to-market) diverse, multi-market teams in high-pressure financial environments, delivering consistent above-market growth while cultivating a culture of trust and accountability
  • Worked in China as part of ANZ Bank Super-regional strategy
  • Delivered 15% year-over-year revenue growth for seven consecutive years while maintaining client retention greater than 98% at American Express
  • Australian Financial Markets product partner for the development of the new American Express FX dealing platform, released in the US in 2022
  • Arranged release of NZ$20m in security for Amex NZ after successful negotiation with FMA - freeing capital for strategic deployment across Australia
  • Co-developed and rolled out a 120-day Extended Payments card based on client feedback and cash flow needs
  • Generated in excess of $1m in Derivative revenue in the first year of operations with BOQ NSW/VIC team
  • Product Partner of the year for two consecutive years as Head of Commercial Sales ANZ Bank
  • Participated in the development of Westpac's Xylo FX platform released in 2008

Certification

AFMA Accreditation (RG146)

Careeraccomplishments

  • AMERICAN EXPRESS, Lead a team of 8 FX Client Managers who achieved annual targets over each of 7 years, Grew revenue from $9m p.a. to $21m p.a., Increased retention of valued clients exceeding 98%
  • BOQ, Generated +$1m in derivative revenue from $0 during first 12 months, Introduced zero cost strategic FX and IR derivative products through Board and APRA approvals
  • ANZ Bank, Nominated and worked in China as the Australian Financial Markets representative in 2012 as part of the Super Regional Strategy, As Head of Commercial Sales, I have driven revenue growth above 75%+ (actual over the three financial years), Lead Commercial Sales NSW/ACT into the number one revenue earner spot as a product partner in ANZ Business Bank surpassing Mortgages, Awarded the Number one product partner team award for both Business Bank and Regional Commercial Bank for the two years., Improved FX Flow business YOY +17%

Career Overview

I am a high achieving Finance, Treasury, Sales and Management professional with 20+ years experience working in financial institutions across Commercial, Corporate and Institutional segments. I have a strong, proven track record building and developing various new and existing businesses that have included leading three ANZ teams (FX Dealers, Fin Markets Advisory & FX BDM) to 75%+ (Actual) year-on-year revenue growth over the three financial years. I have developed exceptionally strong interpersonal communication and strong time management skills developed over several years, that have helped me deliver on budgeted and stated financial and non-financial goals and objectives. Energetic and goal oriented I have a refined, genuine passion to achieve the very best out of myself and my team and regularly and strongly support ongoing organisational progression and changes. I hold a MBA and Bachelor of Business in Finance and I’m seeking a new professional opportunity and potential new direction in my career progression.

References

I have several current and past referees that will be provided as required

Leadership Profile

Strategic and results-driven Senior Manager with expertise in client services, structured financial products, and enterprise-level SaaS solutions. A proven track record in leading cross-functional teams, building revenue engines, and launching client-driven products that delivered strong revenue growth and significant retention. Strong reputation for navigating complex stakeholder environments and fostering high-trust and high-performance cultures.

Career Break

June 2023 to January 2025 Career Break (Home Renovation): Undertook a full-scale home renovation project, deepening planning, stakeholder management, and budgetary management whilst learning new skills.

References

References available upon request.

Activities

Beyond a successful career in financial markets and client management, I've consistently demonstrated leadership in both professional and personal settings. At American Express and ANZ Bank, I led high-performing teams, managed liquidity risk, and drove strategic growth initiatives across FX and IR derivatives. I remain actively engaged with financial literature, economic policy updates, and emerging fintech innovations, ensuring I stay ahead of industry trends. Whether mentoring talent, collaborating across functions, or influencing stakeholders, I bring a blend of analytical rigor, resilience, and emotional intelligence to everything I do.

Mark Cozens