Naomi Somai
Sydney,NSW
Summary
Financial Crime & Compliance professional with 7+ years’ experience across banking and wagering environments, including 4+ years within Financial Crime Operations at Tabcorp. Specialising in AML/CTF frameworks, Transaction Monitoring, KYC/ECDD, and regulatory response, with a strong focus on scalable financial crime controls, operational performance, and governance outcomes. Experienced in fast-paced, high-volume environments, with a proven ability to analyse complex transactional behaviour, identify financial crime risk, and translate data into clear, actionable insights to support AUSTRAC engagement, regulatory response, and senior stakeholder decision-making.
Overview
7
7
years of professional experience
Work History
Financial Crime Operations & Compliance
Tabcorp
Sydney, NSW
09.2025 - Current
- Delivered structured financial crime risk analysis and executive-level reporting to support AUSTRAC regulatory engagement and information requests
- Produced detailed customer risk narratives, consolidating KYC, Transaction Monitoring outputs, and behavioural indicators into clear, defensible insights for governance forums
- Designed and maintained customer action timelines to track investigative steps, escalation decisions, and regulatory outcomes for Customer Risk Committee visibility
- Partnered cross-functionally with Compliance, Operations, and Investigations teams to validate data, align risk positions, and ensure consistency in regulatory responses
- Supported onsite AUSTRAC engagement, providing real-time analysis and responding to regulator queries with validated operational and transactional data
- Contributed to strengthening governance reporting and improving transparency of financial crime risk across high-risk customer portfolios
- Operated effectively in a fast-paced regulatory environment, managing competing priorities and delivering accurate outputs under tight timeframes
Quality Assurance Analyst – Financial Crime
Tabcorp
08.2022 - 09.2025
- Conducted QA reviews across KYC, Transaction Monitoring, and Screening, assessing adherence to AML/CTF obligations and control effectiveness
- Analysed QA outcomes to identify control gaps, risk trends, and operational inefficiencies, supporting targeted uplift initiatives
- Delivered structured feedback and reporting to drive remediation and improve investigation quality
- Developed SOPs and governance documentation, strengthening consistency and audit defensibility
- Provided coaching and guidance to analysts, improving alignment with regulatory expectations
- Partnered with Operations, Compliance, and Risk teams to enhance financial crime controls
- Developed and executed test cases, enhancing overall testing efficiency.
KYC Analyst
Tabcorp
05.2021 - 08.2022
- Conducted ECDD investigations and risk assessments
- Prepared TTRs and UARs in line with AML/CTF obligations
- Partnered with VIP teams on high-value customers
- Supported TM investigations and complex escalations
- Acted in senior capacity supporting workflow and escalations
KYC Client Onboarding Analyst
Rabobank Australia
02.2020 - 05.2021
- Conducted end-to-end KYC onboarding and customer risk assessments in line with AML/CTF obligations
- Performed Source of Funds and Source of Wealth analysis supporting financial crime investigations
- Analysed customer profiles and transactional behaviour to identify financial crime risks
- Escalated suspicious activity to Compliance and supported regulatory reporting requirements
- Partnered with stakeholders to ensure adherence to risk management standards
- Collaborated with cross-functional teams to enhance reporting processes and accuracy.
Banking Consultant
ANZ Australia
06.2019 - 02.2020
- Delivered banking and lending services while ensuring adherence to AML/KYC obligations
- Identified and escalated suspicious customer behaviour in line with financial crime requirements
- Conducted customer due diligence and verification processes
- Acted as a first line of defence in identifying potential financial crime risks
- Maintained compliance with internal risk and regulatory standards
Skills
- Salesforce
- Tableau
- ThreatMetrix
- Oracle
- World-Check
- TRACS
- NetReveal
- VADER
- PEGA
- COB Tool
- HUB
- TabCentral
- Workday
- Equifax
Websites
CORE CAPABILITIES
- AML/CTF Governance & Financial Crime Risk Management
- Financial Crime Operations Oversight (KYC, ECDD, TM, Screening)
- Governance Reporting & Customer Risk Committee Coordination
- Operational Performance Optimisation & Process Uplift
- Regulatory Engagement & AUSTRAC Response Support
- Transaction Monitoring & Suspicious Matter Analysis
- SOP Development & Governance Documentation
- Strategic Stakeholder Engagement & Cross-Functional Collaboration
- Financial Crime Risk Analysis & Investigative Insight
Timeline
Financial Crime Operations & Compliance
Tabcorp
09.2025 - Current
Quality Assurance Analyst – Financial Crime
Tabcorp
08.2022 - 09.2025
KYC Analyst
Tabcorp
05.2021 - 08.2022
KYC Client Onboarding Analyst
Rabobank Australia
02.2020 - 05.2021
Banking Consultant
ANZ Australia
06.2019 - 02.2020