MINNI SINGLA
Clyde North
Summary
Highly motivated Senior Analyst, Financial crime that demonstrate experience with complex data analysis and high-performance computing. Poised and dedicated to working hard and being a contributing team member. Communicates scientific results in clear language for maximum effectiveness.
Overview
10
10
years of professional experience
Work History
Senior Analyst
National Australia Bank
07.2022 - Current
- Utilize risk scoring models and assessment frameworks to evaluate the level of risk posed by customers, considering factors such as geographic location, industry sector etc.
- Development and deployment of robust AML controls ensuring compliance with AML/CTF policy
- Leveraged advanced data analytics techniques to assess financial crime risk within the business operations
- Developed and implemented data-driven strategies to identify, quantify, and mitigate financial crime risks effectively
- Transformed raw data into actionable insights to support strategic decision-making processes.
- Collaborated with cross-functional teams to translate data insights into targeted approaches for managing customer risk effectively.
- Prepare detailed reports documenting analysis findings, including recommendations for further action or escalation as necessary.
- Collaborate closely with internal stakeholders, including Compliance, Legal, and Risk Management teams, to address identified risks and ensure compliance with regulatory requirements.
- Stay informed about changes in AML/CTF regulations and industry best practices, and proactively incorporate updates into analysis processes and procedures.
- Participate in training sessions and knowledge-sharing activities to enhance team's collective expertise in financial crime detection and prevention.
- Provide guidance and support to junior analysts, assisting with their professional development and helping to build a cohesive and high-performing team
Postdoctoral Research Fellow
Monash University
05.2020 - 06.2021
- Contributed to and actively participated in research conception, design and execution to address defined problems.
- Maintained accurate records of research findings and provided statistical analysis of data results.
- Use Machine Learning (Multi Variate Analysis) algorithm like Boosted Decision Tree to do initial split on input data.
- Research and transform information using Python and C++ from raw data (usually in TB) to provide easily understandable insights to data
- Separate out variable with higher significance using Python, SQL and sometimes SAS as analysis tools to evaluate and work with when deciding on range of analysis
- Chair weekly group meeting for High Energy Physics community (~30 members) at Monash University
- Development of research-related material for teaching purposes
- Junior Coordinator for LHCb simulation group at CERN, Switzerland (50+ physicists) to represent Monash University
- Use git to share coding script and data within workgroup
Personal Banker
Westpac Banking Corporation
03.2019 - 05.2021
- Assisted customers with setting up or closing accounts, completing loan applications and signing up for new services.
- Help customers with needs around accounts, credit cards, personal loans and insurance, as well as making referrals to the mortgage lending team
- Kept track of branch's KPI for home lending using mySQL and Tableau to present during quarterly review
- Developed root cause reports to address problems with customer conversions, successfully revealing insights that boosted conversion
- Help customers with tasks such as resolving account issues, putting in special account instructions, making international transfers and handling stop payments
- Always kept vigilant for fraud/scam and saved customers from become a victim
- Retain and deepen customer relationships through quality needs based conversations to explore customer's financial needs and goals
- Promoted financial products by maintaining excellent service offering knowledge.
- Worked closely with management to strategise sales techniques to increase branch production and customer service.
Credit Analyst
Money3
07.2017 - 02.2019
- Assessed credit risk and analyzed financial statements.
- Providing written loan approvals, and modifying and restructuring existing loans
- Identified procedural areas of improvement through customer data, using SQL to help improve profitability
- Made decisions and recommendations about extending lines of credit.
- Deal with dishonours and slow debts
- Maintaining branch's financial database using mySQL
- Present and deliver company products and services to current and potential clients
- Comply with obligations under Anti-Money Laundering and Counter-Terrorism Financing by using techniques taught during for AML CTF Compliance Training
- Assist in ensuring that the branch is in compliance with laws and regulations set forth by regulatory agencies
- Conducted presentations to upper management and executive teams for loan recommendations.
- Reviewed customer files on regular basis to make sure receivables were in sound condition.
Teacher
Kids Unlimited
02.2016 - 06.2017
- Teach Computer programming, Electronics and Science
- Plan and implement range of teaching programs or courses of study
- Monitor, evaluate and report student progress in key learning areas
- Implement strategies to achieve targets related to student learning outcomes
- Contributing to growth and profitability of business by contributing to promotional activities
- Report to manager and parents on achievements of individual students by using visualization tool Tableau
- Encouraged creative thinking and motivated students by addressing individual strengths and weaknesses
Postdoctoral Research Fellow
GSI GmbH
01.2014 - 01.2016
- Managing of weekly project group meetings
- Responding and resolving industrial queries from several companies from Europe and Japan to promote project
- Writing programs for data analysis using MS Excel and C++
- Contributed to and actively participated in research conception, design and execution to address defined problems.
- Supervision of Doctorate students
- Training more than 25 students each year and helping them accomplish their tasks
- PCB designing using EAGLE software
- Simulations of silicon detector using TCAD tools
- Report to the project manager and group leader about the monthly progress (Monthly group Meetings)
- Leading the project to accomplishment and publication of the TDR (Technical Design Report)
Education
Ph.D. - Physics
University of Frankfurt
Germany08.2013
Master of Science - Physics
Guru Nanak Dev University
India06.2009
Skills
- MySQL
- Python
- C
- SAS EG
- SMC
- Git
- MS Office
- Linux operating systems
- LaTex
- TCAD simulations
- AML/CTF Compliance
- Stakeholder Communications
Timeline
Senior Analyst
National Australia Bank
07.2022 - Current
Postdoctoral Research Fellow
Monash University
05.2020 - 06.2021
Personal Banker
Westpac Banking Corporation
03.2019 - 05.2021
Credit Analyst
Money3
07.2017 - 02.2019
Teacher
Kids Unlimited
02.2016 - 06.2017
Postdoctoral Research Fellow
GSI GmbH
01.2014 - 01.2016
Ph.D. - Physics
University of Frankfurt
Master of Science - Physics
Guru Nanak Dev University
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