Maureen Wee Choo Hong
Singapore
Summary
Dynamic credit risk leader with extensive experience at Sumitomo Mitsui Banking Corporation, excelling in credit risk assessment and regulatory compliance. Proven track record in portfolio management and developing credit policies, driving strategic growth while ensuring high-quality loan assets. Adept at executive summarization and fostering collaborative relationships across teams.
Overview
30
30
years of professional experience
1
1
Certification
Work History
Senior Vice President, Credit Department Asia Pacific
Sumitomo Mitsui Banking Corporation
09.2014 - Current
- Review credit applications and undertake consultation and due diligence with origination teams, product specialist and sector banking
- Identify key credit risks and verify loan applications comply with risk acceptance criteria
- Make concise Executive Summary with recommendation for the approval authority
- Drive appropriate and timely action plans to minimize credit costs
- Prepare responses to queries from relevant regulatory authorities and external auditors
- Undertake periodic assessment to support the preparation of portfolio management reports
Vice President, Risk Analysis Unit – Global Banking
The Hongkong and Shanghai Banking Corporation Limited
07.2010 - 08.2014
- Partner Global Banking and Commercial Banking Relationship Managers in attaining strategic growth targets while maintaining high quality loan assets
- Working with product partners in structuring of credit facilities and subsequent reviews
- Ensuring implementation of all audit and regulatory recommendations
- Interacting with market risk, compliance, finance, legal and other risk functions to ensure comprehensive risk governance
Credit Manager
The Bank of East Asia
03.2010 - 07.2010
- Review and independent assessment of credit applications to ensure timely reviews
- Industry research and analysis
- Work closely with Relationship Managers in structuring credit facilities
- Update of credit policies and guidelines and ad-hoc reporting
Contract Teacher (Untrained - Contract)
Ministry of Education
09.2009 - 02.2010
- Teaching duties of a primary school teacher
Credit Analyst (Manager), Credit Risk Management
RZB-Austria Bank
08.2007 - 08.2009
- Responsible for credit risk assessment of existing portfolio and new transactions
- Assignment of corporate rating
- Corporates (SME/Offshore/Large Corporates), Syndication, Project Finance, Commodity Finance
Business Analyst (AVP), Corporate Banking
BNP PARIBAS
04.2000 - 08.2007
- Perform credit risk analysis of local corporate borrowers (mid-cap market)
- Undertake analysis of industry relevant to corporate borrowers
- Drafting and preparation of facility letters
- Liaise with various functional groups to ensure operational risk, legal risk, regulatory issues and credit risk matters are addressed prior to submission of the credit for approval
Credit Officer, Corporate Banking
MITSUBISHI TRUST & BANKING CORPORATION LTD
12.1997 - 04.2000
- Prepare credit proposals for annual reviews on local and regional Japanese clients
- Prepare Watchlist reports on a periodic basis
- Preparation of facility letters and necessary loan documentation
Share / Car Loan Officer
OCBC FINANCE LTD
01.1996 - 12.1997
- Promote share and car financing package to customers
- Daily administration of transactions relating to share financing
- Raising and obtaining approval for car loan applications
- Liaising with car loan dealers with regards to car loan applications and transactions
Marketing Executive
Hanshin Freight International Pte Ltd
01.1995 - 01.1996
- Marketing and business development of freight and shipping services
- Servicing and maintenance of close contact with existing clients
Education
MASTERS OF SCIENCE - FINANCIAL MANAGEMENT
University of London
01.2001
BACHELOR OF BUSINESS ADMINISTRATION - MERIT
National University of Singapore
01.1995
Skills
- Credit risk assessment
- Portfolio management
- Regulatory compliance
- Executive summarization
- Credit policy development
- Financial analysis
Personal Information
- Date of Birth: 04/23/73
- Gender: Female
- Nationality: Singaporean
- Marital Status: Married
Certification
- Certificate in Green and Sustainable Finance
Languages
English
Native/ Bilingual
Chinese (Mandarin)
Professional
References
References available upon request.
Timeline
Senior Vice President, Credit Department Asia Pacific
Sumitomo Mitsui Banking Corporation
09.2014 - Current
Vice President, Risk Analysis Unit – Global Banking
The Hongkong and Shanghai Banking Corporation Limited
07.2010 - 08.2014
Credit Manager
The Bank of East Asia
03.2010 - 07.2010
Contract Teacher (Untrained - Contract)
Ministry of Education
09.2009 - 02.2010
Credit Analyst (Manager), Credit Risk Management
RZB-Austria Bank
08.2007 - 08.2009
Business Analyst (AVP), Corporate Banking
BNP PARIBAS
04.2000 - 08.2007
Credit Officer, Corporate Banking
MITSUBISHI TRUST & BANKING CORPORATION LTD
12.1997 - 04.2000
Share / Car Loan Officer
OCBC FINANCE LTD
01.1996 - 12.1997
Marketing Executive
Hanshin Freight International Pte Ltd
01.1995 - 01.1996
MASTERS OF SCIENCE - FINANCIAL MANAGEMENT
University of London
BACHELOR OF BUSINESS ADMINISTRATION - MERIT
National University of Singapore
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