Summary
Overview
Work History
Education
Skills
Timeline
Generic

Minyan Zhang

Sydney

Summary

Experienced with transaction monitoring, suspicious matter reporting and quality review. Proven track record in providing accurate and consistent findings to stakeholder and regulatory, ensuring adherence to compliance standard.

Overview

7
7
years of professional experience

Work History

Senior AML Analyst

Citibank
08.2025 - Current
  • Investigated alerts on transaction and customer, clearly documenting red flags and grounds for suspicion.
  • Analyzed comparative data, prepare and present reports related to AML risk assessments
  • Prepared and submitted high-quality SMRs to AUSTRAC for regulatory compliance and clarity
  • Conducted Quality Assurance reviews on completed narrative and provide constructive feedback
  • Liaised with Line 1 Risk to support process improvement and remediation when required
  • Assisted with AML/CTF-related initiatives, policy changes, and internal reporting
  • Identified and addressed potential risks or escalated issues with the assistance of functional
    partners and key stakeholders

Senior Transaction Monitoring Analyst

Rabobank
06.2021 - 05.2025
  • Reviewed transaction alerts and conducted detailed investigations on alerted trades and customers.
  • Escalated potentially suspicious matter within SLA and present findings accordingly.
  • Conducted Quality Assurance review on junior analysts' submission to ensure accuracy and consistency in findings.
  • Provided support in drafting and developing team's alert handling instructions and Standard Operating Procedures.
  • Engaged with compliance team on monthly catch-up for feedback on team performance and quality score.
  • Collaborated with cross-functional teams to ensure adherence to regulatory requirements.
  • Assisted in training junior analyst on AML typologies and trends in alert generating.

AML Analyst

Commonwealth Bank of Australia
08.2020 - 05.2021
  • Reviewed alerts generated on unusual transactions and escalated as required
  • Collaborated with team members to enhance data collection processes for monitoring activities effectively.
  • Reviewed KYC processes on current customers, and ensured Enhanced Customer Due Diligence is applied.
  • Conducted due diligence investigations to mitigate potential risks associated with high-risk customers.
  • Raised concerns on individual and business customer portfolios with QA reviewers where potential risks are captured to remediate and strengthen controls.

Remediation Case Assessor

Deloitte
05.2018 - 07.2020
  • Reviewed financial planning cases to ensure appropriateness of advice and products are in line with compliance framework.
  • Calculated product and service fees charged for financial planning services provided within the advised period.
  • Conducted quality checks over previous assessors' remediation reviews and report finding to stakeholders.
  • Assisted in developing an end-to-end remediation process, and automate the static data input process when necessary.

Education

Bachelor of Commerce - Finance

University of Melbourne
Parkville, VIC
12-2015

Skills

  • Customer due diligence
  • Transaction Monitoring
  • Suspicious matter reporting
  • Risk assessment
  • Quality assurance
  • Process improvement

Timeline

Senior AML Analyst

Citibank
08.2025 - Current

Senior Transaction Monitoring Analyst

Rabobank
06.2021 - 05.2025

AML Analyst

Commonwealth Bank of Australia
08.2020 - 05.2021

Remediation Case Assessor

Deloitte
05.2018 - 07.2020

Bachelor of Commerce - Finance

University of Melbourne

Similar Profiles

CREATE PROFILE
Minyan Zhang