Mihirkumar Dave
Adelaide,SA
Summary
Results-driven credit analyst with a proven track record at Flexible Lending Solutions, demonstrating exceptional financial acumen and teamwork. Expertise in developing financial models that enhance customer creditworthiness forecasting, leading to improved risk assessment. Adaptability in navigating regulatory changes ensures compliance and supports strategic credit limit recommendations.
Overview
5
5
years of professional experience
1
1
Certification
Work History
Credit Representative
Flexible Lending Solutions
Richmond, SA
01.2020 - Current
- Monitored and maintained compliance with internal controls and government regulations.
- Recommended appropriate credit limits based on customer profiles and historical data.
- Researched industry trends in order to stay abreast of current developments in the field of consumer lending.
- Developed financial models to analyze customer creditworthiness and forecast future performance.
- Developed comprehensive understanding of financial statements, enhancing opportunities to assess risk.
- Advised customers on available financing options suitable for their needs and circumstances.
- Analyzed customer financial statements, credit reports, and other related documents to assess risk levels.
- Maintained an up-to-date knowledge of applicable state and federal regulations governing consumer lending practices.
Education
Diploma of Finance And Mortgage Broking - Finance
AAMC Training Group
Adelaide, SA10-2019
Diploma of Business Management - Finance
Austarlian Institute of IT And Hospitality MGT
Footscray, VIC11-2011
Bachelor of Commerce - Commerce
Gujarat University
Ahmedabad, India06-2004
Skills
- Financial acumen
- Credit analysis expertise
- Credit decisions
- Multitasking
- Time management abilities
- Written communication
- Adaptability and flexibility
- Teamwork and collaboration
- Financial analysis
- Critical thinking
- Loan underwriting
- Loan documentation
Accomplishments
- Finalist: AFG Best New Broker, SA, and NT, 2021.
Languages
English
Native/ Bilingual
Gujarati
Native/ Bilingual
Hindi
Native/ Bilingual
Punjabi
Limited
Certification
- AFCA.
- MFAA.
References
References available upon request.
Timeline
Credit Representative
Flexible Lending Solutions
01.2020 - Current
Diploma of Finance And Mortgage Broking - Finance
AAMC Training Group
Diploma of Business Management - Finance
Austarlian Institute of IT And Hospitality MGT
Bachelor of Commerce - Commerce
Gujarat University
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