Mengyu Wang
Chengdu,China
Summary
1.Detail-oriented and results-driven finance professional with experience in mortgage and credit assessment at leading financial institutions.
2.Skilled in analyzing clients’ financial situations, interpreting and applying multiple banks’ credit policies, and preparing accurate loan applications.
3.Adept at liaising with clients, lenders, and internal teams to ensure smooth approval processes and timely settlements.
4.Proficient in Microsoft Office, Python, and MySQL, with strong analytical, problem-solving, and communication skills.
5.Fluent in English and Mandarin, with a track record of mentoring colleagues and enhancing team efficiency.
Overview
5
5
years of professional experience
1
1
Certification
Work History
Portfolio Analyst
Ausun Finance
02.2022 - Current
- Assess clients’ financial situations (payslips, salary credits, company financial statements, BAS, ITR, CTR) to design tailored loan solutions.
- Interpret and apply multiple banks’ credit policies to match client needs with suitable lending options.
- Prepare and review loan applications, ensuring accuracy, compliance, and completeness of documentation.
- Liaise with banks, lenders, and clients to clarify requirements, resolve queries, and streamline approval processes.
- Monitor application progress and settlements to ensure timely and accurate completion.
Credit Assessment Officer
Australia and New Zealand Bank
03.2021 - 12.2021
- Process and review loan applications, ensuring compliance with credit policy and regulatory standards.
- Conduct credit risk pre-assessment, monitor loan accounts, and ensure timely repayments.
- Analyse financial statements, tax returns, and cash flow to assess repayment capacity.
- Perform credit analysis on individuals, guarantors, and businesses; determine internal risk ratings.
- Prepare detailed credit summaries highlighting financing needs, strengths, and risks for decision-making.
- Conduct industry and market research to support credit evaluations,KYC and due diligence
- Collaborate with bankers, underwriters, and financial institutions to resolve issues and streamline processes.
- Ensure adherence to internal risk policies and contribute to process improvements for efficiency.
Education
B.Sc. - International Trade and Economy
Chengdu Normal University
06.2018
Skills
- Proficient in Microsoft Office (Word, Excel, PowerPoint, Outlook)
- Fluent in English; Native in Mandarin
- Programming and Data Skills: Python, MySQL
- Valid Driver’s License
Certification
1.Google Analytics advanced certificate
2.University of California, Davis SQL data for science certificate
3.International Trad e Practice Comprehensive Training certificate
4.First prize of The National University International Trade Competition
Timeline
Portfolio Analyst
Ausun Finance
02.2022 - Current
Credit Assessment Officer
Australia and New Zealand Bank
03.2021 - 12.2021
B.Sc. - International Trade and Economy
Chengdu Normal University
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