MUNI SHOVNEEL NAND
SIGATOKA,FIJI
Summary
.Experienced Loan Officer adept at assessing customer needs, providing suitable products and guiding customers through loan process. Handles complex financial transactions using in-depth knowledge of loan products, services and lending regulations. Develops strong customer relationships by providing excellent service.Well-versed in driving advancements in quality control, team productivity and customer service. Offers over 13 years of experience in Retail banking and hotel industry in total.
Overview
14
14
years of professional experience
1
1
Certification
Work History
Administration Officer
VILLAGE GLEN AGED CARE RESIDENCES
06.2023 - 07.2024
- Provided administrative support to senior management staff, including diary management, travel arrangements and document preparation.
- Coordinated the recruitment process from initial job advertisement through to interviewing candidates.
- Maintained accurate records of employee attendance data using HR software applications.
- Developed and implemented effective office procedures to ensure smooth running of the organisation.
- Maintaining accurate and up-to-date records of staff attendance and absences.
- Accurately entering employee information into the computerized roster system.
- Creating, modifying and deleting employee profiles in the database.
- Monitoring overtime hours worked by employees and ensuring that they are compensated correctly.
- Developed strong working relationships with colleagues, contributing to a positive work environment.
- Provided exceptional customer service, addressing inquiries professionally and in a timely manner.
- Screened and transferred incoming calls, took down messages, and transmitted information and documents to internal personnel.
- Aided colleagues, managers, and customers through regular communication and assistance.
MOBILE LENDING OFFICER
BANK OF THE SOUTH PACIFIC
08.2013 - 01.2023
- Developed and maintained relationship with borrowers to ensure successful loan origination.
- Analyzed borrower's financial information, such as income, assets, credit history and debt obligations to determine eligibility for loan approval.
- Reviewed loan applications and supporting documents for accuracy and completeness according to company policies and procedures.
- Negotiated terms of loans with applicants based on their creditworthiness, available collateral and other factors.
- Advised clients on the various types of loans and credit options that are available, including interest rates and repayment plans.
Purchasing Officer
LAUCALA ISLAND RESORT
02.2011 - 07.2013
- Developed and monitored purchasing strategies to ensure cost-effective purchases.
- Analyzed supplier data, such as price lists, quality assurance plans, and delivery schedules, to determine the best suppliers for goods and services.
- Negotiated with vendors to obtain competitive prices while maintaining high standards of quality and service.
FINANCE OFFICER
OUTRIGGER ON THE LAGOON FIJI
02.2010 - 02.2011
- Performed budgeting, forecasting, and variance analysis on a monthly basis.
- Conducted financial analysis to identify potential areas of improvement and cost savings.
- Managed accounts receivable and payable processes while ensuring accurate recording of transactions in the general ledger system.
Education
Advanced Diploma - MANAGEMENT
ULTIMATE INSTITUTE OF AUSTRALIA
Melbourne, VIC01-2025
Diploma - BUSINESS ACCOUNTING
FIJI NATIONAL UNIVERSITY
12.2010
Skills
- Administrative Support
- Relationship Building
- Customer Relations
- Contract Negotiations
- File Management
- Portfolio Management
- Loan structuring
- Documentation Review
- Team Player
- Cash Handling
- Customer service-focused
- Credit assessment
- Relationship building and management
- Client Relations
Affiliations
- Sports person
- Love outdoor activities
- Meeting new people
Accomplishments
- Best personal banker in 2017
- Runner ups 2018 and 2019
Certification
- Australian driving license
Languages
English
Full Professional
Fiji
Full Professional
Hindi
Full Professional
AUSTRALIAN NATIONAL BRAVERY AWARD
The Australian Bravery Decorations recognise acts of bravery where people selflessly put themselves in jeopardy to protect the lives or property of others. This was awarded by the Governor General of Australia for my brave act in saving a life of a 93 year old man in a house fire.
Timeline
Administration Officer
VILLAGE GLEN AGED CARE RESIDENCES
06.2023 - 07.2024
MOBILE LENDING OFFICER
BANK OF THE SOUTH PACIFIC
08.2013 - 01.2023
Purchasing Officer
LAUCALA ISLAND RESORT
02.2011 - 07.2013
FINANCE OFFICER
OUTRIGGER ON THE LAGOON FIJI
02.2010 - 02.2011
Diploma - BUSINESS ACCOUNTING
FIJI NATIONAL UNIVERSITY
- Australian driving license
Advanced Diploma - MANAGEMENT
ULTIMATE INSTITUTE OF AUSTRALIA
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