Memoona Anwar

Innovation & Strategy: Spearheaded the company's innovation strategy, driving the development of privacy-aware digital identity solutions. Led cross-functional teams to design and implement an adaptive digital identity architecture, giving the company a competitive edge and positioning it for growth in the digital identity space.

Governance & Risk Management: Developed and implemented a comprehensive Enterprise Risk Management (ERM) framework, identifying, assessing, and mitigating organizational risks. Ensured compliance with policies, laws, and regulations while providing continuous risk reporting and updates to key stakeholders, ensuring alignment with corporate objectives.

Risk Assessment & Fraud Prevention: Built fraud prevention policies and systems, including ID verification, KYC, and transaction monitoring, using AI-based tools to enhance fraud detection and minimize risk. Led risk prioritization and mitigation, reducing security incidents and improving fraud detection capabilities.

Risk Remediation & Governance: Managed risk remediation by drafting mitigation plans, ensuring the alignment of risk reduction strategies across accountability owners. Reduced data loss by 20% and minimized security breaches by 15% through targeted mitigation strategies and robust access management systems.

Compliance & Controls: Developed and executed compliance strategies, ensuring adherence to regulatory standards across teams. Conducted audits, improved operational controls, and implemented process improvements, resulting in a more efficient and effective control environment.

Compliance & Regulatory Expertise: Kept up to date with industry developments through media, seminars, and conferences. Provided compliance advice across business units on sales, trading, and digital transformation.

Training & Policy Development: Led compliance induction training and supported ongoing training for business units. Drafted and maintained policies, procedures, and compliance manuals.

Communication & Collaboration: Prepared reports for internal meetings and committees, ensuring timely updates on regulatory changes and risks. Collaborated across teams to ensure compliance adherence.

Compliance Reviews & Risk Management: Conducted desk reviews to assess compliance with policies and prepared findings for management. Mitigated compliance risks through strategic recommendations.

Innovation & Security Initiatives: Designed open banking-based digital identity verification architecture. Developed SOC2 documentation and implemented ISO27001 information security management system.

Regulatory Compliance & CDR: Led documentation for ACCC's Consumer Data Rights initiative and designed consent management workflows to meet regulatory requirements for open banking licenses.

• Designed adaptive digital identity architecture and ensured ongoing ISO27001/27701 compliance. Led security audits, provided security training, and managed technological upgrades. Served as the primary contact for information security and led the research innovation team, contributing to technical blogs.

• As part of industry-academia collaboration, I designed an adaptive digital identity reference architecture, which was later registered as a patent.

• Led the design and development of software systems using object-oriented design, ASP.NET, and C#.NET. Collaborated with cross-functional teams and clients to ensure software performance and requirements were met. Managed project planning, system testing, and optimization of applications.